I totally agree with the OP. It is one thing to use a "stock" photo and quite another to steal a photo that another user has created. I deliberately used the word "steal" because that is what it is - stealing.
Having said that, I don't think it is reasonable to expect the person who stole it to be sitting by their computer to answer in 1 hour. It is just that not everyone is online all the time. So you might want to wait a few hours before reporting them.
Regarding reporting them, if your account has any issues, IT may be looked at as well. If it is a solid account, then no problems.
Back in the day, someone stole my entire listing, word for word and photo for photo. The photos were hosted on my website. So, I quickly renamed my pics and changed my listing to the new names. Then, I looked for some nice, disgusting, horribly perverted adult pics and replaced my original pics with them. It was hysterical! My ad was fine, but the guy who stole it got booted from eBay...
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