eBay fees Forum - Best Ways to Pay, Avoiding Linking on Multiple Accounts

JackNoMore · #23 08-22-2007

My experience -- They put your name on it. They charge a $5 handling fee. You have to wait about 3-5 days to receive the card. You go into the branch to retrieve it, cannot be mailed.

YEMV

ebaykilla · #24 08-30-2007

...with a Paypal account that used to have a banned email? Or should we use money orders?

DogFacedBoy · #25 08-30-2007

I'm afraid that if I use MO's that will be a red flag.

I recently set up 2 EB accounts and 2 PP acounts each using a S GC. I plan on paying from each PP account since there will be $ from sales in there anyway. Hoping to keep revenues under $500/mo for each account and just make weekly transfers to my Verified for withdrawal.

Chris Hanson · #26 08-30-2007

if I want to accept small payments from paypal will a personal account work or do I need a premier account?

ihatebay · #27 08-31-2007

Why would paying with a money order be a red flag?????

I was planning on doing this.

JackNoMore · #28 08-31-2007

Either or Chris. But sooner or later, regardless of whether you want them to or not, if you have Paypal as a payment option, you're going to have to upgrade to premier.

anotherebayhater · #29 08-31-2007

yeh why is money orders bad?

DogFacedBoy · #30 08-31-2007

Quote:

Originally Posted by ihatebay

Why would paying with a money order be a red flag?????

I was planning on doing this.

If someone registers with a CC (or in most of our cases a GC) and then uses anonymous MOs to pay every month wouldn't you be suspicious? I

I could be over-paranoid, but I've learned that it is better to feel this way when dealing with EB...better to error on the side of caution.

Quote:

Originally Posted by Jack

Either or Chris. But sooner or later, regardless of whether you want them to or not, if you have Paypal as a payment option, you're going to have to upgrade to premier.

I have a premier/verified account and other than it was the first PP account I established because I didn't have a CC it was drawn from a bank account, so I am assuming that is how it got "verified"
I have a "premier" account and don't even know whay makes it different and how you get it.
Can someone clear this up for me?

DogFacedBoy · #31 08-31-2007

Quote:

Originally Posted by anotherebayhater

yeh why is money orders bad?

It is just my opinion, but eBay hates anonymity and paying with a MO IMO is another anonymous action that would make you look (to eBay) like you are trying to hide something...which of course we are all having to do.

JackNoMore · #32 08-31-2007

You have the choice of personal or premier accounts when you register. If you receive a credit card payment or paypal funded with CC, you have to upgrade to a premier. You can downgrade, but just once. After that, you're stuck.

DogFacedBoy · #33 08-31-2007

Quote:

Originally Posted by Jack

You have the choice of personal or premier accounts when you register. If you receive a credit card payment or paypal funded with CC, you have to upgrade to a premier. You can downgrade, but just once. After that, you're stuck.

What is involved with upgrading? Once you've upgraded why wouldn't you leave it as such? I have to admit that I am really ignorant with PP and am still climbing slowly up the learning curve.

Before finding this site I had no ideas with the problems people have with PP. Mine (verified/premier) has served me perfectly since I started it several years ago, accept for one PO'd buyer who claimed that I didn't send the same item as pictured. She asked for a refund, I said no, so she basically lied to PP and they froze my account pending an incestigation and appeal. I said "F" it and just refunded and the account was released immeadiately.

I guess I don't really know the difference between the types of PP accounts and could stand to read a FAQ if there is one.

Obviously the better accounts will require providing more info which PP might be providing to EB and therefore tightening the noose around our necks.

JackNoMore · #34 08-31-2007

No fees with personal accounts so Paypal doesn't like you to sell with them. They call them the "once in a while" payment plan.

DogFacedBoy · #35 08-31-2007

So it can be a "personal" account, i.e. for me to pay for an item.
If I take a single payment to that account does it automatically become "premier" or do let let you take an occasional payment and then at some point "put a stop to it"

I am assuming by fees you are talking about when someone sends you $100, you actually get about $95

Am I starting to grasp this?

JackNoMore · #36 08-31-2007

Sort of. Once you upgrade, every single payment you receive will have a piece taken out of it for Paypal/Ebay. You can downgrade to a personal one time out of courtesy.

I forgot to mention, you can receive I think it's up to 3 payments per year from a credit card under a personal account, only so long as you're under your account limit ($500 per month) and never upgraded. I think that's how it works. But they do take out fees for it and it's about double.

You always have the option at Paypal to refuse or accept a payment. If you accept the payment, you upgrade the account. If you refuse, nothing changes. Of course if it's an ebay transaction, ebay makes you upgrade--unless you want to fight them on it, but you open yourself up to a complaint from your buyer and a possible suspension from ebay. Nice isn't it?

DogFacedBoy · #37 08-31-2007

So if I am understanding you correctly, if I take any amount of CC payments or receive payments regularly, I will be bumped up to Premier?

If that is the case, it's no different that what I have been living with on my account for years and I just look at it as the cost of doing business.

I think I understand now, correct me if I am wrong.

Thanks for clarifying

anotherebayhater · #38 08-31-2007

has anyone tried moneybookers or something else?

JackNoMore · #39 08-31-2007

Yes you just jumped straight to point B. No difference if you're accepting CC. You could theoretically get by with a personal account for a long time provided you never received a credit card. But in this day and age, that's not going to happen.

anotherebayhater · #40 08-31-2007

Quote:

Originally Posted by DogFacedBoy

It is just my opinion, but eBay hates anonymity and paying with a MO IMO is another anonymous action that would make you look (to eBay) like you are trying to hide something...which of course we are all having to do.

they r lucky they r getting paid at all IMO.

DogFacedBoy · #41 08-31-2007

I think I got it!

ihatebay · #42 09-09-2007

Please let me know cuz I want to try it.

Thanks!

Ballsack · #43 09-10-2007

I don't see the point. They've already got your CC#. Just stick with that.

ihatebay · #44 09-10-2007

Yes but my CC is not reloadable. I'm suck of buying Simon cards every month....