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Best merchant account for me?? Confused.
 

OK, I am now limited from paypal but have 2 stealth accounts.

I sell around 95% of my vehicle parts through online forums. I advertise on there, buyers reply via PM and ask for my paypal address, then they pay.

I'd like to keep my stealth accounts going but also organise a merchant account as a back up incase both paypal accounts get limited

My postage costs are around £500 p/m so my ideal plan is to get buyers to pay £250 into each account to cover postage for the month them get the rest to pay into the merchant account.

I sell around £3000 a month and 99% of payments are through paypal so which would be the best merchant account for me?

I'm swayed towards CCnow.

I am in th UK if that helps?

CCNow accepts paypal payments and cc. 5% cut and bit of initial fee.

I dont have my own website though, does that matter?

You should make a cheap but nice one - easy to do.

I'm really just looking for a way to invoice paypal payments.

That's what ccnow is good for

so can I do that without creating a website as a website is pretty useless to me.

You still need a website - it's quick and easy to do. You don't want to have problems with ccnow because you don't have a website. I have one but it's pretty meager.

How do I do it?

Could you direct me to a site or how did you do yours?