Most of the explanations are partially or fully wrong.
The 21 day PayPal hold is strictly based upon how risky they think your activity is. When I started selling, I didn't have the hold. As I sold more, I got the hold put on my account. After a while, they took it off.
I went to a casino and withdrew money using my ATM card. The next day, the hold was back on. Another few days later, they called to verify selling activity on my account (nothing verifying casino charges).
Now about a week ago, my hold is gone again. Throughout all of this, I maintained a 5.0 DSR and 100% feed back with over couple hundred feedback.
Its all based upon how risky they think you are. Many, many factors can play into how they associate risk with your account.
Hope this helps! (I've spoke with a few PayPal reps about this)
|