Hi All,
I apologise in advance - this could be a long post!
Over the past year I have operated 2 ebay accounts and several paypal accounts. Up to September last year I had had 3 Paypal accounts limited, 2 for negative balances, the other wanting receipts and name of suppliers, which I cannot give. Not because I don't have the receipts or a legit supplier, but because I can't afford to expose myself as selling on ebay to my supplier. The items are all legit, the supplier does not like them being sold on ebay. So I let the account lie dormant with it's limitation and got my money back after 180 days last month.
In the process of all this happening the ebay accounts have been fine, remained open, no problems encountered and all logged into from the same computer with the same ip (or different when the router has been switched off). I realise now that I have probably been just lucky in his regard, and when I get set up again will be starting afresh as per the Ebay
stealth guide.
Last September when my 3rd paypal account was limited, I decided that something needed to change as I was starting to spot a pattern emerging. I knew that I needed to operate another paypal account, so got my mum's permission to use her details, name, dob, address, bank account and debit card for verification purposes. Everything was great... that is until last week when I tried to withdraw £1200 and it all went pearshaped. I had added a bank account to the paypal account that had once been used in one of my other accounts that is limited. Well I didn't know that when you removed a bank account from a paypal account that the details still remained with paypal somewhere. And so began the start of my unravelling... It's a good job my mum's not online and needs a paypal account because I think I've just scuppered any chances of that!
Paypal reversed the transaction and limited the account. My mum has sent me her id and proof of address, which PP have asked for, but to get the account unlimited I must resolve the issues with the other accounts. Talk about guilt by association! I phoned Paypal posing as my mum and said that in any other situation I (my mum) would not be held to ransome over the running of accounts by my daughter (me!) but they insist that these accounts must be resolved. I can't afford to do anything about resolving the negative balances and I certainly can't break cover over the products I'm selling, so it's looking like a no-no and another paypal account bites the dust.
So, on to setting up another, only this time I intend to be smarter and not make any stupid mistakes. And this will also mean setting up a new ebay account. It galls me to not be able to use my accounts with 800 and over 200 positive feedbacks, both at 100%, with powerseller discounts, the works, but hey, I guess I've got to make the sacrifice!
I've been collecting my bits and pieces together in preparation, new mobile sim card, new bank account etc. My problem is with my identity.
I have some scenarios I want to run past you for your opinions please?
1. Set up a Paypal account in my dad's name. Only problem here is the address is the same as my mum's. A possibility or not? My partner has never had any problem with their paypal account or ebay account and yet we're both at the same address, same ip etc., so if everything else was different except the address, could I use my dad and his (also my mum's) address?
2. I live next door to an empty property with no letterbox. The postman delivers any mail to this address to us. The property has been empty for 10 years and the guy before that wasn't on the internet, so there are no ebay/paypal accounts registered to tha address to my knowledge. If I used this address, could I use my own name (very common surname) or would I have to come up with somethng different (even if I stuck to the same common surname as it's what's on my bank account)? At least for proof of address verification I would only have to change the house number on my own proofs.
3. If I used a completely different name, how could I get around the proof of id if paypal ask for it, which they will if there's no such person registered at the address? To lift limits in the UK I know that PP do id checks through the credit reference agencies and the electoral roll is taken as proof of residence (even though we all know this system is open to abuse!)
Any thoughts/opinions/advice welcome. Thanks in advance.
cheers
slappedbythebigP