You can add the bank account now. But, wait around 48 hours before you start to withdraw funds.
Even then, keep it under 20 bucks for the first withdrawal then you can do another once its completed under 45 bucks.
Once the 45 is complete, keep it at or below the 50 buck range until you gain enough feedback.
Any funds received should marinate for around 24-48 hours before you attempt to withdraw the funds.
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