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  #1  
Old 05-24-2023
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Default this is for UK posters

Here in US,rent ,food and services have all gone up,more consumers are using their credit cards to pay for food. and not paying back in full,making minimum payment and end up paying 21% interest for the remaining balance.
Is it common for UK consumers to use their credit card to buy food,gas,clothes,meals?
How many credit cards does one have?
And what happens if a person default on his cc balance?
Can the bank go after his assets,like bank account,house,car?
Can they garnish his wages?
Thanks for responding
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  #2  
Old 05-24-2023
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Default Re: this is for UK posters

I always shop on credit card for cashback. It all adds up.
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Old 05-24-2023
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Default Re: this is for UK posters

You know the cc fee is figured in the asking price.
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Old 05-24-2023
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Default Re: this is for UK posters

Same in uk it’s almost double every single this
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Old 05-24-2023
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Default Re: this is for UK posters

all western countries have the same system , only difference is the scale in different countries
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Old 05-24-2023
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Default Re: this is for UK posters

I don't have credit cards, neither do I have debt. I spend a lot of time in cheaper countries. UK doesn't have much to offer these days especially. Even if you live in London making £100k you still don't have much left after you paid for your shoe box apartment, travel costs, food etc. Better to work online and live somewhere like Thailand, Mexico, Colombia etc
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Old 05-25-2023
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Default Re: this is for UK posters

Quote:
Originally Posted by agent006140 View Post
You know the cc fee is figured in the asking price.
When you get cash back, itís the merchant who foots the cost of that and obviously itís all calculated in the price you pay at the counter for the product. So in so many ways a cash buyer is funding the seller for the credit and debit card fees they incurr.
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Old 05-25-2023
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Default Re: this is for UK posters

Some retail stores will give a cash buyer a discount,never hurt to ask.
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Old 05-25-2023
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Default Re: this is for UK posters

In US,if a store accepts MC/VISA,it cannot set a minimum ,some shoppers will go to a dollar store and buy one item,using his cc.
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Old 05-26-2023
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Default Re: this is for UK posters

Quote:
Originally Posted by agent006140 View Post
In US,if a store accepts MC/VISA,it cannot set a minimum ,some shoppers will go to a dollar store and buy one item,using his cc.
Logically so - while many stores up here like to set a minimum buy amount for use of credit cards, USA is different I have found
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Old 05-26-2023
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Default Re: this is for UK posters

My understanding is such restriction violates MC/VISA agreement and could be reported.
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  #12  
Old 05-26-2023
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Default Re: this is for UK posters

Quote:
Originally Posted by agent006140 View Post
My understanding is such restriction violates MC/VISA agreement and could be reported.
Hmm perhaps different country binding agreements
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