May 7, 2019 - AMENDMENTS TO THE PAYPAL ACCOUNT USER AGREEMENT

[yankee]

LOL

No more merchant accounts on ebay. Only Ayden managed payments and paypal now.

[iamlmfao]

We’re changing how we treat refunds. If you refund (partially or fully) a transaction to a buyer or a donation to a donor, there are no fees to make the refund, but the fees you originally paid as the seller will not be returned to you.

Is this real life? am i dreaming? omfg someone kill me right now please. man i wish i was nipsey hussle right now.

[agent006140]

Originally Posted by yankee

LOL

No more merchant accounts on ebay. Only Ayden managed payments and paypal now.

SINCE WHEN?
BBY,Office depot,USPS sell on Ebay,you mean they cant use their merchant account?
I also know a handful of brick and mortar stores which accept credit cards outside Paypal

[BleepBloop]

Hell and just saw all my seller tools in my personal account disappear! Thought I was gonna snuff it but remembered there was a link to buttons in PP's Help Center and it saved my behind big time.

If you're an astrology head, Uranus the planet of surprise and unexpected changes moved into Taurus (which rules banking and finances amongst other things) on March 6, lasting until 2026 and already the upheaval has started.

[agent006140]

Originally Posted by iamlmfao

We’re changing how we treat refunds. If you refund (partially or fully) a transaction to a buyer or a donation to a donor, there are no fees to make the refund, but the fees you originally paid as the seller will not be returned to you.

Is this real life? am i dreaming? omfg someone kill me right now please. man i wish i was nipsey hussle right now.

we need more clarification,you may get a better answer on ebay seller forum.
Question-we sellers do not know how the buyer pays via Paypal-he could be using Paypal balance,bank fund or credit/debit card.
Paypal pays no fee if he uses paypal fund or bank fund,but we pay 2.9-4.4% to paypal,does it mean when we refund the buyer,Paypal keeps that 2.9-4.4%

[agent006140]

Originally Posted by ebaystealth1974

You're too dumb you read your own post.

You said "if you still want to sell on EBay,then get your own merchant account to accept credit cards,"

And then start rambling about B&M stores lolol

eBay is doing away with merchant accounts!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

sign up for anger management,you idiot

[agent006140]

Originally Posted by yankee

LOL

No more merchant accounts on ebay. Only Ayden managed payments and paypal now.

I still have mine,use it 3 days ago!

[BleepBloop]

Originally Posted by agent006140

we need more clarification,you may get a better answer on ebay seller forum.
Question-we sellers do not know how the buyer pays via Paypal-he could be using Paypal balance,bank fund or credit/debit card.
Paypal pays no fee if he uses paypal fund or bank fund,but we pay 2.9-4.4% to paypal,does it mean when we refund the buyer,Paypal keeps that 2.9-4.4%

PayPal is not making that distinction at all, whether the sender pays with cc or bank or PayPal balance. It's a pretty safe bet that they mean we are fully funding the entire refund. PayPal is still providing sellers a service if the sender is paying with PayPal balance or bank.

[iamlmfao]

Originally Posted by agent006140

we need more clarification,you may get a better answer on ebay seller forum.
Question-we sellers do not know how the buyer pays via Paypal-he could be using Paypal balance,bank fund or credit/debit card.
Paypal pays no fee if he uses paypal fund or bank fund,but we pay 2.9-4.4% to paypal,does it mean when we refund the buyer,Paypal keeps that 2.9-4.4%

basically my friend, if you get a payment thru paypal. NO MATTER THE REASON, NO MATTER THE FUNDING SOURCE. IF YOU REFUND THEY STILL KEEP THE ORIGINAL FEE FROM THE START. WELCOME TO CAPITALISM WHERE EVERYONE GETS FVCKED SOONER OR LATER.

[gamerx]

Originally Posted by agent006140

if you apply for a merchant account with a bank, any refund is a credit transaction which needs to be processed and it will charge you a fee, but less

^^ This exactly. When I have to do a refund on my merchant account for a return or even just a cancelled ordered, the processing company charges fees. Same 20 cents for the transaction and then the usually 2.4% that I have to pay when I process an order... So this is probably something paypal has been paying all along, but returning to the seller when it was a refund or return.

I think with their higher fees to begin with, they should cover it as they have been. But, maybe with the whole Ayden situation and potentially losing a chunk of eBay revenues, they're looking to make it up somewhere else. Not good either way. :(

[yankee]

Originally Posted by agent006140

SINCE WHEN?
BBY,Office depot,USPS sell on Ebay,you mean they cant use their merchant account?
I also know a handful of brick and mortar stores which accept credit cards outside Paypal

Since earlier this year.... Old news.

[agent006140]

Originally Posted by gamerx

^^ This exactly. When I have to do a refund on my merchant account for a return or even just a cancelled ordered, the processing company charges fees. Same 20 cents for the transaction and then the usually 2.4% that I have to pay when I process an order... So this is probably something paypal has been paying all along, but returning to the seller when it was a refund or return.

