SOB! Always trust your gut

[Grifter]

So it happened - just started my stealth account and got everything approved - decided to make one buy to test the address variation ( score, worked ) and to show 'history' in the silver/coins area ( what I am going to be selling ).

Item showed up - ⊗⊗⊗⊗. Different from photograph, not solid silver but '100 mills' which is 'clad' or 'layered' with copper or tin below. . . upset is an understatement. 40 bucks for 5 dollars worth of silver.

Talked to the seller ( had over 130 positive feedback with all 100% legit items ), they said they will not accept returns and if I have a problem with that to 'take it up with eb ay' - sob sob sob.

Here is my issue - I paid with a van illa vi sa so it didn't link my new bank account by name, if I file a SNAD and return the item will the funds be placed back into my pp acct so i can then transfer them to bank or will it attempt to refill the card directly? I also don't want this to raise any flags due to the stealth nature of the acct.

Long story short - do I eat the 40 bucks and write it off to learning - do I SNAD and everything is okay, do I SNAD and expect acct to die or are there other options I might be missing?

I have about 20 dollars invested in the stealth acct so I'm debating which loss is greater right now haha!

Thank you in advance,
Grifter
Semper Fi

[MichaelW]

Don't know the other answer but if it is me, I just give seller a big neg feedback first.

Try open claim with eBay first

[GrannyT]

This guy knows what he's doing. He's selling ⊗⊗⊗⊗ and he will be here soon moaning that he has been kicked off for selling ⊗⊗⊗⊗.

If you are uncomfortable doing a SNAD give him a really bad neg with the word F * KE in it a few times.

[Grifter]

I will write him one last time, leave the neg feedback and worst case file a SNAD. I just hope if they try to refund the card directly it wont cause any issues since its a non-reloadable card. Sigh.

Thank you again everyone.

[rsot]

Ha GTran - we don't need that kind of folk here.

@Grifter, if you file your SNAD and win, your Pa yp al account will be credited but not the Visa - funds will be in the pp account - if you call up pp after, they will refund to your card.

[GrannyT]

I'm with you rsot but we do get them don't we?

[rsot]

I dunno - I am nu to dis forum.

Hi all.

[GrannyT]

Hi RSOT and welcome - the Canadian crew led by the Lumberjack will be along shortly

:D

[lakeman]

This is a perfect example of why Stealth accounts and buyer accounts do NOT mix!

They should be kept completely separate.


I would try contacting the seller one last time, if he's no help, then open a SNAD.

[BiN4RY]

Originally Posted by rsot

your Pa yp al account will be credited but not the Visa - funds will be in the pp account

Nope, if the money came directly out of a credit card, then it will be refunded to the credit card. Most prepaid credit card, including the one OP is using, can have funds returned to the card.

[Melissa1971]

Maybe he'd be willing to refund 50% by mail if you return the item

And promise not to leave Bad FB

Not sure I'd want to compromise a Stealth account for just $40