Paypal limited credit check! How possible on stealth? - eBay Suspended & PayPal Limited Forums
eBay Suspension & PayPal Limited Forums  
Join Today
Register Subscribe
     

Registration is fast, simple and absolutely free so please, join our community today!


Go Back   Home > Subscriber's Area > Subscriber Discussions

Subscriber Discussions The juicy stuff...

Reply
 
Thread Tools
  #1  
Old 03-31-2013
newjerseymax's Avatar
Executive [VIP]
 
Join Date: Apr 2010
Posts: 2,842
Thanks: 1,090
Thanked 683 Times in 494 Posts
Activity: 0%
Longevity: 81%
iTrader: (6)
Cool Paypal limited credit check! How possible on stealth?

Hi guys! Happy Easter!

I have done a search on this and have found some responses... Most threads started pre 2010. Just wanted to address this as it now happened to me.
It seems paypal has done a credit check on a stealth account.

1. How is this possible?
2. How to avoid in future?

It is a business account, Fully verified about 3yrs old. Right now they are only asking for invoices and supplier info. Since the account is stealth obviously the invoices do not match. I am trying to take care of that. I am though stumped how to avoid this in the future.

Consumer:
Equifax Credit Information Services, Inc.
P.O. Box 740241
Atlanta, GA 30374
(800) 685-1111

Any dispute regarding the information on your report must be resolved with
the agency above.

We also obtained your credit score from this consumer reporting agency.
Your credit score is a number that reflects the information in your credit
report. Your credit score can change, depending on how the information in
your credit report changes.

Your consumer credit score: 710

Date: 3/29/2013

Consumer scores range from a low of: 300 to a high of : 850

Key factors that adversely affected your consumer credit score:
PROPORTION OF BALANCES TO CREDIT LIMITS, TOO HIGH ON BANK/OTHER REVOLVING
ACCTS
TIME SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN

__________________________________________________ ____________
__________________
"Mark 11.24 Whatsoever ye desire, believe that ye have it, and it is yours"
Reply With Quote
The complete step-by-step guide to get back to selling today!

  #2  
Old 03-31-2013
Speeder33
 
Posts: n/a
Activity: 0%
Longevity: 0%
Default

ebay running credit checks on stealth accounts, did you use an EIN?
Reply With Quote
  #3  
Old 03-31-2013
GreenBean's Avatar
Executive [VIP]
 
Join Date: Sep 2007
Posts: 42,343
Thanks: 5,612
Thanked 9,142 Times in 7,106 Posts
Activity: 0%
Longevity: 96%
iTrader: (6)
Default

No this is usally paypal. Not aware of ebay ever doing it.

In 2009, paypal added their rights to do this in their T&S


http://www.aspkin.com/forums/paypal-...-feb-11th.html


Rather rare to happen. Not heard of more than 4 users here who got caught.

Reply With Quote
  #4  
Old 03-31-2013
newjerseymax's Avatar
Executive [VIP]
Threadstarter  
 
Join Date: Apr 2010
Posts: 2,842
Thanks: 1,090
Thanked 683 Times in 494 Posts
Activity: 0%
Longevity: 81%
iTrader: (6)
Default

Quote:
Originally Posted by Speeder33 View Post
ebay running credit checks on stealth accounts, did you use an EIN?
Yes it has an EIN... Its a business account...
__________________
"Mark 11.24 Whatsoever ye desire, believe that ye have it, and it is yours"
Reply With Quote
  #5  
Old 04-01-2013
moneyhustler88's Avatar
Senior Member
 
Join Date: Apr 2012
Posts: 1,679
Thanks: 615
Thanked 94 Times in 84 Posts
Activity: 0%
Longevity: 69%
iTrader: (0)
Default

Very unlucky there mate..
Reply With Quote
  #6  
Old 04-01-2013
GreenBean's Avatar
Executive [VIP]
 
Join Date: Sep 2007
Posts: 42,343
Thanks: 5,612
Thanked 9,142 Times in 7,106 Posts
Activity: 0%
Longevity: 96%
iTrader: (6)
Default

Quote:
Originally Posted by newjerseymax View Post
Yes it has an EIN... Its a business account...
What amounts were you pushing thro' the account?

Had you any issues/troubles?

As I mentioned not much is current on this action by paypal.

Reply With Quote
  #7  
Old 04-01-2013
moneyhustler88's Avatar
Senior Member
 
Join Date: Apr 2012
Posts: 1,679
Thanks: 615
Thanked 94 Times in 84 Posts
Activity: 0%
Longevity: 69%
iTrader: (0)
Default

Yeah thats a good point..perhaps something kicked this limitation..like a manual review then limitation..
Reply With Quote
  #8  
Old 04-01-2013
newjerseymax's Avatar
Executive [VIP]
Threadstarter  
 
Join Date: Apr 2010
Posts: 2,842
Thanks: 1,090
Thanked 683 Times in 494 Posts
Activity: 0%
Longevity: 81%
iTrader: (6)
Default

Quote:
Originally Posted by GreenBean™ View Post
What amounts were you pushing thro' the account?

Had you any issues/troubles?

As I mentioned not much is current on this action by paypal.

I pushed thro about 25k this month.

No issues my dsr is 5.0 no issues to speak of
__________________
"Mark 11.24 Whatsoever ye desire, believe that ye have it, and it is yours"
Reply With Quote
  #9  
Old 04-06-2013
newjerseymax's Avatar
Executive [VIP]
Threadstarter  
 
Join Date: Apr 2010
Posts: 2,842
Thanks: 1,090
Thanked 683 Times in 494 Posts
Activity: 0%
Longevity: 81%
iTrader: (6)
Default

Hi guys!

My account was reinstated after providing all the documents. Here is the email. Simple but works for me. They called me too before they sent the email.

Hello XXXXXXXXXXXXXXXXX

Our review is complete and we have returned your account to regular
standing.

We appreciate your patience and thank you for your help in making PayPal
the safest and most trusted online payment solution.

Thanks,

PayPal

Please do not reply to this email. This mailbox is not monitored and you
will not receive a response. For assistance, log in to your PayPal account
and click the Help link in the top right corner of any PayPal pag
__________________
"Mark 11.24 Whatsoever ye desire, believe that ye have it, and it is yours"
Reply With Quote
The Following User Says Thank You to newjerseymax For This Useful Post:
colt63 (04-06-2013)
Reply




Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Paypal not limited yet, but needs credit check harryhermit Paypal Limited 1 11-14-2009 06:48 AM
PayPal requesting Credit Check & SS not limited yet susp Paypal Limited 3 07-19-2009 05:40 PM
PayPal Credit Check - PayPal DOES run a credit check at some point on all accounts Bill Cobb PayPal Talk 31 09-02-2008 12:42 PM


Aspkin Group

All times are GMT -5. The time now is 09:28 AM.


Stop the guessing games and learn how you can quickly and easily get back on eBay today!
Read the best selling step-by-step eBay Suspension guide eBay Stealth!
Amazon Suspension? Read Amazon Ghost to get back on Amazon!
vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Ad Management by RedTyger
no new posts

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58