| | | Ballsack | 06-07-2007 02:27 AM | Google Checkout Worse than Paypal I recently signed up with this service to accept payments and before they even sent me one payment they want all sorts of ridiculous info from me in addition they don't seem to like my bank account despite the fact that they let me sign up and confirm with it. Google is clearly worse than paypal. It's a never ending cycle of one awful company after another. I guess I'm headed back to paypal. |
| ifreewillie | 06-07-2007 02:42 AM | I assume you signed up Google's merchant account... if so then yes, merchant account requires all kinds of information from you (i.e. SSN or TaxID) right from the get-go. BTW all merchant account will ask you all that information before you get to use their service. |
| Ballsack | 06-07-2007 03:49 AM | I provided all that info when I signed up but google wants more now. |
| Jonas | 06-07-2007 12:39 PM | Explain to them that they are violating their motto of "Don't be evil" |
| ihatebay | 06-09-2007 11:14 PM | my experience with them has been perfect. paypal is a nightmare. they freeze your accounts for NO REASON except they want to get their hands on your money and earn interest. I HATE how Paypal can deposit money into your bank then take it BACK out / reversal. That is ILLEGAL, really, but they do it because they are a monopoly and know that sellers will still use them. At least Google doesn't do that. Do you know that say if you have $500 in GOOGLE, Google deposits that within 24 HOURS, ummmm HELLO that's like getting paid on the same day you receive the funds from buyers. Oh, and right now transaction fees are waived until 2008.
Anyways the best thing about Google is that they do not do those stupid reversals and put limits on accounts without any reason.
Lol, I hope you don'[t think I am being paid by Google, but seriously, I love them =) |
| CPUGEEK | 06-09-2007 11:41 PM | I never heard of paypal taking money out of your account but I did hear of them canceling a deposit. But they will cancel it before it hits your bank account |
| JackNoMore | 06-10-2007 01:25 AM | Paypal can't take money directly out of your bank account once it's deposited. They tried it for a while, they were sued and lost. If they ever do try it again, call an attorney and start shopping for a new car or home.
Google has been known to do reversals too in all fairness, from what I've read. Really, any credit card based system is going to be open to that. I'm tempted to try them though on a temporary basis to see if they live up to either hype, good or bad. Just not with any significant amount of money. |
| Ballsack | 06-10-2007 04:34 PM | Google does not deposit money to your bank within 24 hours. They specifically say it takes them 2 days to do this. Why that is I don't know. I don't even think 24 hours is even possible. |
| CPUGEEK | 06-10-2007 07:53 PM | Quote:
Originally Posted by Ballsack
(Post 3951)
Google does not deposit money to your bank within 24 hours. They specifically say it takes them 2 days to do this. Why that is I don't know. I don't even think 24 hours is even possible. | Wrong ballsack,
They do deposit to your bank within 24 hours of requesting it, but it takes time for your"bank" to credit the deposit to your account. So goole does their half but if you got a slow bank then it will take longer.
My merchant account I have now takes 2 days total for me to have the funds hit my bank account because my bank is pretty fast when it comes to deposits.. |
| ihatebay | 06-10-2007 11:21 PM | Quote:
Originally Posted by CPUGEEK
(Post 3962)
Wrong ballsack,
They do deposit to your bank within 24 hours of requesting it, but it takes time for your"bank" to credit the deposit to your account. So goole does their half but if you got a slow bank then it will take longer.
My merchant account I have now takes 2 days total for me to have the funds hit my bank account because my bank is pretty fast when it comes to deposits.. | Yup CPUGEEK, sometimes my bank takes 7 days to process it other time i do get it in 24 hours. |
| ifreewillie | 06-11-2007 01:02 AM | Quote:
Originally Posted by Modee
(Post 3978)
PAYPAL:
No, they reversed two transactions for $3400. total on a friend of mine. Deposited one day, taken right out the next. If he had been quicker he could have gotten the money out and left a zero balance, but he did not. Also, who knows, maybe his bank would have ended up with a negative balance owed.
