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Old 08-24-2016
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Default did anyone else notice how instagram just did stories like snapchat, what if....

what if someone just made a clone of ebay and paypal. honestly nothing about either site is unique. would take a pretty big investment, but without 21 day holds and paypal strict rules I am sure with lower fees people will migrate over.

i use grailed.com it's for high end clothes, a lot of sellers got away from ebay and use it now since lower fees. but they of course use paypal.

never seen a company so relentless to kick people off, it's beyond creepy. if you go to a bank for a loan and you have bad credit, they will just turn you away and tell you to come back when you fix your credit. you get kicked out of paypal, they save your info and ip for live lol
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Old 08-24-2016
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Default Re: did anyone else notice how instagram just did stories like snapchat, what if....

The reason PayPal have the 21 day holds though is that without them they open themselves up to scammers. It may be a bit of a PITA as a rule, but its there for a good reason.

You also need not only lots of invested but also millions of people to start using the site and for a lot of people to breaks habits of a life time.

Maybe one day it will happen, but it wouldn't be an overnight thing
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Old 08-24-2016
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Default Re: did anyone else notice how instagram just did stories like snapchat, what if....

And holds would eventually be implemented because that site would get cleaned out by scammers initially... :(
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Old 08-24-2016
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Default Re: did anyone else notice how instagram just did stories like snapchat, what if....

I don' think 21 day hold will break paypal. It's bothersome but it's there for a reason and most people deal with it.
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Default Re: did anyone else notice how instagram just did stories like snapchat, what if....

They already have huge network effects and a massive brand image. If you were to clone them you'd have to convince buyers why they'd want to move over.
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