ING - DIRECT Wont let me open up an account. Why? - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Subscriber's Area > Subscriber Discussions

Subscriber Discussions The juicy stuff...

Reply
 
Thread Tools
  #1  
Old 04-07-2010
Senior Member
 
Join Date: Mar 2010
Posts: 171
Thanks: 23
Thanked 26 Times in 23 Posts
Activity: 0%
Longevity: 77%
iTrader: (0)
Send a message via AIM to Stream
Exclamation ING - DIRECT Wont let me open up an account. Why?

About 2 weeks ago I been trying to open up "ING DIRECT" It's been nothing but HELL!

The first thing is that I have movie from a old address and trying to open up my account at the new address. Old address is my mothers house. New address is my GF house. I was opening the account up at my GF house but got mail from ING sent to my moms. Saying that I need to call them to give them more info about me. I told them every thing that's been going on. gave them my moms name GF name who's name the house is in. every thing.

Was going smooth. Then they POP this one on me.
ING: "Are you getting deposits sent to you from PP?"
ME: "Yes ma,am."
ING: "Who's name is it coming under?"
ME: "Gave them the name and told them that I use a ⊗⊗⊗⊗ name online . due to security resins."
ING: "Yes I under stand that but you can't us this account for business . use. You also can't have any deposit coming under any ones name . other then yours. "

Now what? They asking me to send a bill in my name with this address on it. My new address. I told them that I don't have nothing in my name at this address. Can you just send the statements to my moms house? They told me that I have to fax them my ID.

This is a lot of work to just open up a bank account. ( This is good and bad )

Good: because it will be hard for someone to open up a bank account in my name
Bad: Because when I want to open up a bank account I hate all the steps I have to go throw to open one in my own name.


The question I would like to know is

Should I keep ING? send them my ID?
Where can I open up a bank that's not this hard an that will allow you to make deposits in other names.
Would like to have a bank account where I can open up subs.
What do you think about all of this?

Thanks goes to every one that has read this and that gave answers.
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 04-07-2010
ebaykilla's Avatar
Executive [VIP]
 
Join Date: Feb 2007
Posts: 701
Thanks: 16
Thanked 59 Times in 50 Posts
Activity: 0%
Longevity: 99%
iTrader: (0)
Default

ING is no good for paypal. It is all over the forums. Read the forums and find all of these answers. Re-posting information is a waste of our time.
__________________
"The eBay fees I owe will blow your mind!"
Reply With Quote
  #3  
Old 04-07-2010
Senior Member
 
Join Date: Oct 2007
Posts: 1,853
Thanks: 39
Thanked 204 Times in 143 Posts
Activity: 0%
Longevity: 94%
iTrader: (51)
Default

Yeah unless your paypal and ing names match then ing is nood good not only for paypal but any payment service who depoists money into your ing account.
Reply With Quote
  #4  
Old 04-07-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 570 Times in 293 Posts
Activity: 0%
Longevity: 89%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

ING has to have the name match.... keep in min mind, paypal doesnt link accounts based on the name only.
Reply With Quote
  #5  
Old 04-07-2010
Senior Member
Threadstarter  
 
Join Date: Mar 2010
Posts: 171
Thanks: 23
Thanked 26 Times in 23 Posts
Activity: 0%
Longevity: 77%
iTrader: (0)
Send a message via AIM to Stream
Default

Thanks for every ones answer.

What bank account would you recommend?

Do any one know of a virtual bank account?

I'm trying to open up 20 account. Stealth accounts. and would like to know the best and cheapest way to do this.

Thank for every lil help you can provide.

Regards, str
Reply With Quote
  #6  
Old 04-07-2010
aspkin's Avatar
Administrator
 
Join Date: Jan 2007
Posts: 11,085
Thanks: 2,982
Thanked 3,978 Times in 1,688 Posts
Activity: 34%
Longevity: 100%
iTrader: (25)
Default

Hehe, didn't I tell you this?

Maybe not, but yes the names have to match and that's how I use ing savings accounts.

