Forum

Paypal Instant Transfer
 

I keep seeing the pop up that says get your money in as little as 30 minutes, using your debit card. My PayPal is of course stealth, but my debit card and bank account aren't. Does anyone know if PayPal checks the name on the debit card when doing the instant transfer? I don't want to risk my account over something like this, so thought I would check here first.

Re: Paypal Instant Transfer
 

There's very little information out there, I've only heard of 1 member on the forum who has this but it's NOT on stealth.

My educated guess is that the following has to be met:
1. Matching Name (PayPal and Debit Card)
2. SSN (Maybe?)
3. Has to be a major Bank Card

That's all I can really think of, as of right now I don't think this would be available to just any debit card and it may require PayPal asking for more information that can't be supplied via stealth.

Re: Paypal Instant Transfer
 

I did it with a mismatch paypal ebay account, it works.

Re: Paypal Instant Transfer
 

How does it work? You just get the money sent to your bank account? or do you need to have a debit card? what if its a VCC?

Re: Paypal Instant Transfer
 

My money came within 20 minutes of doing the service to the money on my debit card


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Re: Paypal Instant Transfer
 

Doubt a VCC would work, it doesn't work with all debit cards either...I assume MoneyTalk used a major debit card provider.

Re: Paypal Instant Transfer
 

please share the details:

Like which debit card? what related bank?

what info does paypal require to withdraw?

Thanks pal

Re: Paypal Instant Transfer
 

But wouldnt that mean the debit card would have to match the address and name? not sure how thats possible with a stealth account

Re: Paypal Instant Transfer
 

No match needed. As long as the debit card is with a major bank, it shoudl work.

Re: Paypal Instant Transfer
 

I'm using a Wells Fargo Business VISA debit card. Once I request, funds literally take less than 60 seconds to pop into the checking account it's linked to.

Re: Paypal Instant Transfer
 

How can you add the debit card to begin with if the address doesnt match? wouldnt the AVS (Address Verification System) be an issue?

Re: Paypal Instant Transfer
 

Hmmm I may try this.

Re: Paypal Instant Transfer
 

So I can just get a debit card for the checking account linked to my PayPal and transfer that way? Seems way too good to be true.

Re: Paypal Instant Transfer
 

Hmm I thought AVS only relates to credit card - if I'm wrong, apologies

Re: Paypal Instant Transfer
 

It works for me on a non major bank card. The address matches though

Re: Paypal Instant Transfer
 

Any new info on this?

Must addresses MATCH?

(checked w/ avs?)

From ppal help articles:

I am getting an error when I try to link my credit or debit card. Why?

If you've tried to link your credit or debit card to your PayPal account, but received an error message, it may be because:

The billing address you've entered for your PayPal account is different than the one on your card statement.


debit is not a credit card. Unless ppal's deal with visa/mc was about avs on debit cards now..?

Re: Paypal Instant Transfer
 

From what I know AVS applies to debit cards as well.

Re: Paypal Instant Transfer
 

Then people who successfully do instant withdraws probably have matching address or possibly business accts/dba's

And I'm sure it's as easy as changing the address to match the ppal as long as you're setup for electronic banking and for a while before doing the change.

Re: Paypal Instant Transfer
 

I would like to know more from members who have tried it themselves.
What were the steps?
What card was used?
Do the names and address factor in?
THANKS!

Re: Paypal Instant Transfer
 

Right now it's only working for select debit cards designated by PayPal.

I've personally tried it with Wells Fargo Visa Debit Card & Bank of America Checking Debit Visa. Transfers complete within a minute or two for the funds to show in their respective accounts; a lot quicker than 30 minutes.

I would assume the other debit cards issued by the other US major banks (Chase/Citi/US bank) would also work but have not confirmed that.

Re: Paypal Instant Transfer
 

THANK YOU
And what about the name and address do they have to be the same as the stealth information on the account?

Re: Paypal Instant Transfer
 

The two accounts I am using are NOT steath; they are using true and real details.

The actual concern on this thread is IF the Instant Transfer feature to debit card will work with stealth accounts. I don't know. Maybe?

