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Old 08-13-2015
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Default how many bank of america can i create?

i have a business bank account with bank of america and i saw from a lots of thread that they are easy to open multiple accounts. So, how many account can i open and should i open them regularly or waiting for a few weeks for each accounts?
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Old 08-13-2015
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Default Re: how many bank of america can i create?

I always limit myself to 6 accounts per bank. Personal checking, personal savings, business checking, business savings, building account, etc. That way, it looks normal But if you have LLC's for these accounts, then I do not see why you couldn't have more.
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Old 08-13-2015
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Default Re: how many bank of america can i create?

so if i have LLC i can have more right? what do i tell them? for employees? what about s corporation?
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Old 08-13-2015
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Default Re: how many bank of america can i create?

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Originally Posted by sonabe View Post
so if i have LLC i can have more right? what do i tell them? for employees? what about s corporation?
Dont tell them anything, just go in, open them and walk out.

Right now, I have a LLC BOA account, 3 accounts and I dont tell them anything.
Last month it was 2 accounts, I walked in, asked to add another business account and walked out in 10 min including waiting in line. Go when people are not coming out of work. I go around 1pm, half the bank is at lunch and its dead.

Last edited by yotano211; 08-13-2015 at 05:07 PM.
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Old 08-13-2015
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Default Re: how many bank of america can i create?

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Originally Posted by yotano211 View Post
Dont tell them anything, just go in, open them and walk out.

Right now, I have a LLC BOA account, 3 accounts and I dont tell them anything.
Last month it was 2 accounts, I walked in, asked to add another business account and walked out in 10 min including waiting in line. Go when people are not coming out of work. I go around 1pm, half the bank is at lunch and its dead.
Well of course they don't say anything....
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Default Re: how many bank of america can i create?

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Well of course they don't say anything....
If people see me driving that down the road they will all ask me for money so I keep the Prius stock.
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Old 08-13-2015
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Default Re: how many bank of america can i create?

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Originally Posted by yotano211 View Post
If people see me driving that down the road they will all ask me for money so I keep the Prius stock.
I hear ya boss.....
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Old 08-14-2015
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Default Re: how many bank of america can i create?

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Originally Posted by MM78 View Post
Well of course they don't say anything....
Where did you get a picture of my car?
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Old 08-14-2015
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Default Re: how many bank of america can i create?

Spread out bank account creation - different banks, every 3-4 weeks if needed
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Old 08-14-2015
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Default Re: how many bank of america can i create?

I had about 12 checking accounts in boa at once before. But now im spreading my accounts with chase and wells fargo.
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Old 08-17-2015
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Default Re: how many bank of america can i create?

Quote:
Originally Posted by jeffweico View Post
I always limit myself to 6 accounts per bank. Personal checking, personal savings, business checking, business savings, building account, etc. That way, it looks normal But if you have LLC's for these accounts, then I do not see why you couldn't have more.
Anyone can answer this but all I have to do is tell them a business LLC name and they will open it?

How much is it to open?

And does it come with a business card and checks?
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Old 08-17-2015
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Default Re: how many bank of america can i create?

I had 20 once they eventually got red flagged and shut down
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Old 08-17-2015
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Default Re: how many bank of america can i create?

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Originally Posted by CustomerServiceProTip View Post
I had about 12 checking accounts in boa at once before. But now im spreading my accounts with chase and wells fargo.
When you had 12 checking accounts was you ever questioned about why you had so many?

How long of a time frame would you go between opening a new checking account one right after another?

Also did you open them all up online or in person at the Bank?
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Old 08-21-2015
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Default Re: how many bank of america can i create?

To open an LLC bank at BOA, do I need to register LLC first or can we use personal tax ID for business account as proprietorship?

Thank you.

Quote:
Originally Posted by yotano211 View Post
Dont tell them anything, just go in, open them and walk out.

Right now, I have a LLC BOA account, 3 accounts and I dont tell them anything.
Last month it was 2 accounts, I walked in, asked to add another business account and walked out in 10 min including waiting in line. Go when people are not coming out of work. I go around 1pm, half the bank is at lunch and its dead.
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Old 08-21-2015
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Default Re: how many bank of america can i create?

Quote:
Originally Posted by wendychen2000us View Post
To open an LLC bank at BOA, do I need to register LLC first or can we use personal tax ID for business account as proprietorship?

Thank you.
This is quite simple really.

IF you have an LLC, you walk into the bank or go online and open an account with your LLC info registered with the state and EIN from the IRS(will be on the state form as well)

Same for all legal entities.

You give the bank whatever they need. You have to supply an SS as a check writer.
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Old 08-21-2015
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Default Re: how many bank of america can i create?

today i went to BOFA, i first started opening 2 months ago with personal checking & savings. i open small business account today and the guy give me a piece of paper to go in courthouse to have stamp/record whatever!paid $26 and return to BOFA and after 30mins i walk away with business and checking account, so far i have made 8 accounts in a different bank. some are restricted some are easy pie, BB&T is very easy to me, Wells fargo is alright, BOFA easy pie. PNC i am still working on it, they ask a lot of documents to me because i am not Citizen yet, Good luck with some banks that you about to open.
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Old 08-21-2015
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Default Re: how many bank of america can i create?

I don't have LLC. So I wonder if I can use my SSN to open business account as individual or do I have to have business to open business account.

Thanks.

Quote:
Originally Posted by yankee View Post
This is quite simple really.

IF you have an LLC, you walk into the bank or go online and open an account with your LLC info registered with the state and EIN from the IRS(will be on the state form as well)

Same for all legal entities.

You give the bank whatever they need. You have to supply an SS as a check writer.
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  #18  
Old 08-22-2015
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Default Re: how many bank of america can i create?

Also check out PNC bank, solid bank, mismatch names is fine and their pnc wallet gives you 3 banks in 1
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Old 08-29-2015
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Default Re: how many bank of america can i create?

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Originally Posted by 123 View Post
Also check out PNC bank, solid bank, mismatch names is fine and their pnc wallet gives you 3 banks in 1
Do you use checking, savings, and wallet, or do you somehow have the wallet which gives you like 3 checking accounts? Confused, sorry.
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Old 08-29-2015
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Default Re: how many bank of america can i create?

Quote:
Originally Posted by munkron View Post
Do you use checking, savings, and wallet, or do you somehow have the wallet which gives you like 3 checking accounts? Confused, sorry.
Yeah I get the wallet it gives you a mix of 3 checking/savings accounts not sure which are which honestly lol
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Old 08-30-2015
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Default Re: how many bank of america can i create?

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Originally Posted by 123 View Post
Yeah I get the wallet it gives you a mix of 3 checking/savings accounts not sure which are which honestly lol
Do you have to be in the same state to enter this PNC bank. I currently live (moved) in Oklahoma and there is one 350 miles from me in Kansas City.
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Old 08-30-2015
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Default Re: how many bank of america can i create?

Quote:
Originally Posted by yotano211 View Post
Do you have to be in the same state to enter this PNC bank. I currently live (moved) in Oklahoma and there is one 350 miles from me in Kansas City.
Not sure, I never visited their physical branch so you might not have to be, give it a try on their website
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