He complained to the bank, tried to call it an unauthorized debit (because the link between PP and his bank had been severed that same day), reported to the FTC, etc., but in the end PP called it a "reversal" and got away with it. | Like Jack said, PP can no longer take money out of your banking account without the approval of the account holder. |
| Ballsack | 06-11-2007 10:03 AM | Quote:
Originally Posted by CPUGEEK
(Post 3962)
Wrong ballsack,
They do deposit to your bank within 24 hours of requesting it, but it takes time for your"bank" to credit the deposit to your account. So goole does their half but if you got a slow bank then it will take longer.
My merchant account I have now takes 2 days total for me to have the funds hit my bank account because my bank is pretty fast when it comes to deposits.. | Google themselves have said they take 2 days to process your order not 24 hours. |
| JackNoMore | 06-11-2007 10:20 AM | That might just be a standard processing though. Paypal says it takes 3-5 days. It's never taken me 5 days to deposit. (*knock on wood*) Usually just 2, maybe 3 depending on the time of week and my bank. But 2 for the most part. Google may just be covering their tracks in case someone's order gets delayed just like Paypal. |
| Ballsack | 06-11-2007 08:34 PM | No, paypal sends the transfer instantly. It takes your bank 3-5 days to receive.
Google says they process your transfer in 2 days. After that it takes another 3-4 days for you to see it in your bank account. See the difference? That's a total of 5-6 days. |
| JackNoMore | 06-12-2007 01:26 AM | Paypal may transfer it instantly, but that's only the "beginning" of the transfer. Otherwise, when the transfer says "completed" on the paypal side, it would already be done and your money would be available. As it is, it takes about 2 days for the transfer to say "completed" on paypal's end (depending on the time/day of the transfer), and then another day or so to be "received" and available in a bank account. There's your 3-5 days, which again is more like 3 days. |
| CPUGEEK | 06-12-2007 10:22 AM | Thats because paypal will gave you a honer credit until the money actually post to paypal banks which still is about 3 days |
| Jonas | 06-22-2007 04:13 AM | No, if the bank holds it up then it'll get deposited even if google suspends you. It sounds like and I haven't used it that google suspends you for a stupid and unfair reason then it immediately reverses the deposits.
From what I've heard hear Google Checkout completely violates the google corporate philosophy of "Don't be evil." -- what does everyone think of that? |
| Jonas | 06-23-2007 07:03 AM | Quote:
Originally Posted by sellersaccount
(Post 4614)
Nope it says right here on there FAQs
Payouts will be initiated within two business days if:
You've already specified a valid bank account to receive your payouts.
You've successfully charged an order.
Your earned balance at the time of disbursement or transfer is at least US$1.
Google will initiate payouts within two business days after you charge an order; however, your bank may take up to three additional business days to register the payout in your account. Please contact your bank representative if you'd like more information about the timing of fund transfers into your account.
They will not pay u with in 24 hours after a order is charged cause they want to control the money in case u get banned with in the 2 bussiness days they wont have to pay u the payout.
And yes google will ban you for unfair reason like if your selling something and they cant verfiy its legit or ⊗⊗⊗⊗ they will just assume its ⊗⊗⊗⊗ and say u volited there TOS and ban you even if u have not one complaint
I was banned a few months back and when they banned u they wouldnt even tell you they would just banned u and you couldnt even log into your google account and to make thingd wrose you couldnt access the buyers address page to ship the orders and to top it off google would refund every buyer from day one even if you shipped the goods off or not then expect you to pay google back
lucky i closed my bank where the bastrds couldnt still money to cover there loss's.