I seem to recall there were others who posted they were able to w/d to their debit card on a stealth acct, but as slokor & MM78 pointed out above, it's at least likely the NAME and/or address (AVS) would need to match. However that's for debit card withdrawals. The exact method that PayPal is using to "push" the funds onto debit cards remains unclear.

Re: Paypal Instant Transfer
 

Great clarification.

Re: Paypal Instant Transfer
 

Your statement above seems flawed. The whole point of stealth is for the names and address NOT to match your bank, hence the word stealth. In other words, if the names and addresses match the account, its your actual info then it is NOT a stealth account.

Re: Paypal Instant Transfer
 

This works with stealth too, if you add the card correctly. I have been getting the stupid delays lately, but they still go through the next day, helps me use 2 for 1 on bank accounts, saves some grief and can just leave a vba on an account that's not well seasoned.

Re: Paypal Instant Transfer
 

This is very intreresting if true.

So you mean to say that the PP can have stealth details and you can add a debit card to w/d to? Wouldn't that depend on the type of card it is?

Willing to share any examples?

Re: Paypal Instant Transfer
 

I got this "For security reasons, we need a bit more time to review your transfer request. This process can take up to 72 hours. If it passes our review, we'll release it and then the regular withdrawal timeframe (about 30 mins) will then take effect. We'll email you as soon as we have an update. ""

Re: Paypal Instant Transfer
 

After you login to your PayPal account, use this link to withdrawal.
https://www.paypal.com/wdfunds

Best to access this page AFTER you authenticate.
This will take you to the classic GUI script and you likely won't see the "for security reasons/transfer delayed" message.

For some reason that message only seems to occur on the new site. Not sure what's going on through the backend, I am still experimenting with this and other w/d options, incl. through the site API.

Re: Paypal Instant Transfer
 

Moscutter ? Weryaat? Want more info! Thank you!

Re: Paypal Instant Transfer
 

Im almost positive it doesnt take longer than 24 hours or 1 business day unlike amazon

Re: Paypal Instant Transfer
 

How does this card transfer work, as in the UK, if a company sends you a VISA credit or equivalent, it takes at-least 24 hours, as the bank only processes them once a day, normally in the evening.

Do card-based transfers have a much faster system in America? Would this be the reason for PayPal not introducing it to the UK?

Re: Paypal Instant Transfer
 

UK I don't know for the US I guess there's some new protocol to push refunds via the credit card system associated with the debit card rather than via ACH or the ATM network.

Re: Paypal Instant Transfer
 

Any idea why all of a sudden it's not being offered when it's worked before? I did 2-3 transfers. all fine, now it's no longer an option and yes withdraw limits are lifted... weird.

Re: Paypal Instant Transfer
 

Anyone know why it just stops working on cards?

Re: Paypal Instant Transfer
 

What you mean it stop working. I did a instant transfer today with a stealth account. Worked fine. Literally I put in for the transfer at like 2 pm. By 2:05 I was getting an notification from my bank that I had a deposit.

Really I think we need to list all the cards that this works for. Looks like it works all major cards easy and quickly. Has anyone used with some of the big bank prepaid cards?

Re: Paypal Instant Transfer
 

Tested with Wells Fargo, BofA, and Citibank debit cards all linked to respective checking accounts. All work fine- funds are applied nearly instant in the bank as soon as I press "send money" on PayPal.

I tried a couple prepaid debit cards, they don't work. This seems to only work for true DEBIT cards linked to actual BANK accounts.

Re: Paypal Instant Transfer
 

Instant transfers also working fine with USAA cards attached to respective checking accounts. Completed within a couple of minutes!

Re: Paypal Instant Transfer
 

not working with prepaid cash all card just so you guys know

Re: Paypal Instant Transfer
 

Re: Paypal Instant Transfer
 

How does this work with stealth?? Been following this since day one and have not linked my my banks debit card because i could never find out if it was safe to do with stealth.
Your real name is on your debit card, ppal sees this when you link the debit card! or dont they not?