They're still good but you have to play their game to use them.
__________________
Reply With Quote
  #7  
Old 04-07-2010
Senior Member
 
Join Date: Feb 2009
Posts: 242
Thanks: 44
Thanked 17 Times in 14 Posts
Activity: 0%
Longevity: 85%
iTrader: (0)
Default

Quote:
Originally Posted by First Edition View Post
ING has to have the name match.... keep in min mind, paypal doesnt link accounts based on the name only.
Yeah, I used to send money under a different name lots of times with ING but then they changed their policy. I guess Paypal threatened them or something.
Reply With Quote
  #8  
Old 04-07-2010
Senior Member
 
Join Date: Oct 2007
Posts: 1,853
Thanks: 39
Thanked 204 Times in 143 Posts
Activity: 0%
Longevity: 94%
iTrader: (51)
Default

Quote:
Originally Posted by Ghost View Post
Yeah, I used to send money under a different name lots of times with ING but then they changed their policy. I guess Paypal threatened them or something.
You can bet your ass paypal had something to do with this change! Paypal probly called up ing an made up there bull**** storys how all these Hackers and Scammers is useing ING to scam people.
Reply With Quote
  #9  
Old 04-07-2010
aspkin's Avatar
Administrator
 
Join Date: Jan 2007
Posts: 11,085
Thanks: 2,982
Thanked 3,978 Times in 1,688 Posts
Activity: 34%
Longevity: 100%
iTrader: (25)
Default

No it's an ing thing, trust me.
__________________
Reply With Quote
  #10  
Old 04-07-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 570 Times in 293 Posts
Activity: 0%
Longevity: 89%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

If you walk into a bank with a deposit slip filled out for joe smith, and you try to deposit it in mary chambers bank account, they won't let you!

This is why some banks don't allow this with electronic deposits. If you have any deposit coming in from any company into ING with a different, they'll reject it because of liability reasons. ING is online only also.... they're rules are a bit stricter in this area as a result.
Reply With Quote
The Following User Says Thank You to First Edition For This Useful Post:
aspkin (04-08-2010)
  #11  
Old 04-08-2010
Senior Member
 
Join Date: Oct 2007
Posts: 1,853
Thanks: 39
Thanked 204 Times in 143 Posts
Activity: 0%
Longevity: 94%
iTrader: (51)
Default

I dont know my cusion lost his income tax return cause he or they somehow got the wrong account # so it went into some one elses account. I dont think it matters to most banks as long as its the correct routing and checking #.
Reply With Quote
  #12  
Old 04-08-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 570 Times in 293 Posts
Activity: 0%
Longevity: 89%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

To most banks it doesn't matter, correct. However, it's still a big liability risk for others. Just like some merchant accounts are more strict with what you can and can't sell.

ING is a great, awesome bank to use. They don't care how many accounts you open and close, as long as the names match.
Reply With Quote
  #13  
Old 04-08-2010
Junior Member
 
Join Date: Mar 2008
Posts: 72
Thanks: 2
Thanked 6 Times in 6 Posts
Activity: 0%
Longevity: 91%
iTrader: (1)
Default

Quote:
Originally Posted by Str View Post
Thanks for every ones answer.

What bank account would you recommend?

Do any one know of a virtual bank account?

I'm trying to open up 20 account. Stealth accounts. and would like to know the best and cheapest way to do this.

Thank for every lil help you can provide.

Regards, str

I would recommend Ally Bank. They have decent security and the APR is one of the highest among online banks. They do not offer sub accounts, but last time I checked, you can open as many online saving as you like, as long as you don't open a whole lot within the same month. The con compares to ING is you will have to call in if you want to cancel an account, where you can just close online with ING.

Also, don't bother sending IDs and docs to ING in the hope that they will let you re-instate with them. I've been there before and they even asked me to send in passport copy. Well, after all the crazy doc requests, they still block my accounts and freeze all funds I have. Fortunately, I had only about $23 left in there. Furthermore, they also canceled my brother's account because we use the same billing address.
Reply With Quote
  #14  
Old 04-08-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 570 Times in 293 Posts
Activity: 0%
Longevity: 89%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

They're a bank.... since the patriot act, they have to verify ID. Crazy doc requests? These guys aren't paypal

With Ally Bank do the names have to match for the deposits?
Reply With Quote
  #15  
Old 04-08-2010
Junior Member
 
