I can't help with the first part, as I tend to only use one ebay per paypal. So when I lose the paypal, I just close the ebay.
As for getting the money out, I don't know how much you have in there, but you can sometimes call paypal after 45 or 90 days for an early release of the funds. Even if you do wait the 180 days, you can withdraw to either the same bank thats already on there, or you can add a new one and withdraw it. Though... just remember, you cannot reuse that bank on any other account.
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