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-   -   BoA questions regarding new accounts (https://www.aspkin.com/forums/paypal-talk/63023-boa-questions-regarding-new-accounts.html)

rsot 08-14-2013 02:29 PM

Quote:

Originally Posted by makingmoney (Post 476981)
no. Ive done many accounts, and this isnt the case. No mistakes were made. Its just weird that there not showing up. Thank you for the information though! Great Posting guys!

But your PP account status is "VERIFIED" ?

AuctionsDenied 08-14-2013 02:42 PM

Quote:

Originally Posted by makingmoney (Post 475129)
Ok sounds good. I have like a checkings account, and a savings account with them, that is already set up for past accounts.. Would it be a good idea to close those accounts, and re-open them, or do you think BoA would take that as something "fishy" .. (Re-opening them for new account numbers)

Thanks!!!

You already have existing accounts, so you can just open accounts online.

Do not go crazy, a lot of people have numerous chk/sav accts for various reasons.

No need to close accts.

Jack 08-14-2013 03:26 PM

Ya I already verified these accounts with a Vba and VCC , I always do that, and then add another bank account (my bank) to the pp.

The reason why I asked about the online banking is because I have 6-7 limited accounts with money in them, and I need to access them. ( the limited accounts are from when I didn't have stealth guide and doing it myself)

Furious George 08-14-2013 03:38 PM

Quote:

Originally Posted by rsot (Post 476845)
Is this a BoA phenomenon? I have dealt with numerous banks and they LOVE to charge the withdrawal fee of $5.00 or $2.00 or so whenever you dip into your savings account.



I'm not sure. I know with BOA there is a monthly fee if the savings account has less than 300 dollars. (I think it's 5 dollars or something) They don't charge to make withdrawals.

nodiggy 08-15-2013 08:12 AM

Hi guys. Quick question regarding BoA.

I opened a new checking account. I setup paypal to verify using the 2 small deposits. The 2 deposits came through as 12 cents and 7 cents. At the same time, there was a -19 cent charge as "verification". I am not sure if this was a bank of america verification or paypal initiated. Regardless, it took like 2 days to clear. Today, my BoA account shows cleared on all 3 transactions, but the balance is 0. Also, in the description field for all 3 charges/credits, it shows my stealth paypal account name. Is this normal? Am I safe to withdraw money from paypal?

In addition.. the stealth paypal account is 100% verified using those 2 small deposits and there is no sign of the 19 cent charge anywhere on paypal. I am thinking that this was a BoA 19 cent hold as a first deposit. I just want to know if this is right and if anyone else experienced this with BoA. If so, then we are good?

Any help is appreciated!

Hercules 08-15-2013 08:20 AM

Quote:

Originally Posted by nodiggy (Post 477439)
Hi guys. Quick question regarding BoA.

I opened a new checking account. I setup paypal to verify using the 2 small deposits. The 2 deposits came through as 12 cents and 7 cents. At the same time, there was a -19 cent charge as "verification". I am not sure if this was a bank of america verification or paypal initiated. Regardless, it took like 2 days to clear. Today, my BoA account shows cleared on all 3 transactions, but the balance is 0. Also, in the description field for all 3 charges/credits, it shows my stealth paypal account name. Is this normal? Am I safe to withdraw money from paypal?

Any help is appreciated!

yes, Paypal takes back their change they deposited now
everything OK

nodiggy 08-15-2013 08:36 AM

when they take their small deposits back, don't they see the name on my real BoA checking account?

Hercules 08-15-2013 08:38 AM

yes, they don't care I guess

rsot 08-15-2013 10:48 AM

Quote:

Originally Posted by makingmoney (Post 476981)
no. Ive done many accounts, and this isnt the case. No mistakes were made. Its just weird that there not showing up. Thank you for the information though! Great Posting guys!

Hmm if having issues with savings accounts...stick to checking. Sometimes, some banks have to enable savings accounts for direct deposit feature (a la payroll deposit)

vogeltron 08-16-2013 03:33 AM

Quote:

Originally Posted by Hercules (Post 477445)
yes, they don't care I guess

I had the same thing happen with a Stealth I been working on through stealth. Took back the less than 20 cent deposits. Never seen that before but haven't had any problems thus far.

nyc 08-16-2013 04:22 AM

I went to my local chase branch yesterday trying to open two additional savings accounts but they were so tight for no reason. They gave me this blah blah about having to many saving accounts. I don't believe having four savings is a lot. After they denied me I went to the original chase where I opened the accounts and they gladly opened two more savings for me. I still prefer credit unions because they see no evil and speak no evil ;)

HurricaneHuntr 08-16-2013 08:29 AM

jUST avoid ally, they are ghetto and very douchey

rsot 08-16-2013 02:03 PM

Quote:

Originally Posted by nyc (Post 477702)
I went to my local chase branch yesterday trying to open two additional savings accounts but they were so tight for no reason. They gave me this blah blah about having to many saving accounts. I don't believe having four savings is a lot. After they denied me I went to the original chase where I opened the accounts and they gladly opened two more savings for me. I still prefer credit unions because they see no evil and speak no evil ;)

Strange behaviour - well....I can see why less savings accounts and more chequing would be PUSHED by tellers...monthly fees...

Brainbuster 08-17-2013 02:17 PM

I don't think mismatched names between PP and a bank is a common problem (currently), but I doubt that using your own name on PP/Ebay will link your stealth accounts to your suspended account.

How could PP possibly stop and look closely at every "John Smith," or "Michael Miller,"
or "Jim Johnson," or "Joe Williams?"
They'd waste most of their time chasing waterfalls.

If they checked every matching First/Last name on Ebay,
less than 1% of users would be Stealth Ninja Ebay Users.
On the other hand, if they are already looking closely and suspiciously at your stealth account, and have several other links, then I guess they would deem your stealth account suspect.

I just typed my own name into facebook,
and I can see dozens and dozens of my name. I can even see several with my First, Middle, and Last name (not that the middle name would be an issue).

Just now found an interesting website, How Many of Me.
There are over 45,000 people in the US alone named John Smith.
Type in your own name to discover that you are not a unique snowflake
(for the record, it is a myth that each snowflake is unique).

If you discover that there are only a few hundred people in your country with your name, then if you're concerned about mismatched names between your bank accounts and your PP account, you can legally change your name to John Smith for a hundred bucks.

Then you won't have to worry about using nicknames, or mismatched names with transfers between PP and your bank.

Jack 08-17-2013 04:59 PM

^^ I get what your saying but they have bots that actually pay attention to your account, and file them. It's best to stay safe and follow the Stealth Guide when it comes to selling on eBay!

However if you would like to change your name to John Smith, you go right ahead and do that! :) let us know how it works out lolol , I'm sure people would want to know lol

Please also let's stay more on topic! :) Thanks for the posting everyone!


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