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Old 01-06-2013
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Default Can you suggest better US bank than Payoneer?

I wanna sign up with a great us bank better than Payoneer even not free, support international. Now I have a Payoneer card, but now Paypal transfer money to payoneer pending too long time. All free things seems too much trouble for us.

Could anybody tell me a better US bank can be used for Paypal transfer money to bank. Sign up with fees no matter, i am not a US person so I need the bank support international sign up.

Thx

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Old 01-06-2013
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As I know all ACH bank transfers take maximum 3 days to be completed. I don't think there is a difference between payoneers ACH bank account and other US bank ACH accounts. I've been using payoneers bank account for years and it takes maximum 3 days for a transfer to be completed. If you want to get another bank account you can try HSBC.
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Old 01-06-2013
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HSBC is a great international bank - TD also. I have good knowledge with Harris Bank too but don't fug around with them - I like that bank
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Old 01-06-2013
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Quote:
Originally Posted by xenix View Post
As I know all ACH bank transfers take maximum 3 days to be completed. I don't think there is a difference between payoneers ACH bank account and other US bank ACH accounts. I've been using payoneers bank account for years and it takes maximum 3 days for a transfer to be completed. If you want to get another bank account you can try HSBC.
That is true, only in China. Begin with last month, every PayPal transfer need check, always more than a week can be completed.
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Old 01-06-2013
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Since you are based in HK, try out your local HSBC bank ahead of the others.

Bear in mind that payoneer & other cards all have fees for their usage.

Pick what costs the least amount for you but is also safe.

Good Luck
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Old 01-07-2013
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GreenBean is right, Payoneer has loading fees, account maintanance fees and bit of expensive ATM withdrawal fees. If you get HSBC it'll be much cheaper, first create a local HSBC account and then apply for the US HSBC bank account with your local HSBC bank account details.

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Originally Posted by GreenBean™ View Post
Since you are based in HK, try out your local HSBC bank ahead of the others.

Bear in mind that payoneer & other cards all have fees for their usage.

Pick what costs the least amount for you but is also safe.

Good Luck
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Originally Posted by xenix View Post
GreenBean is right, Payoneer has loading fees, account maintanance fees and bit of expensive ATM withdrawal fees. If you get HSBC it'll be much cheaper, first create a local HSBC account and then apply for the US HSBC bank account with your local HSBC bank account details.
thank you. I will try the HSBC bank.
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Old 02-07-2013
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how often do chinese paypal accounts get limited
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Old 02-07-2013
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As often as any other account.
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Old 02-08-2013
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I have a HSBC US bank account and just tried to verify with a new Paypal account I made, the two trial deposits never showed up and it's been about a week. I'm starting to think HSBC in the US won't work with mis-matched names. I've had my HSBC account for over 5 years but it just had $1 in it for a long time.
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Old 02-13-2013
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Quote:
Originally Posted by Count Chocula View Post
I have a HSBC US bank account and just tried to verify with a new Paypal account I made, the two trial deposits never showed up and it's been about a week. I'm starting to think HSBC in the US won't work with mis-matched names. I've had my HSBC account for over 5 years but it just had $1 in it for a long time.
Mis-matched names is not a problem, what you need to do is delete out the HSBC bank info then add it again. It usually goes through the second time.
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Old 02-13-2013
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Thanks for the reply. I ended up using another bank for that stealth account, so I probably hosed ever using that HSBC account number and will consider it gone. However I think I can generate sub-accounts, but they seem to based on the same primary account number. Probably not worth risking.
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