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-   -   Paypal negative balance (https://www.aspkin.com/forums/paypal-talk/123088-paypal-negative-balance.html)

pizzaim 01-11-2019 04:45 AM

Paypal negative balance
 
Hi, I have a negative balance of $300 on my limited PayPal account.

If I don't pay back, will they reverse transactions I made to others pay to recover the balance?

Has this ever happened to anyone?

Or will they only keep calling & emailing me to get me to pay the balance instead?

nickopedia 01-11-2019 06:13 AM

Re: Paypal negative balance
 
Is the account in your real details?
If so, they might send it to collections and it may affect the credit of that individual.

They might try and take money from any other funding sources you might have attached, such as bank.

rsot 01-11-2019 08:11 AM

Re: Paypal negative balance
 
Welcome to the forum - all the best as you master stealth :thumb:

nickopedia is correct - PP can try to withdraw amount from sources of payment on your pp account.

Why is your balance negative OP?

phaz0rz 01-11-2019 08:24 AM

Re: Paypal negative balance
 
Quote:

Originally Posted by pizzaim (Post 970463)
If I don't pay back, will they reverse transactions I made to others pay to recover the balance?

No, they aren't going to punish other merchants for your debt. Like everyone else has said, they'll first try charging your backup payment methods before sending your debt to a collections agency.

I'd pay up if I were you. :juggle:

JamesNorth101 01-11-2019 08:30 AM

Re: Paypal negative balance
 
If you owe it then pay it....

pizzaim 01-11-2019 12:33 PM

Re: Paypal negative balance
 
Quote:

Originally Posted by rsot (Post 970499)
Welcome to the forum - all the best as you master stealth :thumb:

nickopedia is correct - PP can try to withdraw amount from sources of payment on your pp account.

Why is your balance negative OP?

A customer opened a chargeback with their bank (I did copywriting and design for them)

I did fight it, but I lost, because it was opened with their bank, and not PayPal directly.

They are easy to win if they are opened with PayPal directly.

pizzaim 01-11-2019 12:37 PM

Re: Paypal negative balance
 
Quote:

Originally Posted by nickopedia (Post 970475)
Is the account in your real details?
If so, they might send it to collections and it may affect the credit of that individual.

They might try and take money from any other funding sources you might have attached, such as bank.


The linked bank account is closed, will they really try to collect for just $300?

I'm assuming it would be better to take no chances and just pay it off.

phaz0rz 01-11-2019 01:28 PM

Re: Paypal negative balance
 
Quote:

Originally Posted by pizzaim (Post 970582)
The linked bank account is closed, will they really try to collect for just $300?

I'm assuming it would be better to take no chances and just pay it off.

They'd refer it to collections for $30. It's automated. They would rather get $200 from you (or whatever % the collection agency doesn't take) than nothing at all. In the $30 example they'd rather get $20 than nothing at all.

bugmyday 01-19-2019 12:05 PM

Re: Paypal negative balance
 
get a legal advice about how to fight the wrong debt may be lawyer can give good advice but sine the amout is low there is not much to worry about unless you add ssn in which they might effect your score rest everything is fine my stealth account is negative 800$ nothing happen

WasTopRatedThenBanned 01-19-2019 01:01 PM

Re: Paypal negative balance
 
Quote:

Originally Posted by bugmyday (Post 972420)
get a legal advice about how to fight the wrong debt may be lawyer can give good advice but sine the amout is low there is not much to worry about unless you add ssn in which they might effect your score rest everything is fine my stealth account is negative 800$ nothing happen

Would you say business is good?

Miyagi_86 01-25-2019 03:32 PM

Re: Paypal negative balance
 
in most of cases they will not do anything. they just will close your account.


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