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  #1  
Old 01-05-2013
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Default Can you go to a bank and withdraw more than $400 from Paypal debit card?

Can you go to a bank and withdraw more than $400 from a Paypal debit card?
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Old 01-05-2013
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depends on the bank, some banks only allow up too $300, some a little more...

There's only 1 way to find out, go to the bank and try!!
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Old 01-05-2013
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Also depends if the $400 is available e.g. no holds on it, cleared.
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Old 01-05-2013
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When I had a Legit PP account I was only allowed to withdraw $400 per day via ATM, which I did about 4x a week. I also paid for gas, retail purchases, deposit on a new car, you name it I used my Debit card.

I think my limit for a purchase was $3,000.00 per day?

I was charging over $10k per month on my card. That was pre-stealth when I was stupid.

I contacted PP about increasing my limit of $400 per day and they told me that was the Limit and nothing could be done to increase.

That PP account is since gone and so is my PP Debit card.
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Old 01-05-2013
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Quote:
Originally Posted by stepia2 View Post
Can you go to a bank and withdraw more than $400 from a Paypal debit card?
You need to check the daily limit.

ATM withdrawals differ from in the branch ones.

paypal is restrictive with these cards & therefore withdrawals.

Come to think of it, paypal is just plain restrictive



ps there is a method to get a higher amount of funds from the debit card too.

Involves ATM use and time of day......

let's see who has the best imagination
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Old 01-05-2013
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Why should I use the PayPal Debit Card?

The PayPal Debit Card gives you instant access to the money you receive in your PayPal account, eliminating the step of having to transfer money from your PayPal account to your bank account.
What are the fees to use the PayPal Debit Card?

There is no fee to use your PayPal Debit Card to make purchases from merchants that accept MasterCard. There may be fees associated with cash withdrawal and foreign transactions. Please see our User Agreement.
How do I get cash back rewards for using the PayPal Debit Card?

To get rewards with the PayPal Debit Card, sign up for PayPal Preferred Rewards. Once you’re a Preferred Rewards member you’ll get cash back for every debit card purchase that does not require a PIN.
Do I need to have a PayPal balance to use the PayPal Debit Card?

When you pay using your PayPal Debit Card, any money in your PayPal balance is used first. You can select a backup payment method for your debit card to cover rest.
Am I protected if my debit card is lost or stolen?

There is 100% protection against unauthorized purchases made with your PayPal Debit Card.
What other benefits do I get when I use the PayPal Debit Card?

Your PayPal Debit Card purchases may be eligible under MasterCard’s MasterCard Premier Business Card program for a variety of protections, including rental car insurance, travel assistance, and protection against lost or damaged items. Please see the MasterCard Guide to Benefits for more details.
Is there a withdrawal or spending limit using the PayPal Debit Card?

The default spending limits for the PayPal Debit Card are:

Daily spending limit is $3,000.00 USD.

Daily ATM Limit: $400.00 USD.
How long does it take to get the PayPal Debit Card once my application is approved?

It usually takes 2–4 weeks to receive your PayPal Debit Card in the mail.


from paypal itself.
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Old 01-06-2013
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I have my pp debit and 400.00 is my limit.

Remember the 24 hour works great if your timing is on.

Ex

Sometimes I will go hit the atm a few blocks from me at 12:01 am because I hate pp having any of my money and if I can hit them for 800.00 in that 24 hr period I do.
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Old 01-06-2013
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Quote:
Originally Posted by Sandy D View Post
I have my pp debit and 400.00 is my limit.

Remember the 24 hour works great if your timing is on.

.
HeeHee... read the last paragraph of my post about 'imagination'. LOL
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Old 01-08-2013
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FYI you can call them and ask them to raise the limits of $3000 per day. If your credit is good they will raise the spending limit to $5k per day.
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Old 01-08-2013
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Quote:
Originally Posted by MikeyD View Post
FYI you can call them and ask them to raise the limits of $3000 per day. If your credit is good they will raise the spending limit to $5k per day.
Did you manage to get the ATM withdrawal limits increased?

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Quote:
Originally Posted by MikeyD View Post
FYI you can call them and ask them to raise the limits of $3000 per day. If your credit is good they will raise the spending limit to $5k per day.
I'll have to go back and check my old records but I believe PP raised my Daily Spending Limit to either $5,000 or $10,000.

Can't remember about the ATM maximum.

When I get a chance I'll go thru my old files and see if I can find the paperwork.

I used my Debit card to buy anything, including Dunkin Donuts.
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Old 01-08-2013
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Simple. Get another PP debit card your ATM limit goes up to $800/day.
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Old 01-08-2013
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OP:
What I would do is take advantage of the higher spending limit that they provide, and load some funds onto a prepaid card that allows credit/debit card loads... this still counts as a purchase. Then you could withdraw from the cards and you just beat PP's daily withdrawal limit.

I know that there are cards with like a $2500 daily withdrawal limit... so just buy as many of them as you need to make the most of your daily spending limit. E.g. buy 2x $2500 withdrawal limit prepaid cards if you wanted to withdraw $5000 a day (presuming PayPal allows you to spend that much per day of course).

Quote:
Originally Posted by zoneout View Post
Simple. Get another PP debit card your ATM limit goes up to $800/day.
Isn't it one per account?

Last edited by Elijah; 01-08-2013 at 10:37 PM.
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Quote:
Originally Posted by Elijah View Post

Isn't it one per account?
I have 2 but it is also a business acct.
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Old 01-11-2013
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Quote:
Originally Posted by Elijah View Post
OP:
What I would do is take advantage of the higher spending limit that they provide, and load some funds onto a prepaid card that allows credit/debit card loads... this still counts as a purchase. Then you could withdraw from the cards and you just beat PP's daily withdrawal limit.

I know that there are cards with like a $2500 daily withdrawal limit... so just buy as many of them as you need to make the most of your daily spending limit. E.g. buy 2x $2500 withdrawal limit prepaid cards if you wanted to withdraw $5000 a day (presuming PayPal allows you to spend that much per day of course).


Isn't it one per account?
Interesting. Anyone know a US prepaid card that allows ATM withdrawals? You can't withdraw from regular gift cards.
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