Join Date: Mar 2010
Posts: 9
Thanks: 0
Thanked 0 Times in 0 Posts
Activity: 0%
Longevity: 77%
iTrader: (0)
Default

I used Ally Bank a about 3 months ago for paypal's in ⊗⊗⊗⊗ names, everything was good. So they should let you use a ⊗⊗⊗⊗ name on your paypal account. I just opened up bank of america account. You should try them, they are really good.
Reply With Quote
  #16  
Old 04-09-2010
Senior Member
Threadstarter  
 
Join Date: Mar 2010
Posts: 171
Thanks: 23
Thanked 26 Times in 23 Posts
Activity: 0%
Longevity: 77%
iTrader: (0)
Send a message via AIM to Stream
Default

Quote:
Originally Posted by aspkin View Post
Hehe, didn't I tell you this?

Maybe not, but yes the names have to match and that's how I use ing savings accounts.

They're still good but you have to play their game to use them.
If the names have to match then how could you have like 10 stealth accounts with he same names? lol I just don't get why anyone would even want to use a bank like this. Expectantly stealth account(s).

Can you explane why you would use a stealth account with the same names? and why you would have a bank like this.

I would also like to thank everyone for there respond.

Last edited by Stream; 04-09-2010 at 02:18 PM.
Reply With Quote
  #17  
Old 04-09-2010
Senior Member
 
Join Date: Feb 2009
Posts: 242
Thanks: 44
Thanked 17 Times in 14 Posts
Activity: 0%
Longevity: 85%
iTrader: (0)
Default

He meant they're good accounts in general. Not for using in stealth accounts.
Reply With Quote
  #18  
Old 04-09-2010
Junior Member
 
Join Date: Mar 2008
Posts: 72
Thanks: 2
Thanked 6 Times in 6 Posts
Activity: 0%
Longevity: 91%
iTrader: (1)
Default

Ally Bank takes paypal deposit from names differ than account holder's name.
I have tested this myself to confirm this message.

The way to set up stealth PP accounts with ING is to use variation of your real name. For example, if your real name is John Smith, you can set up PP stealth accounts using the following names: Johnny Smith, John S, J Smith, etc. When questioned by ING, you can always say "yes, it's my name".

This can probably get you going with a few stealth accounts, but if you are going to create massive sub accounts with PP deposit on each, it will raise flag with ING, or any other banks, no matter how legit they are. After all, no normal users will have 20 sub accounts and have PP deposit into each of them.

If you get greedy, you will be caught. Take it slow and you will last.
Reply With Quote
  #19  
Old 04-09-2010
MU
 
Join Date: Jul 2008
Posts: 2,938
Thanks: 307
Thanked 570 Times in 293 Posts
Activity: 0%
Longevity: 89%
iTrader: (32)
Send a message via AIM to First Edition Send a message via MSN to First Edition Send a message via Yahoo to First Edition Send a message via Skype™ to First Edition
Default

Quote:
Originally Posted by Str View Post
If the names have to match then how could you have like 10 stealth accounts with he same names? lol I just don't get why anyone would even want to use a bank like this. Expectantly stealth account(s).

Can you explane why you would use a stealth account with the same names? and why you would have a bank like this.

I would also like to thank everyone for there respond.
Paypal accounts are not linked by the name. This has been discussed many times on the forum, as well as the stealth guide. Also joe bob smith could have deposits come under j bob smith, or bob smith, or joe smith, or joe robert smith
Reply With Quote
Reply



Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Can ING Direct Saving account to be used in paypal cozywind Subscriber Discussions 8 12-22-2009 10:39 AM
Please help me ebay wont reinstate my account? highflyer eBay Suspensions 5 11-04-2009 08:49 AM
bank account direct debits casual92king UK eBay & Paypal 3 10-28-2009 10:29 AM
Paypal now recognizing if bank account has no direct debit facility & blocks its use digzz UK eBay & Paypal 26 10-02-2009 03:23 PM
how come using ccnow wont get you linked? yougotit PayPal Talk 1 11-12-2008 01:59 PM


Aspkin Group

All times are GMT -5. The time now is 01:57 PM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts