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-   -   Is there any way to get interest free loans ? (https://www.aspkin.com/forums/everything-else/138829-there-any-way-get-interest-free-loans.html)

Sosaa247 09-08-2020 04:46 PM

Is there any way to get interest free loans ?
 
Are there any realistic ways of getting interest free loans in the UK ?
Is that even a thing ?

Pandoras_box 09-08-2020 05:19 PM

Re: Is there any way to get interest free loans ?
 
An interest-free overdraft should last at least a month. If you need something much longer, you can take out a credit card and pay it back only when the interest free period is due. That would be a few months down the road.

In the end, you'd find that no credit is truly free. The lender is in it for something.

Sosaa247 09-08-2020 06:21 PM

Re: Is there any way to get interest free loans ?
 
Quote:

Originally Posted by Pandoras_box (Post 1114009)
An interest-free overdraft should last at least a month. If you need something much longer, you can take out a credit card and pay it back only when the interest free period is due. That would be a few months down the road.

In the end, you'd find that no credit is truly free. The lender is in it for something.

Not really what I was looking for as they are still interest as if you are late you pay back with interest.
It’s probably impossible to find what I am looking for tbh in the UK ...

JamesNorth101 09-08-2020 07:24 PM

Re: Is there any way to get interest free loans ?
 
Probably would be quite hard because why would anyone give away money for free ultimately

rsot 09-09-2020 06:06 AM

Re: Is there any way to get interest free loans ?
 
Quote:

Originally Posted by Sosaa247 (Post 1114026)
Not really what I was looking for as they are still interest as if you are late you pay back with interest.
It’s probably impossible to find what I am looking for tbh in the UK ...

Seems logical - maybe not best bet is friends or family...

james13v 09-11-2020 12:48 PM

Re: Is there any way to get interest free loans ?
 
Quote:

Originally Posted by Sosaa247 (Post 1114026)
Not really what I was looking for as they are still interest as if you are late you pay back with interest.
It’s probably impossible to find what I am looking for tbh in the UK ...

I mean, do you think an interest free loan would still be free if you were late?

Sosaa247 09-11-2020 05:33 PM

Re: Is there any way to get interest free loans ?
 
Quote:

Originally Posted by james13v (Post 1114359)
I mean, do you think an interest free loan would still be free if you were late?

In theory there are other ways

MathProfessor 09-12-2020 07:37 AM

Re: Is there any way to get interest free loans ?
 
Quote:

Originally Posted by JamesNorth101 (Post 1114031)
Probably would be quite hard because why would anyone give away money for free ultimately

There is some precedent for negative interest rates as part of a large economic policy to increase lending in the hope of stimulating economic activity.

But for Joe unemployed who just wants to buy a car... no.


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