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Old 12-08-2010
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Default Paypal not letting me use instant transaction anymore?? only echeck?? wtf!

has anyone came across this before?.. everything was perfect and letting me instant transaction for everything.. not all i can do is echeck, i cant change it to anything else its all grey and wont let me click. why is this? echeck takes like a week this is b.s.. i didnt even do anything wrong every transaction went threw and all packages were shipped really quick. any1 know wassup?
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Old 12-08-2010
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This echeck is from your buyer's side - they must be paying from bank.
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Old 12-08-2010
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As rsot said and the buyer have not lift there $500 limit and only bank account attact to PP
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Originally Posted by mbrice09 View Post
has anyone came across this before?.. everything was perfect and letting me instant transaction for everything.. not all i can do is echeck, i cant change it to anything else its all grey and wont let me click. why is this? echeck takes like a week this is b.s.. i didnt even do anything wrong every transaction went threw and all packages were shipped really quick. any1 know wassup?
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no thats what i would think but then i told the buyer that and she got pissed saying that her limit is lifted that it goes threw instantly everytime. and that it came straight out of her bank account why havent i recieved it. so i was like ok idk thats weird. but then i went to buy something and my only payment option was echeck and so i bought it and just as i thought, its pending for like 5 days later.. any1 know what it could be?
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Old 12-08-2010
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Did you recently change a cc card or add or change checking?
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Old 12-09-2010
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i added a bank account but that was like a few weeks ago and it was still letting me do instant transfer after until now.
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Old 12-10-2010
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What about transactions an increase or maybe inactivity? OR a refund to someone maybe?


Just tryna trouble shoot
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yea i did pay for a item and the dude refunded me and then it like happened right after that too. u think that could be it?
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For instant payments using back... First of all it isn't instant.. What happens is paypal will give you a VERY small credit line and then ACK your bank 2-3 days later. When your "credit line" is up.. PayPal will stop funding the "instant bank transfer" till they collect money from your previous "instant payments".

I hope that makes sense to you.

Edit: It's like you make a check and paypal will pay the bill for you. Then 3 days later paypal will attempt to "cash" the check and get their money back. When you make too many checks, paypal will not pay the bill anymore and wait for the other checks you made to clear. After that the instant bank xfer will start again with a little more "credit line"....

Last edited by Atomic; 12-10-2010 at 05:15 PM.
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Old 12-10-2010
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Quote:
Originally Posted by mbrice09 View Post
yea i did pay for a item and the dude refunded me and then it like happened right after that too. u think that could be it?
Yup I think we may have found out why, because paypal are like paranoid cokeheads... The same thing happened to me except I was the one who refunded the buyer and boom no more instant xfers

That might have flagged it for no more instant xfers they probably thought you were a risk to pay back that cash
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Old 12-10-2010
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Mbrice I have the same issue with one of my accounts. When buying the only option I'm allowed now is echeck, when before I was allowed to used my credit card.
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If you read what I posted youd know why
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it goes to echeck when you have used up your backup funding cap.... after transactions go by you can increase the cap again.
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Old 12-10-2010
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I kind of understand what you mean, but I don't see how Paypal is giving me a credit line to use my own money. When I sent the money Paypal made money off the transaction by charging the recipient a fee. So why should it matter whether one uses an echeck or a credit card? If your talking about Paypal collecting INTEREST on the transaction that's a different topic.
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Quote:
Originally Posted by bizzy2010 View Post
it goes to echeck when you have used up your backup funding cap.... after transactions go by you can increase the cap again.
It's always echeck... It's just that sometimes paypal picks up the tab till the check clears... I don't know what's so hard to understand about that.
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Old 12-10-2010
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Atomic, That's not true.. I did an instant bank transfer on my pp with real info a few months ago, and it was debited from my bank account immediately.

Lately it has only given me the option for echeck also.
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  #17  
Old 12-11-2010
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I've had that same issue. For about 2 years I have been using my personal real info Paypal account to buy off of DHgate. My last order couldn't be completed because the credit card option was no longer available to me.

I then tried to use bank account info instead to purchase but Paypal 7 times declined that also even though I had hundreds more in bank account than what I was requesting. I kept getting error message that I did not have enough money in my Paypal account to pay for items. So it seems that I can't even pay through bank account. I went to Western Union to make transaction.
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damn thats so gay.. it makes sense now but still i mean every single thing ive bought went threw no problem.. so will it allow me to do instant transfer again after they realize all my purchases have gone threw no problem or will it always be like this on that account?
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Old 12-11-2010
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Maybe some of the Sellers will take your payment by mail

I put that in my listings now.

No Echecks, sorry. You can mail payment instead
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Old 12-11-2010
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yea i doubt people would care to do that on ebay. everybody wants to make sure they can get there money back if they need too.
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  #21  
Old 12-11-2010
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Quote:
Originally Posted by mbrice09 View Post
yea i doubt people would care to do that on ebay. everybody wants to make sure they can get there money back if they need too.
Well put...

I had over 4 buyers yesterday want to buy an item so bad...and I said...pay via PP or my google checkout and pay and I will ship it.

They said no because when they buy that way...they are not protected??!?!
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  #22  
Old 12-11-2010
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lol.. whats funny is thats the way i feel too lmao.. but theres really not much other options out there. i hate using paypal. and day in and day out its another issue wit them. but they know they have the power to do so, so thats what they do.
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