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-   -   Quick bank question (https://www.aspkin.com/forums/subscriber-discussions/42203-quick-bank-question.html)

LoopHole 02-02-2012 02:25 PM

Quick bank question
 
Just opened up a savings/checking account and i have noticed that the routing number is the same for both savings and checking account. Just wondering if that matters and if it could link 2 accounts. I never really paid attention to this before.

oge 02-02-2012 02:43 PM

lol really?-----------> Bank Routing Numbers

SUVE 02-02-2012 02:48 PM

That link is very good oge. You hit the mark spot on again!=}-

LoopHole 02-02-2012 02:51 PM

Quote:

Originally Posted by oge (Post 308460)
lol really?-----------> Bank Routing Numbers

Haha thanks. I consider myself pretty well educated but i do ask some stupid questions sometimes :)

Another thing. Wouldn't pp find it a little shady if lets say they have 20 accounts in the same state going to the same routing number???? Couldn't this be a possible way of linking/causing a red flag?

oompaloompa 02-02-2012 02:52 PM

question - you get 9 digits divided in to 2 parts, what are they called? routing is a long number, explain the differences

LoopHole 02-02-2012 02:53 PM

Quote:

Originally Posted by oompaloompa (Post 308467)
question - you get 9 digits divided in to 2 parts, what are they called? routing is a long number, explain the differences

Im confused.

oge 02-02-2012 02:57 PM

yes what are you talking about oompa?

oompaloompa 02-02-2012 02:57 PM

I saw a statement and it said account number eg 2568-55233, does say first few digits relate to the bank it is from? is the first 4 digits part of the acc number or is it what we in uk call sortcode, which all accs at that branch have ...

oge 02-02-2012 02:59 PM

Quote:

Originally Posted by LoopHole (Post 308465)
Haha thanks. I consider myself pretty well educated but i do ask some stupid questions sometimes :)

Another thing. Wouldn't pp find it a little shady if lets say they have 20 accounts in the same state going to the same routing number???? Couldn't this be a possible way of linking/causing a red flag?

It is possible only if you did it all on one day but pp does about 350 millions dollars a day in transactions so it's not likely of 20 accounts will get linked IMO

oge 02-02-2012 03:01 PM

Quote:

Originally Posted by oompaloompa (Post 308473)
I saw a statement and it said account number eg 2568-55233, does say first few digits relate to the bank it is from? is the first 4 digits part of the acc number or is it what we in uk call sortcode, which all accs at that branch have ...

Ok now I get it here's your answer for USA -----> Routing transit number - Wikipedia, the free encyclopedia

SUVE 02-02-2012 03:05 PM

Hmm....I've read this somewhere before.Routing Transit Number (RTN) springs to mind when you think of the 9 digit code.

If I've understood this correctly, the bank company name is identified in the 5-8 digit range & the this includes a regional prefix indicating the metropolitan area &/or state.

EDITS: oge responded just as I was typing this up.

rsot 02-02-2012 05:10 PM

Routing transit number is not something to worry about - millions of folx have the same routing number but different account numbers.

oompaloompa 02-03-2012 09:29 AM

anyone know where to get a source for the regional prefixes, cos wiki only had federal reserve ones for certain areas only

SUVE 02-03-2012 10:18 AM

I am going to PM you oomps on this.:rolleyes:


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