I think they got into some **** about it cause they no longer use that method when they ban you and u can still access your account to finsh orders even if your suppened unlike before. |
Wow! A lot of bad stuff about google! |
| JackNoMore | 06-23-2007 08:09 AM | All you need to do is go to the google merchant forums and help center to see what a joke they were in the beginning. It's a landscape of "why won't you reply" "google froze my account" "worse than paypal" "with google's reputation this should be better" etc. I'm not sure if they've gotten their act together yet, but the damage has definately been done. Free payments or not, the general consensus is that they're not worth the hassle unless you don't care about the money and don't mind when or if you receive. |
| Jonas | 06-23-2007 08:37 AM | Quote:
Originally Posted by Jack
(Post 4699)
All you need to do is go to the google merchant forums and help center to see what a joke they were in the beginning. It's a landscape of "why won't you reply" "google froze my account" "worse than paypal" "with google's reputation this should be better" etc. I'm not sure if they've gotten their act together yet, but the damage has definately been done. Free payments or not, the general consensus is that they're not worth the hassle unless you don't care about the money and don't mind when or if you receive. |
Links please. |
| JackNoMore | 06-23-2007 02:05 PM | |
| georgesmith | 06-23-2007 10:15 PM | Well I have $1500+ per transaction and I havent had a single problem with google checkout as a seller. |
| Ballsack | 06-24-2007 03:10 AM | Quote:
Originally Posted by EBayEmployee
(Post 4596)
I swear why dont you all ever read. This was posted on page 1 of this thread...Its your bank thats holds up payment..
This was takinf from what cpugeek said on page 1
''''Wrong ballsack,
They do deposit to your bank within 24 hours of requesting it, but it takes time for your"bank" to credit the deposit to your account. So google does their half but if you got a slow bank then it will take longer.
My merchant account I have now takes 2 days total for me to have the funds hit my bank account because my bank is pretty fast when it comes to deposits..''''' | Google Checkout: Merchant Help Center - How often will Google pay me for my sales?
Google takes within 2 business days to initiate payout. Whether or not they actually take 2 days is another story but the fact remains that if they say they take up to 2 days don't be surprised if they do. I rest my case. |
| JackNoMore | 06-24-2007 01:41 PM | So just to get this straight, the general point being made is that any card that has a routing number on it other than an actual bank account, that is being used for paypal, google, or whatever account, will eventually run into problems. Is that the gist of what I'm reading?
At first this sounded like an interesting option to consider but the last few posts make it sound like a bad idea. |
| georgesmith | 06-24-2007 02:02 PM | Quote:
Originally Posted by Modee
(Post 4729)
Google checkout has worked for me so far. Last week I did a $9500. transaction with them (as seller), and shipped. So I hope the cash gets to my account! No problems indicated so far.
I rather doubt PP would allow close to ten grand to flow so quickly. | You'll be fine! I had almost 15k week before last through google checkout. |
| georgesmith | 06-24-2007 02:51 PM | Each one of my sales have been $1500+ and Google has yet to ask me for any info.
With paypal, they limit every account that wants to withdraw funds it seems, and then you have to go through with an investigation. |
| JackNoMore | 06-24-2007 02:57 PM | If only you could handle a merchant account the same way as paypal for a linked account. |
| georgesmith | 06-24-2007 03:24 PM | Quote:
Originally Posted by Modee
(Post 4749)
But once you get through that limitation, it's full bore ahead - noo problems! | Its too much of a hassle. |
| tvaughan08 | 06-24-2007 06:09 PM | Yeah 24 hours is impossible, because I use to work for a collection agency call OSI...so let me give u the run down...when your dealing with banks its called a "paper draft" what that means is once a merchant such as google, paypal, submits a payment its in the form of a pre-printed check that takes the banks 2-3 days to clear to there account becausr the merchant has to contact to the bank to verify the money is valid or the bank will deposit the money back into your account. But assuming transaction is legit they inturn take the money and deposit that into your account. The only way u can get money instantly is a ACH draft which comes out directly it does not matter if your account is in the negative the money will still be extracted unless u put a debit hold on the account which by the way cost 30-60 bucks and only good for 6 months depending on what bank you use. But Nooo Merchant on on planet earth can give u money within 24 hours. "Paper drafts" don't even hit the bank the sameday much less despositing money in your account sameday. |
| JackNoMore | 06-25-2007 02:50 PM | Just because they don't have a customer service number easily reachable doesn't mean they don't have a customer service number. There are plenty of businesses like that. |
| simogold | 06-28-2007 11:55 AM | which auction do you use to sell your product? hi:
which auction do you use to sell your product? |
| aspkin | 06-28-2007 10:09 PM | Quote:
Originally Posted by Modee
(Post 4859)
This was not sold via auction, but for auctions I use EBAY and UBID only right now. |
How are your UBID sales doing? Nothing like eBay I presume.
