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  #1  
Old 07-05-2016
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Default Bank account terminated

hello i had a cap 1 360 account and they closed it today
i had no linked accounts
and entire account was funded via paypal
the lady said only way to get funds out was to ask paypal to do ACH reversal
i was planning on telling paypal my bank acct was hacked and locked
does any one know if that will mess up my paypal account?
also how far back can they reverse ACH transfers?
one is still pending from this morning but the rest have completed.
any help would be great!!
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Old 07-05-2016
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Default Re: Bank account terminated

no help?
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  #3  
Old 07-05-2016
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Default Re: Bank account terminated

May want to at least give people time to reply...

Half the US population is still celebrating that 4th July thing you have
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Old 07-05-2016
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Default Re: Bank account terminated

Never lie to a bank and tell them tales.

Banks are not silly.

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Old 07-05-2016
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Default Re: Bank account terminated

pending withdrawal will most likely bounce back into your paypal balance.
Since paypal cannot deposit money into an account that does not exist.

It will be difficult to reverse past withdrawals and i am sure cause risk to your paypal account.
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Old 07-05-2016
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Default Re: Bank account terminated

#1.. How did you manage to link a cap 360 account to paypal? They have been blacklisted
#2..Why did they close the account?
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  #7  
Old 07-05-2016
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Default Re: Bank account terminated

i dont think theyr blacklisted atleast anymore
paypal let me login to the account and have been working perfectly fine for atleast 2 months
paypal account is still in good standings so far.
I tried to put in a 300$ add money transfer to see what would happen but realized it may have been a bad idea.
Should i ask for the ACH reversal or just give up on that stack and a half

they said a "manual review" led to this decision and it is "non reversable"
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Old 07-05-2016
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Default Re: Bank account terminated

@t3k, dont mention anything about bank being hacked or locked to paypal!

Why not go for a different bank account - BoA, Chase for example - get an account and add it on...just wait it out for the new bank account to be accepted and withdraw?
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Old 07-05-2016
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Default Re: Bank account terminated

thanks for the advice.. i was thinking the same thing
however i had a good ammount of money that just recently transfered in there and would love to have a way to get it back.
if i told them my bank account was hacked and locked would they limit my account?

gah this is so much harder when theres money i almost had out involved
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Old 07-05-2016
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Default Re: Bank account terminated

as in if i told them paypal account wasnt hacked but somehow my bank account was hacked and locked can we reverse the last few bank transfers? lol i can see it going ither way but i am not experienced in this. what do you guys think?
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  #11  
Old 07-05-2016
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Default Re: Bank account terminated

Quote:
Originally Posted by t3k View Post
thanks for the advice.. i was thinking the same thing
however i had a good ammount of money that just recently transfered in there and would love to have a way to get it back.
if i told them my bank account was hacked and locked would they limit my account?

gah this is so much harder when theres money i almost had out involved
Will you join the real world....

You have been told TWICE not to lie to the bank or Paypal,with bulldust stories of hacked accounts.

It does not work. And if you want a glimmer of hope to get your finds back you do not lie...

:
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Old 07-05-2016
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Default Re: Bank account terminated

Quote:
Originally Posted by GreenBean View Post
Will you join the real world....

You have been told TWICE not to lie to the bank or Paypal,with bulldust stories of hacked accounts.

It does not work. And if you want a glimmer of hope to get your finds back you do not lie...

:
ok well with stealth accounts wer all lying a bit somehow arent we?
how would you go about this matter then green bean?
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Old 07-05-2016
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Default Re: Bank account terminated

the truth is i dont know why they closed my account at all. they wouldnt disclose a reason so i wouldnt know what else to tell paypal
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Old 07-05-2016
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Default Re: Bank account terminated

The reason likely came from PAYPAL.

The bank in question has caused issues for others, despite working for some time just as you described.

If you are confident, then talk to paypal and ask what,who,how or why, you are in this mess.

That is not a given that will work.

Was there any contact from the bank prior to this incident?

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Old 07-05-2016
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Default Re: Bank account terminated

nope no contact at all.

so what information should i disclose to paypal in the case i would talk to them?
my account has been closed with the funds stuck inside
and when they ask why it was closed just tell them i dont know?

would there be a chance of getting limited if i tell them this? i still have some funds in paypal and i would like to atleast keep those
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Old 07-05-2016
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Default Re: Bank account terminated

also how soon should i contact paypal about this?
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  #17  
Old 07-05-2016
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Default Re: Bank account terminated

Now and STAT....

Get on top at once

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  #18  
Old 07-05-2016
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Default Re: Bank account terminated

So they let you add the bank with no issues?
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  #19  
Old 07-05-2016
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Default Re: Bank account terminated

I would also like to know this.

I just tried using 360 to verify my account, like an idiot before checking here first, I figured since I saw it in PayPal's list of banks to select when trying to link an account that it would be ok. I'm still learning lol.

I tried the instant verification, nope, so I selected the small deposit choice. This was yesterday so I have no idea what is going to happen. I already gave up hope that it will work and am now paranoid my account is in danger.

I wish I did some research first.
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  #20  
Old 07-05-2016
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Default Re: Bank account terminated

Ok Capital One CHECKING accounts still work ..
Did you put in all your real info into cap one ? Or stealth it up a bit ???
Also u must wait a month or so before withdrawing to cap one as it is in a probation period .. And will pick right up on mismatched names ...
That said i wouldnt call pp i would call cap one tell them if they wont let you withdraw the money then reverse the payment back to pp . Yes they can do that

Last edited by TGMT²; 07-06-2016 at 01:42 AM. Reason: CAPS
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  #21  
Old 07-06-2016
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Default Re: Bank account terminated

@bluegrass i tried asking them to do that and they refused... they said paypal had to do it. should i try calling cap back and asking again?
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  #22  
Old 07-06-2016
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Default Re: Bank account terminated

also cap one wasnt the first bank added and confirmed which might have helped to add it
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