They may well have 21 days holds. Anyone can get them at any time.
Its more likely that they are just covering their backs though.
eBay get a fair number of scammers, but there are simply methods to deter most scammers
Detailed pictures and description, only ship to confirmed PayPal addresses (and states this on your listing), get a signature on delivery. Again, state that this is done in your listing. Most scammer will stay away
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