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  #1  
Old 05-16-2011
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Default Bank Account Trouble

I have tried to open a bank account today to verify my paypal account. I tried like 6 different banks and all of them were denied. I dont have bad credit, and I already have a wells fargo account. Can I use etrade to verify my account.

All of my requests for an account have been denied. I already have a wells fargo account and i used both my checkings and savings accoutns before. Is etrade an alternative, or are there any other alrenatives for verifying my paypal

Last edited by TGMT²; 05-16-2011 at 09:55 PM. Reason: Merging posts
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  #2  
Old 05-16-2011
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Have you tried to open a sub account with Wells Fargo or use your savings from them if you have one open?

Sorry not sure on using etrade.
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Old 05-16-2011
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yea i already used my checking and my savings.
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Old 05-16-2011
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You can go to the account seller section of the forum or the buy,sell, or trade section and get a bank account for verification use for around $30.
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Old 05-16-2011
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Something is stopping you from qualifying for a bank account.

I would suggest requesting a copy of your ChexSystems file. You could have great credit, but if you left a bank owing money, you could be on their file. Or, there could even be an error. They are just as prone to errors as the credit bureaus.
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Old 05-16-2011
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And go crazy with pre paid debit cards... but no more than 2-3 with each company.. Try Td bank too, I'm on chex and they opened it up for me, not sure if you have them in your state though
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Old 05-16-2011
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Quote:
Originally Posted by jeffweico View Post
Something is stopping you from qualifying for a bank account.

I would suggest requesting a copy of your ChexSystems file. You could have great credit, but if you left a bank owing money, you could be on their file. Or, there could even be an error. They are just as prone to errors as the credit bureaus.
Yeah that is what is going on. I had this happen and I found out it was an old AOL account that I canceled but they kept pulling monthly fees on an account I closed. I owed them like $500 and could not do ANYTHING with any banks until it was taken care of. it sucked bad for a while.
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Old 05-17-2011
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I know with etrade and ally bank, you have to qualify with a minimum beacon score of like 600....

try a bank in person, even with bad credit, checksystems, no credit, or whatever other excuse, banks still want your business
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Old 05-17-2011
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eTrade bank account will work if you qualify.
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Old 05-17-2011
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This guy isn't qualifying......

I want to open a company that qualifies people. Basically give out a certificate..... that way clients can walk into places and say "oh it's okay, look, I'm qualified"
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Old 05-17-2011
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Pretty witty idea First Ed.
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Old 05-17-2011
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First Edition Qualifications is pleased to present Rsot with our first Qualification.

HE'S QUALIFIED... WHAT ARE YOU WAITING FOR!
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Old 05-17-2011
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Yay I'ma get me that gun licence that I was not qualified for before! "Huzzah!"

Last edited by rsot; 05-17-2011 at 01:24 PM. Reason: Spelling =(
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Old 06-08-2011
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credit unions do not look at chexsystems also. you can find local Cu's by Googling!
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