UBID does have decent traffic, but nothing like eBay. |
| grandmastr | 06-29-2007 03:23 AM | ..................................... |
| aspkin | 06-29-2007 06:02 PM | Quote:
Originally Posted by Modee
(Post 4890)
I have sold A LOT of items on UBID, but in general they tend to close a little lower than the identical item on EBAY.
On EBAY nearly all of my listings are no reserve starting price at about nothing, and they close at or even higher than what I would want on a Buy it Now.
I have not risked a starting price $1. listing on UBID yet - I just don't know if there is enough traffic to lift the price adequately. So on UBID I put a "buy it now" price maybe $400. or so above my minimum bid.
I have to be willing to sell at close to my minimum bid though, because the UBID buyers tend not to bid so much, at least with these types of listing. I may risk a $1. starting price soon - will let you know how it goes.
UBID will feature you on their home page or on the specialty page for your type of item if you list 5 or 10 at a time. Now, that is one nice thing. On UBID I can list $100,000. of stuff at once and they will not molest me. Doing something like that is what got me suspended off EBAY in the first place. They just couldn't believe that anyone could have that much merchandise - but I did, and do. |
That's good to hear. I just recently saw a UBid.com ad on TV, it was around 3 am but they're trying. :) |
| aspkin | 06-29-2007 06:03 PM | Quote:
Originally Posted by grandmastr
(Post 4897)
My company did $35,000 through google checkout in the past 2 months. Hopefully hit 250k+ by this time next year with them.
Great Service saved us almost 900 dollars in fees. | That's not bad, you don't use Paypal anymore? |
| simogold | 06-30-2007 10:26 AM | how to use google checkout in your auction ?
i just signed up with them and i got approved ,i am waiting to verify my bank's account. i have some auctions running outside Ebay. |
| JackNoMore | 07-03-2007 12:29 PM | Is Google Checkout as open as Paypal to chargeback attempts? Right now my paypal account is limited, and even though I'm confident I'll win, I'm tempted to do a google checkout. But with all the bad press they've received, I'm iffy. Are they more likely to side with the buyer like paypal, or the seller, or are they more arbitrary and don't take sides? The current limitation is because of a "not as described" claim, but the auction was clear and cut. Just wondering if Google would laugh that off, or if they're more hardcore than Paypal. And will they yank funds out of your bank account (that have already deposited) if there is a dispute filed? |
| georgesmith | 07-03-2007 01:22 PM | Jack you have to make sure to write clear concise policies so that when a buyer sends a payment to you, you are protected. If you leave the policies blank in your google checkout account you probably would never win a chargeback. Checkout the google checkout help pages, they have a ton of information on chargebacks and how to prevent them as well as google promises relating to chargebacks. |
| JackNoMore | 07-03-2007 01:29 PM | Thanks George. In your opinion, do you think paypal or ebay is worse when it comes to chargeback protection and limitations? I would rather go with google right now since my paypal account is limited, but as I expect that limitation to be lifted shortly, it's not a must. I'll just go with the one least likely to mess me over in the end.
Oh, and the invoice has already been sent for one item. Can I even send another invoice from Google Checkout at this point, or will that look shady? I'm not about to tell a buyer that I'm having Paypal limitation problems! |
| georgesmith | 07-03-2007 01:47 PM | Quote:
Originally Posted by Jack
(Post 5030)
Thanks George. In your opinion, do you think paypal or ebay is worse when it comes to chargeback protection and limitations? I would rather go with google right now since my paypal account is limited, but as I expect that limitation to be lifted shortly, it's not a must. I'll just go with the one least likely to mess me over in the end.
Oh, and the invoice has already been sent for one item. Can I even send another invoice from Google Checkout at this point, or will that look shady? I'm not about to tell a buyer that I'm having Paypal limitation problems! | Ive sent the same worded invoice before like 4 times lol to the same person, no problems. Its nothing official.
I would definitely go with google. The only reason why I deal with eBay is because the amount of sales it brings in for me. PayPal though I don't have to deal with and don't ever want to. Google works more like a merchant account which is very nice. | | All times are GMT -5. The time now is 08:24 PM. | |
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