I think with their higher fees to begin with, they should cover it as they have been. But, maybe with the whole Ayden situation and potentially losing a chunk of eBay revenues, they're looking to make it up somewhere else. Not good either way. :(

I paid 10 cents transaction fee and 1% when I issue a refund ,you are in Canada,but a credit transaction is always cheaper,are you sure your bank charges you 2.4%

[slokor]

So Im wondering if a way around this new regulation would be to have the buyer open a chargeback for the transaction. That way as a seller you agree to accept responsibility and the payment is reversed.
Technically speaking this is not a refund so will they still be keeping the transaction fees?
What do you guys think?
If it is NOT a workaround it mans that now one can mess around with people by sending them payments then immediately opening a chargeback for it. Imagine sending someone $2000 and immediately opening a dispute for it and sticking them with $60 in fees. Doesn't make any sense to me but who knows with paypal.

[oethumb39]

Originally Posted by slokor

So Im wondering if a way around this new regulation would be to have the buyer open a chargeback for the transaction. That way as a seller you agree to accept responsibility and the payment is reversed.
Technically speaking this is not a refund so will they still be keeping the transaction fees?
What do you guys think?
If it is NOT a workaround it mans that now one can mess around with people by sending them payments then immediately opening a chargeback for it. Imagine sending someone $2000 and immediately opening a dispute for it and sticking them with $60 in fees. Doesn't make any sense to me but who knows with paypal.

Twice this has happened for bank reversal chargebacks; I lost the case and was charged a $35 fee as some kind of fine or 'processing chargeback' fee.
Anyone else experience this?

[agent006140]

Originally Posted by slokor

So Im wondering if a way around this new regulation would be to have the buyer open a chargeback for the transaction. That way as a seller you agree to accept responsibility and the payment is reversed.
Technically speaking this is not a refund so will they still be keeping the transaction fees?
What do you guys think?
If it is NOT a workaround it mans that now one can mess around with people by sending them payments then immediately opening a chargeback for it. Imagine sending someone $2000 and immediately opening a dispute for it and sticking them with $60 in fees. Doesn't make any sense to me but who knows with paypal.

A chargeback is a reversal and it is still a credit transaction,the original payment to you is a debit transaction and it is a done deal,now you are submitting a new transaction,it has to go thru gateway and there are toll fees so to speak to process your transaction and per agreement,discount fee to the bank which provides Paypal with the merchant account.
It may depend on when the reversal takes place,most merchants submitted all their daily activities as one batch at the end of the day,say after they close their store,so if a reversal takes place immediately after the original transaction is completed, there may not be any fee ?
chargeback is with his cc issuer,dispute is with eitherEbay or Paypal,with chargeback if you lose,you pay $20 fee.

[agent006140]

if my buyer pays me $1000 ,I get (1000-29.30) $970.70
Now 1 week later,he files a dispute and I lost,$1000 is returned to him,but I only get $970.70,so if Paypal does not refund its $29.30, it will take $1000 from my account.
I lose $29.30.
This is if the dispute is item not received or UA.
But if this is a case of item not as described and it is filed with Ebay,Ebay will make me pick up return shipping,so I end up losing more-I lost money on shipping both way and Paypal fee,so we are talking $29.30 plus shipping x2 and depends what the item is,it could be anywhere from $40-$55 total loss?
and if the buyer files a chargeback with the cc issuer and I lost,I would not only lose my paypal $29.30,$20 chargeback fee,I could also lose my merchandise if his cc issuer does not ask him to return the item .
and what about Ebay fee with a chargeback?CAN THE SELLER CANCEL THE ORDER saying both sides agree not to complete and get his Ebay fee back?

[ebaystealth1974]

Do you people really refund so many people that this is actually an ISSUE to you? Wow...

[Leader2dark]

Originally Posted by ebaystealth1974

Do you people really refund so many people that this is actually an ISSUE to you? Wow...

You must be a low volume seller.

[ebaystealth1974]

Originally Posted by Leader2dark

You must be a low volume seller.

You must sell shiitty, mis-represented products.

[SaiJin]

We can look at this from different angles.

The part where they don't refund your fees I think that's theft.
What can we all do about it?

The other part is we need to figure out if we get so many returns it must mean the products we ship out are either prone to returns (like clothes) or just straight out bad quality.

So think about this logically rather than yelling at each other.

[Leader2dark]

Originally Posted by ebaystealth1974

You must sell shiitty, mis-represented products.

You are a low IQ dumbass. End of story. Yes, having PayPal keep fees after you refund is an issue for many or most sellers. The fact you don't seem to understand this, shows your IQ level, ignorance, stupidity, etc, etc, and low volume selling.

This can't be disputed. PayPal keeping fees is an issue. I guess if you get like 1 return a year, or never, you would be fine with it...AKA low volume.

[ebaystealth1974]

Originally Posted by Leader2dark

You are a low IQ dumbass. End of story. Yes, having PayPal keep fees after you refund is an issue for many or most sellers. The fact you don't seem to understand this, shows your IQ level, ignorance, stupidity, etc, etc, and low volume selling.

This can't be disputed. PayPal keeping fees is an issue. I guess if you get like 1 return a year, or never, you would be fine with it...AKA NOT SELLING SHIITTY PRODUCTS WITH SHIITY DESCRIPTIONS.

Yes, it's a shiitty policy no doubt. But if missing out on transaction fees from refunds is causing your business problems, maybe you need to revamp your business structure/policies.

The fact you don't seem to understand this, shows your lack of business aptitude. This can't be disputed.

UNLESS your are selling clothing, then all bets are off! Those guys are brutal with their returns. Sheesh...