 Re: Multiple bank accounts at one bank
I suggest using more than one bank. I try to limit the number of accounts at any one bank to about 6. Multiple accounts is normal to a point. For example, you could have a personal checking account, personal savings account, business checking account, business savings account, a homeowners account, a Christmas club account, etc.
But yes, 20 accounts at one bank would be stretching it.
I would also not add a bank account to Amazon (if you are planning Amazon accounts) until the account has survived for at least a week. That way, if they are going to close the account (and it DOES happen) you don't waste a bank account on it.
Keep in mind that each bank account can be used for 1 PayPal + 1 Amazon + 1 Half + 1 of each of any other payment processors. If you have a "John Smith" account at both eBay and Amazon, there is no need to use 2 separate accounts for them.
Search the forums for banks that are good for stealth - there are tons of them.
Also, consider the use of Virtual Bank Accounts (VBA's) until you actually want to start withdrawing money. If an account dies early on, you will not have wasted a real bank account on it.
Here in the USA we are lucky in that we can have as many accounts as we want. In some other countries, like the UK, bank accounts are a rare and precious commodity.
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