Can eBay collect seller fees after they shut you down?

[dicsolovag]

Folks,
Can eBAy collect seller fees after they suspend your account? If I delete all my personal details, credit cards and cancel all Paypal billing agreements, can they collect. I am closing the linked Paypal account and canceling all linked credit cards.
I paid them a lot, and I am pissed at them now for suspending me. How can they collect?

[Dmshark25]

If you entered your real information than yes, even if u deleted everything they still have that information you used when registering the account

[GreenBean]

Method does not remove info from their side.

[dicsolovag]

Got it. I have had a Paypal debit card on file that had been reported stolen. I am closing all Paypal accounts that had been associated with Linked/suspended Ebay accounts. Ebay does not have my SSN, so how can they go after you? Thanks!

[GhostOfAmazon]

Originally Posted by dicsolovag

Got it. I have had a Paypal debit card on file that had been reported stolen. I am closing all Paypal accounts that had been associated with Linked/suspended Ebay accounts. Ebay does not have my SSN, so how can they go after you? Thanks!

Pretty easily.

Unless there's another "discolovag" at your address, with your birthday, it won't be hard to send your info to a collections agency. Your NAME is real, your ADDRESS is real, so all they need to do is send the info to the appropriate party. Also, IP addresses can be used to gather this info from your ISP, but this would be unnecessary, since you willingly gave it to them.

[GreenBean]

Originally Posted by dicsolovag

Got it. I have had a Paypal debit card on file that had been reported stolen. I am closing all Paypal accounts that had been associated with Linked/suspended Ebay accounts. Ebay does not have my SSN, so how can they go after you? Thanks!

All of this for an account with real info?

Sorry but that is unwise.

Care to explain the reasons?

[GhostOfAmazon]

Originally Posted by GreenBean

All of this for an account with real info?

Sorry but that is unwise.

Care to explain the reasons?

Seems like OP just doesn't want to pay his eBay fees. We have all been there, but with real accounts, it's unwise.

[cmbhuy]

eBay has their own in house collections i'm not sure if they outsource later or not

[JamesNorth101]

If you owe them fees pay them

You used their services you owe them the fees

[topofthepops]

if you report your debit card as lost before ebay takes payment then no

[dicsolovag]

Thank you for all that responded. Last night I was furious after they suspended me, hence the posting.
I will pay them as that's the right thing to do. Thanks again!

[unkown5454]

debit card = SSN = they own you. unless you playing with magic numbers that you don't own.

[JamesYaBaoy]

I did a charge-back on prior fees after they shut down one account. Credit company agreed with me and I got back the fees.

eBay sends these accounts to a collection agency/debt collector, meaning that are not the original creditor as far as the FDCPA is concerned. Due to the FDCPA, debt collectors have to walk around glass not to violate that statute. Anyways, after sending a refusal letter they can't contact you(per the FDCPA). The only option they have left is to sue(which they never do). Haven't heard from them since

[GhostOfAmazon]

Originally Posted by JamesYaBaoy

I did a charge-back on prior fees after they shut down one account. Credit company agreed with me and I got back the fees.

eBay sends these accounts to a collection agency/debt collector, meaning that are not the original creditor as far as the FDCPA is concerned. Due to the FDCPA, debt collectors have to walk around glass not to violate that statute. Anyways, after sending a refusal letter they can't contact you(per the FDCPA). The only option they have left is to sue(which they never do). Haven't heard from them since

Well, they COULD also send it to a collections agency, and, assuming the info on your account is legit, not stealth, this would affect your credit rating (at least in the US). With stealth info, this obviously would be difficult.

[GreenBean]

OP has already indicated he is going to meet his obligations and pay the fees.

Keep in mind, forum is for users treated unfairly by ebay/paypal, and not a place to encourage avoiding obligations.

[JamesYaBaoy]

Originally Posted by GhostOfAmazon

Well, they COULD also send it to a collections agency, and, assuming the info on your account is legit, not stealth, this would affect your credit rating (at least in the US). With stealth info, this obviously would be difficult.

Ive never seen a case of that happening. They arent going to risk an FCRA or FDCPA violation over eBay fees unless the amount is significant. There is a reason the debt collectors dont sue on these type of debts.

Also there is no credit agreement between eBay and the seller.
Just my 2cents

[unkown5454]

Originally Posted by JamesYaBaoy

Ive never seen a case of that happening. They arent going to risk an FCRA or FDCPA violation over eBay fees unless the amount is significant. There is a reason the debt collectors dont sue on these type of debts.

Also there is no credit agreement between eBay and the seller.
Just my 2cents

Do a simple Google search. Numerous credit forums reporting exact opposite of what you claim.

[GreenBean]

Originally Posted by JamesYaBaoy

Ive never seen a case of that happening. They arent going to risk an FCRA or FDCPA violation over eBay fees unless the amount is significant. There is a reason the debt collectors dont sue on these type of debts.

Also there is no credit agreement between eBay and the seller.
Just my 2cents

Not another waste of money.

The T & S agreed to when an ebay account was created covered this ....by default.

[rsot]

Originally Posted by GreenBean

OP has already indicated he is going to meet his obligations and pay the fees.

Keep in mind, forum is for users treated unfairly by ebay/paypal, and not a place to encourage avoiding obligations.

Well stated.

[JamesYaBaoy]

Originally Posted by unkown5454

Do a simple Google search. Numerous credit forums reporting exact opposite of what you claim.

Seems to be people ASKING if it will affect their credit, same as here.

Just pay the fees!!

[onlinehelpneeded]

are you talking about substantial amounts ? all should be paid, but if its small amount and you have your real info you should clear this or will have to pay extra charges