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Old 05-01-2016
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Default Does filing a chargeback against a seller on PayPal? Help

So I got screwed on a eBay transaction got a gift card and I had filed a dispute with PayPal which was closed since eBay/paypal do not offer buyer protection on gift cards

If I file a chargeback with my CC company for the PayPal payment, will PayPal close my account? This is not a stealth account, it's in very good standing and no issues

PayPal told me that wouldn't happen unless I kept filing chargebacks (I've never
Filed a chargeback in my life btw)
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Well you will have to weigh the possible pros and cons on doing and not doing a chargeback.

Is the money lost on ebay worth possibly losing a well-established PP account?
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

If its a well established paypal and this is a once in a lifetime chargeback you should be fine. Do so more often and you lose the paypal account.
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Agree with slokor, ... also a non-established paypal account + chargeback = instant limitation. (this was my experience a few years back, not sure if things have changed since)
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Keep in mind I'm the buyer, filing a chargeback via CC for a PayPal payment.

Never filed a chargeback before and it's a rather established account so I think I'm fine. Just filed it today and I think my credit card company is stupid and gonna screw this chargeback up for me
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Why are you thinking this?

Credit card companies tend to be realistic with real claims.
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Credit card companies are rarely "stupid" - you aren't explaining the deal well to your company...
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Old 05-02-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Note to self....

Buy bird seed after work.

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Old 05-03-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Quote:
Originally Posted by rsot View Post
Credit card companies are rarely "stupid" - you aren't explaining the deal well to your company...

It's a Walmart MasterCard. Their customer service and reps suck and really don't know anything. I explained the situation to them three times and they seem confused. They filed the chargeback but yea
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Old 05-04-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Most USA banks ok if got legit reasons. I have card from UK bank they repeated denied me even with tons of evidence back up dispute. US bank saw same paper work sided with me. All non-PayPal transactions. So apparently Us gives you more protections. I not done fighting it plan write few letters to appropriate regulators I learned in past that usually gets banks see things your way.
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Old 05-04-2016
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Default Re: Does filing a chargeback against a seller on PayPal? Help

Quote:
Originally Posted by jjohnson777 View Post
Most USA banks ok if got legit reasons. I have card from UK bank they repeated denied me even with tons of evidence back up dispute. US bank saw same paper work sided with me. All non-PayPal transactions. So apparently Us gives you more protections. I not done fighting it plan write few letters to appropriate regulators I learned in past that usually gets banks see things your way.
Maybe a lack of trust between you and bank? or maybe it was specifically the bank, what was this bank's name?

I'm from the UK, and I have filed chargeback against websites I purchased from (not ebay/paypal), and I couldn't have asked for it to be simpler. My money was refunded back to me immediately. Investigation began straight after. Done.
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