Since banking crisis started in 2007-2008 each year I get more paranoid about banks. After my first bank was closed in 2007 one where most my money was in I started opening bank accounts like crazy. I had few before but that taught me to not keep bulk in single one. Did not lose money but fear of no access scared me. When year later another closed I had peace as knew what would happen. I now spread money between accounts.
I started hording cash for emergency before Cyprus. If disaster occurs cash is king. Most will only take cash. I try keep enough cash to last few weeks. My family thought I was nuts at first but now see the nut was right.
As Cyprus teaches us need many bank accounts so if each set daily limit you can get money need.
The complete step-by-step guide to get back to selling today!
To be honest, you do seem quite nuts and overly paranoid. Such situation would not happen within the United States anytime soon. If a "true disaster" were to happen in the US where the severity is strong enough for the government has to freeze bank withdrawals, your cash would most likely be useless and worthless in that case too.
How being Stealther helps if country has problems 
