Bad bank account - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Marketplace Discussions > PayPal Talk

PayPal Talk PayPal Forums. General issues related to PayPal.

Reply
 
Thread Tools
  #1  
Old 06-08-2016
Junior Member
 
Join Date: Jan 2013
Posts: 22
Thanks: 2
Thanked 5 Times in 3 Posts
Activity: 0%
Longevity: 53%
iTrader: (0)
Default Bad bank account

I have searched and cannot find this issue specifically addressed. Doesn't mean it's not out there. Maybe I am not searching correctly.

I will be purchasing new stealth accounts soon, very soon. I have two bank accounts. One is burned (linked to my old eb/pp accounts) and the other, I just got but is a Second Chance account.

My question is this....If I try to add an account for withdrawing funds and pp has banned that bank and or card, then can I simply delete that bank/card from pp and add another and try again, or does pp lock your account at that point?

Just to clarify....yes, I know that there are many bank accounts that are accepted. I however, cannot use them yet as I get flagged by Chexsystems. Yes, I plan on clearing up my Chexsystems problem, however, that will take 6-8 months on my current income, whereas if I add to my income with eb sales then I can get that done in 3-4 months.

Also, the first account that is burned but I still have good standing with them is located on the other side of the country. They will not allow me to open more accounts (of any kind) unless I do it in person.

I have a plan....just wondering about this one thing. Does pp lock your account in this situation?

Thanks
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 06-08-2016
MM78's Avatar
Executive [VIP]
 
Join Date: Sep 2010
Posts: 14,135
Thanks: 1,107
Thanked 4,821 Times in 3,332 Posts
Activity: 1%
Longevity: 71%
iTrader: (4)
Default Re: Bad bank account

You CAN'T attach a Bank Account that was previously used on a PayPal...no matter if the PayPal is burned or not. You CAN on the other hand is open a new Checking Account with the same Bank and attach to the new PayPal's.
Reply With Quote
  #3  
Old 06-08-2016
Junior Member
Threadstarter  
 
Join Date: Jan 2013
Posts: 22
Thanks: 2
Thanked 5 Times in 3 Posts
Activity: 0%
Longevity: 53%
iTrader: (0)
Default Re: Bad bank account

Quote:
Originally Posted by MM78 View Post
You CAN'T attach a Bank Account that was previously used on a PayPal...no matter if the PayPal is burned or not. You CAN on the other hand is open a new Checking Account with the same Bank and attach to the new PayPal's.



Clearly, you didn't read my question.....
Reply With Quote
  #4  
Old 06-08-2016
Executive [VIP]
 
Join Date: Dec 2010
Posts: 3,390
Thanks: 238
Thanked 770 Times in 567 Posts
Activity: 3%
Longevity: 69%
iTrader: (0)
Default Re: Bad bank account

There is banks out there that dont use Chexsystems. I think US bank is one of them
Reply With Quote
  #5  
Old 06-08-2016
Senior Member
 
Join Date: Jun 2012
Posts: 924
Thanks: 36
Thanked 57 Times in 52 Posts
Activity: 0%
Longevity: 57%
iTrader: (1)
Default Re: Bad bank account

OP..which bank did you use?
Reply With Quote
  #6  
Old 06-08-2016
yankee's Avatar
Executive [VIP]
 
Join Date: Nov 2013
Posts: 7,824
Thanks: 2,279
Thanked 2,619 Times in 1,920 Posts
Activity: 45%
Longevity: 47%
iTrader: (2)
Default Re: Bad bank account

Many small banks and credit unions will allow you to open accounts. You can call a local branch and ask them ahead of applying.
Reply With Quote
  #7  
Old 06-08-2016
Junior Member
Threadstarter  
 
Join Date: Jan 2013
Posts: 22
Thanks: 2
Thanked 5 Times in 3 Posts
Activity: 0%
Longevity: 53%
iTrader: (0)
Default Re: Bad bank account

I appreciate it guys, however, I am in a tough bind that I put myself in. Bad credit and Bad Chexsystems. So, even though most reloadable cards have been banned by pp, not all are. I am going to use them to as banks at first. Once my chexsystems issue is resolved, I will switch over to only bank accounts. I have already tried most places that supposedly take ppl like me in. They reject me. It's that bad....


So, question is: If I were to add a card that pp doesn't like then can I simply delete that card and try another or will pp immediately lock that account and I have to start over?
Reply With Quote
  #8  
Old 06-09-2016
plumsake2's Avatar
Senior Member
 
Join Date: Apr 2013
Posts: 358
Thanks: 120
Thanked 178 Times in 126 Posts
Activity: 0%
Longevity: 51%
iTrader: (14)
Default Re: Bad bank account

If you mean trying to use a bank account or card that you aren't sure is blacklisted by Paypal or not, then no you generally won't get limited just for that. You'd get limited if you used the same card/bank as on a previously limited account, but if it's just a new one that you're testing out then you should be fine. You'll just receive a message that it can't be added at that time, or possibly a security check that forces you to do phone verification (in the case of a blacklisted bank).

Keep in mind though, it's true not all prepaid cards that have bank accounts attached are blacklisted by Paypal, but most (if not all) do not accept mismatch name deposits.
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
adding personal bank account to stealth bank account ftf101 PayPal Talk 10 04-19-2015 02:10 AM
Does Paypal dip into Bank Account to recover funds, if Bank Account has 0 money? mercurial333 Subscriber Discussions 7 01-02-2014 02:00 PM
opening a new bank account with the traditional bank for eBay seller account emceeaye PayPal Talk 23 07-25-2013 07:57 AM


Aspkin Group

All times are GMT -5. The time now is 05:39 PM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2019, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts