Basic no credit check Bank account

[stevebills]

does anyone use these as they charge a monthly payment like £12?
Tesco super saver was good to go got it working in 10 mins and any online ones similar?

[Callidus]

Where charges £12 a month for a basic bank account?

I think you mean the prepaid cards with bank accounts attached, that charge a monthly fee. Some are OK to use, others aren't. You need to make sure you get a unique bank account number and sort code otherwise everyone uses the same and PayPal will shut it down early on.

[Bunneh]

My mother uses Cashplus, they charge her £5

Not sure if its more now or not.

[Callidus]

Originally Posted by Bunneh

My mother uses Cashplus, they charge her £5

Not sure if its more now or not.

Yes, it's £5 one off fee for the card.

[stevebills]

Originally Posted by Bunneh

My mother uses Cashplus, they charge her £5

Not sure if its more now or not.

I have just opened one up and will I get an account and sort code plus a card?

[Bunneh]

Originally Posted by Callidus

Yes, it's £5 one off fee for the card.

She still has to pay every month for it.

[Bunneh]

Originally Posted by stevebills

I have just opened one up and will I get an account and sort code plus a card?

Yes.
But funds don't show straight away.

[Callidus]

Originally Posted by Bunneh

Yes.
But funds don't show straight away.

Oh, the one I have is only a £5 fee for the card and no monthly... unless I missed something.

How long does it take for funds to show?

[Bunneh]

Originally Posted by Callidus

Oh, the one I have is only a £5 fee for the card and no monthly... unless I missed something.

How long does it take for funds to show?

no idea, i just know when my mother was uploading funds to pay ebay fee's she was stressing out because they weren't showing the same day.

[turboman]

co op cashminder, santander 123, halifax easycash

all these accs very easy to get...even if bad credit rating

only the santander acc is a charged acc of £2 a month

i wouldnt pay any more than that... wasting money!

good thing about the halifax easy cash is you get a little online saver acc that runs along side it... i dont have to spell out what you can do with a sideline acc lol

[isitworththestress]

Good bank halifax I got four currant accounts and an easy from them so far and someone mentioned their e savers work with paypal so going to try them and see what happens.

Worth the walk into the bank for the first account. But I think you can do it all on line now just as easy

[turboman]

yeah the easy saver works but only one way... it set up just nicely... but i had an email from ebay saying my bank had turned down the direct debit attatchment... the account does not support the feature

ebay said it was fine as they would use the card on file as the supported fund sourcefor fees and what have you

so funds going in is a done deal

but you will have a "to do" messagebefore long...to set up your direct debit lol... ive not come across this as yet but you know its coming

will cross that bridge when it arrives