yes correct but how does that risk change from checkout versus direct payment?
As a seller, accepting direct payment WITHOUT the checkout option does not allow for eB seller protection...for example. Also, he might think that what happens if the other PP is a "stolen/compromised" one...if he gets chargeback...no protection
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Yes that is the answer lol. The real answer is 99 percent people dont know ebay and pp rules and think this is violating some ebay policy or somehow expanding their risk and that is 100 percent false
Is this person a new seller? Maybe they are just scared that you are about to scam them because they are unsure about how they are or are not protected. The person is probably just ignorant about things or just being an ass. Either way, they prob are not gonna budge.