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  #1  
Old 04-16-2010
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Default Greendot vs. New Bank Account

I will be using the funds in my new Paypal account to live off of (groceries,gas,entertainment).

Which would be safer/easier? Trying to open a new checking account, or adding a Greendot card, and using it everywhere?

I have lost several eBay accounts, but have never been in trouble with Paypal. Thanks as always, everyone.
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Old 04-16-2010
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A new bank account is by far the easieast way to go. A greendot card is basically a bank account... but it is not a good idea to use with paypal

Bank Of America, US Bank, Chase, and suntrust work very well for me.
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i agree i use bank of America FREE checking accounts and once you sign up for online banking. making new FREE checking accounts will take no more than 2 minutes with nothing to fill out because they already have all your information. all you do is click a link, click a couple of tick boxes and your done seriously. badda boom, badda bing. right now i am doing the Free checking with a savings account combo which is FREE if you maintain a $300 balance and FREE meaning no monthly fees. also remember like the walmart money card is $3 a month in fees so if you have 20 Paypal accounts thats $60 a month going out the door. even if your selling or not. bank accounts are FREE.

Also like say chase bank they just sent me a letter saying they will give me $100 just for opening a checking account and the thing is i already did this once before. so i am off again to sign up for a new chase checking account so i can get another $100. i think last time i stuck a few $100 in their bank for like 6 months and just ignored it and incurred a few fees and still made about $60 after i closed out the account. $60 of return interest on $300 for 6 months is 20%!! only at the bank of stupid will you get that return. silly rabbit tricks are for kids.... wow i can ramble.

Last edited by Killer Bee; 04-16-2010 at 10:08 PM.
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Old 04-16-2010
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Awesome, friend. Thanks so much.
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Old 04-17-2010
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re loadable cards are actually bank accounts... it's just a marketing tool for sub prime customers

its only an option if you have really bad credit, or owe a lot of banks a lot of money
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Old 04-17-2010
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Quote:
Originally Posted by First Edition View Post
re loadable cards are actually bank accounts... it's just a marketing tool for sub prime customers

its only an option if you have really bad credit, or owe a lot of banks a lot of money
how many bank accts do you have
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Old 04-17-2010
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I've got a lot.
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Old 04-17-2010
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Quote:
Originally Posted by First Edition View Post
I've got a lot.
define alot like 10 plus
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Old 04-17-2010
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yes, 10 plus, and 10 plus different banks
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Old 04-17-2010
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Quote:
Originally Posted by First Edition View Post
A new bank account is by far the easieast way to go. A greendot card is basically a bank account... but it is not a good idea to use with paypal

Bank Of America, US Bank, Chase, and suntrust work very well for me.
why is not a good idea to use with paypal? im sick of having alot of bank accounts,more than 10 is too much in opinion..need other options..why is green dot or any other of these cards bad?
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Old 04-20-2010
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Quote:
Originally Posted by arsgunner77 View Post
why is not a good idea to use with paypal? im sick of having alot of bank accounts,more than 10 is too much in opinion..need other options..why is green dot or any other of these cards bad?
Certain people(who provide CRAPPY details) say they've been limited while using it.
It's been suggested that they may be using the card as both a bank account, and then linking the same card as a CC, and THAT is what limits the account.
We may never know for sure :(
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Old 04-24-2010
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Suntrust is the Bank Green Dot uses.

Greendot cards as of today I beleive have been banned from being used on Paypal, as that is the message I receive when trying to add my Greendot Bank Account to Paypal.

It gives me a message saying this Bank Account can not be added to Paypal, to add this Bank Account to your account please send a recent bank statement showing the 2 deposits, along with a scan of a photo ID blah blah blah.
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Old 04-24-2010
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I don't think anyone understands....


A greendot card, is a bank account. A wal mart card, is a bank account!
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Old 04-24-2010
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Quote:
Originally Posted by arsgunner77 View Post
why is not a good idea to use with paypal? im sick of having alot of bank accounts,more than 10 is too much in opinion..need other options..why is green dot or any other of these cards bad?
Why is ten too much? If you have ten greendot cards.... you have ten bank accounts, with ten account numbers.
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Old 04-24-2010
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Greendot hasnt been banned from paypal lol greendot and paypal are in bed togather now! heck u can even load your paypal with a greendot money pack. Greendot works fine for paypal.
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  #16  
Old 04-24-2010
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Has anyone noticed these are FDIC insured prepaid cards?
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Old 04-25-2010
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Quote:
Originally Posted by First Edition View Post
A new bank account is by far the easieast way to go. A greendot card is basically a bank account... but it is not a good idea to use with paypal

Bank Of America, US Bank, Chase, and suntrust work very well for me.
I just bought greendot card, but i don't understand how does it work as bank account! where is the routing and account number to use as an account?
I activated but i am waiting for my permanent card

Please help
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  #18  
Old 04-25-2010
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Read the terms of service that comes with it. IT IS A BANK ACCOUNT, it comes with a card too.
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Old 04-25-2010
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Yeah u goto www.greendotonline.com and register your card or call the # to reg it there u will get all the info as well as the routing # and account #
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Old 04-26-2010
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Quote:
Originally Posted by doughboykilla View Post
Yeah u goto www.greendotonline.com and register your card or call the # to reg it there u will get all the info as well as the routing # and account #
Is that after i receive the permanent card? Can i transfer money from paypal to that greendot account?
Thanks
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  #21  
Old 04-26-2010
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Quote:
Originally Posted by Haisame View Post
Is that after i receive the permanent card? Can i transfer money from paypal to that greendot account?
Thanks
yes u can, u can get the routing and account number from the direct deposit link on the greendotmoneycard site.
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  #22  
Old 04-28-2010
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I looking into ally bank. Anyone uses that ?
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