Forum

thatkid212, Here's a thought. Put your country under your name. Go to the User CP to do so. Then, when you next post a question try to put all the facts in the one post. eg you could have said... 'I have BOA accounts already. Is there a limit to the number of accounts I can have? Are there any other banks I could use?'
get the picture? you posted the first question 3 days ago and it's taken this long to get answered.;)
Yes, if anyone is wondering I am in a foul mood.:rolleyes:

Bank Of Montreal in Canada give me a 1500$ overdraft right away with the checking acc. + new credit card
Very helpful to restart with all the fees for a new LLC in the states, us phone, virtual address for mailing, order new stuffs until it sold and refund everything
You can cash check after a deposit after 7 weeks of clearance with the first account without the wait of the 10 days.
Now I can applied for the EIN # and applied for a US bank account for the LLC, and a merchant account for my 2 web store.

the ebay stealth ebook was really helpful for me ;0

Should i use a ING Bank account or not? I went through some threads here that says some has problems while others don't, that happened in May. I can't find anymore threads about this. so whats the story lately?

I do not use ING but I not heard anything positive about them & Paypal/eBay lately.

Question on the bank accounts once your paypal get limited what do most of you guys do with your bank accounts do you close it? If so what do you tell the bank as to why you are closing it. The last paypal of mine that went down I told the bank that someone hacked into my paypal account and withdew a lot of money at it is attached to my bank account so I needed to close my bank account so she closed it and then asked if I wanted to open a new one and I did, how many bank accounts can you open and close without looking like a fraud person ect. Let me know what some of you tell the banks that way I am not using the same story everytime ect.

I was wondering this as well. I currently have 4 checking accounts open with 1 bank (not including my personal primary accounts). I currently have no issues with any paypal/ebay accounts, that would lead me to have to close an account, but I'm not sure how they would regard me if I did. I opened them all online, so I've never given any explanation for why I needed them.

If ever there was an issue with the ebay/paypal account that linked to one of my add on checking accounts, couldn't I just empty that account, and let it stay open like that?

This is the message you get from ING if you leave accounts open and they try and withdraw:

Dear xxx
Customer Number: XXXXXXX278

Recently, there have been requests for withdrawals from your account initiated by a third party (outside ING DIRECT) that we were unable to process due to insufficient funds in your account. Keep in mind that continued failed transactions like these may result in your account(s) being closed. We definitely don't want this to happen!

Before you use your account for external transactions such as paying bills or making purchases, please make sure that the balance in your ING DIRECT account will cover them.

If you haven't already done so, we suggest that you establish an electronic link with a checking account from another financial institution. Doing so will allow you to easily transfer money to and from your ING DIRECT account(s). You can add a link either online or by mail and can have up to three linked checking accounts.

If one of your accounts go down, then withdraw all your money outta your bank and paypal accounts and close your bank account. Start a new bank account under a new Bank.

The only question is one time I closed an account with compass bank and they kept asking why I wanted to close it ect and if there was anything they could do to keep me from closing it and that it didn't cost anything to keep it open as long as I made a transacation with it once every three months and they went on and on I just don't want a lot of question when I go to close the account. The other time I told them that someone hacked into my paypal account and I needed to close it and they closed and opened a new one for me which worked out great, but I can't keep using that same exuse as to why I need to close it incase they put that for the reason in there remarks as to why I closed it. I did open up a new bank at Bofa, but still have one for Compass. What to some of you tell the bank why are you closing the account ect?

^^^^^^^^^^^
I open 99.8% of all my bank accounts online and close them in person or on the phone.
My life is ruled be the moto: None of your business.
"Why do you want to close your account Mr. XXXX"
Because I do. Would you please close my account now?
"Is there a reason I can put down?"
Yes because I want to close my account.
"Is there any way we can keep you as a customer?"
I have other accounts here, now can we close my account please.
OR
No, can we close my account now? I am in a hurry. I have to be somewhere at XX:XX o'clock

Don't make up BS stores to tell people.
Just don't tell them anything.
You are not required to provide any reason for closing a account.
Because I want to is good enough.

Lol, I used to work in the cancellation department at EarthLink, horrible job... well our job was to try to convince people to keep their EarthLink accounts. We had to offer you discounts to what ever you had three separate times and try to keep you.

So here's a trick for everyone out there. If you want to lower your internet, cable or phone service just go to cancel it. When they ask the reason why you want to cancel it, say it's too expensive. It's their job to offer you a lower price. If you're not happy with that offer, say no it's still too expensive. They have to offer an even lower price. Take that one if you can, after that they might just give up on you and cancel your account.

I do it all the time even now. I like cheap stuff if I can get it.

Heck I just got roadrunner cable again because my free wifi from my neighbors has been acting up and I"m tired of it. :)

But you know what, in a couple months I'm going to call Time Warner and tell them to cancel my digital cable and road runner because it's too expensive... I feel I can get it $20-$40 cheaper per month.

I'll save me self $300-$500 a year by doing this when they offer me a better deal. :)

@HWGA: Thank you for laying that out for us. For your personal bank accounts, are they all registered to the same bank? If not, what is your strategy with choosing a bank for your next account?

Thank you!

Disregard the above post, answers found!

I do, however, have another question for the veteran bank account openers/maintainers:

For those who run their eBay business as an LLC, have any of you tried opening multiple business bank accounts under your LLC? So, instead of opening 10 individual checking accounts, opening 10 checking accounts tied to the same business.

Would these account numbers be too close and easily linked?

Thank you in advance!