PayPal claim they spoke to my bank

[Viciousfan1]

PayPal agent called my bank and asked me why my stealth PayPal and my bank account name don't match after withdrawing. I never heard of them doing that and didn't know how to respond.

I never had a problem with my bank using stealth witdrawed many times.They also asked me other questions and said I might have to supply documents to Prove ownership of the bank. He also asked other questions such as why did I add a second bank account so soon after opening a PayPal account and also said I tried calling you and your phone doesn't have a voicemail.

I find that strange he said. Also the craziest question was why Do wait long periods to withdraw? How am i suppose to respond to that.He kept saying my stealth name at the end of every sentence. What should I try to do since this agent want let me withdraw. I was selling both branded and unbranded items on this account.

[stanislav]

Was it ally ?

[Viciousfan1]

It was a guy.

[GreenBean]

Need more info.

Which bank? Type of account time account active & amounts going into account.

Were you called by paypal or by your bank?

Have you PROOF that a call was made to the bank as claimed?


I know this really does freak you out. BUT I also know that paypal may 'suggest' they have done something to try to trap you.

Please exlain more. Or if you thik it is too sensitive send me a pm.

I'm seriously looking at the alleged behavior of paypal & your rights

[unkown5454]

Like GB said, PP is not afraid of lying and playing games just like you do. Can't just assume everything they say is true. Play the game back with them or ditch the account and make more.

[mercurial333]

No reputable bank would share your information with Paypal, that be ridiculous otherwise.

[GreenBean]

Originally Posted by Viciousfan1

It was a guy.

Stan asked the name of the BANK

Share the story fully :D

[Thankful]

Since when did PayPal call banks? (thats if they even did )

Even if they did why would a bank give that sort of information -

[Viciousfan1]

Yeah when he(the supervisor) called I denied that the name was different he said no no no. I asked what name is on the account and he said you should know and kept saying why is the name on your bank account different hummm.

I'm nervous because I never had that happened and now I'm wondering if paypal will keep it forever. His questions where just crazy talk.

Hes investigating and said he just had to ask some questions.I dont know if he actually called my bank .

I haven't heard anything from my bank only Paypal.I was receiving payments from 50-250 and my bank is TCF. Ive been having a bad month with paypal :(

[GreenBean]

The paypal staffer is playing you.

He's fishing. It's a known tactic to try to trip people.

He's aiming to upset you and get you to say something wrong.

Dont be fooled by him.

[rsot]

1st question - have you uploaded any funds from your bank to pp? Have the microdeposits been taken back by pp?

[Viciousfan1]

Yeah I been using the account for a while. Never uploaded funds from my bank to PayPal.

Followed the whole stealth read around the forums and done everything correctly.

He didn't get me to say anything about why the names didn't match. His first question was what's the name of the bank account you withdraw your funds to. I said TCF then he said ok why when I called TCF they told me the names don't match.

I said I have no idea if the names didn't match then every payment I transferred wouldn't have went through then he said not true since the names don't match and kept going on and on. I hope he is just fishing

[rsot]

So no funds SENT from your bank to pp - 100%. 2nd q - how much money have you ran through pp?

As for the pp agent saying they called the bank to verify names - sounds like a big lie - NO bank would give that out unless 1) subpoena 2) pp is trying to RECLAIM funds - that`s why my 2nd q is there - even then I don`t remem a clause in the agreement form between you and pp allowing that a bank gives up info to them.

[unkown5454]

Originally Posted by Viciousfan1

I asked what name is on the account and he said you should know and kept saying why is the name on your bank account different hummm.(

So, this didn't trigger red flags to you at all? You had him in a lie right there and then you backed down.

[GreenBean]

Dont forget it takes a bit of practise to play with paypal. Very nerve racking 1st few times

[accutinting]

OK so here's my deal with one of my banks that a friend works at. He brought the paper over that showed me at least there policy but I would think it would be all financial companies. I knew some of this before and this is why you need to read fine print and DO NOT sign everywhere they tell you to because more then likely your allowing them to share your info

"FEDERAL LAW GIVES CONSUMERS THE RIGHT TO LIMIT SOME BUT NOT ALL SHARING" This is the only one I can not opt out of for sharing and its always the same, here is quote on why "information thats mandatory to maintain your account, respond to court orders and legal investigations, or report to credit bureaus" you cant opt out of sharing to them/those reasons

But alot of banks also share info with other financial companies. PAYPAL UK if im correct was granted a European Union banking license so I feel it could be shared there but in the USA its not considered a bank but does have some banking limitations as how it holds our money in interest bearing checking accounts.

The above quotes are real facts, I also asked my buddy from the local bank and he said he does see paypals name all the time but has never gotten a call from them in all the years hes been there. He said he would never give them information and only gives it to LEO's and that type of field. One more thing he said is that usually paperwork is mailed or they are visited by an official if information is needed its not just a phone call and handed out over the phone.

So take this however you like but the last part being said I think clarifies that phoning the bank is bogus for info on you. I will leave it at that

Please only read this as informational, but most of the above is a fact FOR ME PERSONALLY in my area with my banks

[GreenBean]

I'm agreeing with accutinting in the above post. We had a long chat about the topic.

What he posted is the usual story.

I repeat it was a attempt by the staffer to trap the OP

[ovidiu]

Trap into what??? If they are that suspicious, why not just can him and get it over with?

[unkown5454]

Originally Posted by ovidiu

Trap into what??? If they are that suspicious, why not just can him and get it over with?

It could be a bored representative or it can easily be the fact that PP and its employees don't know everything. That's how we still remain stealth. By playing these little games with n00bs and softhearted folk, they can pry information and learn from the mistakes, making future stealth even harder like they do every year. Who knows...

[GreenBean]

Originally Posted by ovidiu

Trap into what??? If they are that suspicious, why not just can him and get it over with?

How often do you play poker?

If you play, I'm sure you'll not throw your hand in too early too often.


If the paypal staffer is dealing with cases that APPEAR to be one & the same user, he may be fishing for more stuff.

He's playing poker too

[accutinting]

Agree on that

[ovidiu]

I've never played poker, but this stuff is just too much. You guys sure know how to push Paypal's buttons!