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Has Anyone Docs have declined since the rules?
 

Has anyone attempted to send in docs to PayPal since the new policy started?

Has anyone docs been declined?

Re: Has Anyone Docs have declined since the rules?
 

whats the new policy ?

Re: Has Anyone Docs have declined since the rules?
 

Read the new T&Cs - due to be implemented 29th December

Re: Has Anyone Docs have declined since the rules?
 

if paypal are starting to do credit checks, then sureley these are for people who want credit?

Re: Has Anyone Docs have declined since the rules?
 

Not everyone in the UK has credit history.
PayPal would be shooting themselves in the foot if they turned down everyone that has 0 credit history

Re: Has Anyone Docs have declined since the rules?
 

It's nothing to do with having credit / credit history. It's about being able to identify that a person is who they say they are and that they live where they say they live.

Over 95% of the adult UK population have established credit history - enough to electronically identify themselves. The 5% that don't will get asked for documents that will be subject to these enhanced checks.

Why do you think Paypal are "shooting themselves in the foot" by trying to reduce fraud?

Re: Has Anyone Docs have declined since the rules?
 

That is not what I was referring to.

If PayPal automatically declined anyone that has no credit history in the UK then they would be loosing a lot of business.

They would be loosing out on people who have recently moved from overseas to the UK, students from overseas, people who have recently turned 18, people who simply have no credit history as well as a host of other potential customers.

PayPal are rightly trying to reduce fraud, they have left themselves far too open to it for too many years, but they will not do that by simply declining anyone who has no credit history. That would be very bad for business and therefore they would be 'shooting themselves in the foot'

Re: Has Anyone Docs have declined since the rules?
 

They won't decline any genuine customers if they have no credit history.

Anyone that fails the automated checks will be asked for documents in the same way they have done for the last several years.

Re: Has Anyone Docs have declined since the rules?
 

Especially kids that are 18 who either want to make real money using eBay or just for side money..

These people are the foundation of Paypal's future growth, so it would be highly unwise to do that! First impression is everything.

Re: Has Anyone Docs have declined since the rules?
 

what happens in paypal visibly when you pass their 'automated checks' ??

its been over 10yrs since I set up a 'real acc' so im not familiar with the modern set up..

I know when stealthing you click it twice / it fails twice / then asks for the Docs.


if you set up a 'real / genuine pp acc' whats the process to verify? or would there not be one after you have linked bank account etc

Re: Has Anyone Docs have declined since the rules?
 

I've submitted one yesterday and call them instant , the lady from P****l checked and put my account standard.

Re: Has Anyone Docs have declined since the rules?
 

Was this a stealth docs?

Congratulations on passing. :bounce::bounce:

Re: Has Anyone Docs have declined since the rules?
 

Its not a good idea to phone them. It tends to mean the docs will appear to go though, only to actually fail a few days later.

Re: Has Anyone Docs have declined since the rules?
 

Come back in 3 months and tell us this is still up.

Be prepared for the worst.

Re: Has Anyone Docs have declined since the rules?
 

Why is that? Surely once the docs are accepted, they're accepted for good. Unless you're talking about their new policy.

Re: Has Anyone Docs have declined since the rules?
 

No, this is not the case. Call them after submitting documents, you will see what happens....even if they get accepted, wait it out for 2-3 days for the dreaded email.

Re: Has Anyone Docs have declined since the rules?
 

So are you saying the doc success rate will increase if they are submitted and the user does not call in?

Re: Has Anyone Docs have declined since the rules?
 

The new policy beginning today is the only issue, what else is there! Possible solutions for going forward with stealth either work from this point or it is back to the drawing board, anyone starting up now should be waiting to read what happens next by coming back here

Re: Has Anyone Docs have declined since the rules?
 

No. This is not the case either.

You need to read the many threads as soon as possible.

Re: Has Anyone Docs have declined since the rules?
 

No that is definately not what I am saying.

Many threads around with relevant info as GB has stated. :ranger:

Re: Has Anyone Docs have declined since the rules?
 

Can only wait and see Rosie - PP is always up to something...this whole new doc submission and subsequent account closing is worrisome

Re: Has Anyone Docs have declined since the rules?
 

Yes extremely worrisome for those us over here in the UK as we do seem to be almost a testing ground for these new checks at the moment!

Re: Has Anyone Docs have declined since the rules?
 

Anyone have any updates on this? :suspicious:

Whiteberry

Re: Has Anyone Docs have declined since the rules?
 

Has anyone had PayPal Limited after the policy been implemented.

It's been alittle quiet since November and December.

Re: Has Anyone Docs have declined since the rules?
 

I'm hoping this is a good sign, no news is good news right?

Whiteberry x

Re: Has Anyone Docs have declined since the rules?
 

I think that can be summed up in some cases by the simple fact that people who have made their own accounts are going up to the EU limit and then stopping at that point and going over to other accounts if they have them, rather than tempting fate by actually submitting the docs only to find they are not going to be accepted.

Others who have bought accounts of course get the docs supplied, and for them it is just as worrysome, whether they will make it through or not. There are many who will not make it through the limit. So the fact that there has been quite a lack of postings about the issues from the ID situation doesn't mean lots of people are not having ID issues eternity.

Re: Has Anyone Docs have declined since the rules?
 

Limits are being removed without too much issue.

The issue was always getting the PayPal to last more than a few weeks after the limits had removed, which they seem to be doing. Only time will truly tell though

Re: Has Anyone Docs have declined since the rules?
 

In a way it makes perfect sense as well, not to even hit the EU limit.
If I think about my own personal accounts then I just look at the total amount of £ I need to bring in each year and then divide it between the accounts. If my income was £62k BEFORE the suspension, then I'm thinking that at least £50k would do me nicely, on stealths. If the EU limit is £1.7k then I just know that I need to have 30 stealth accounts in order to keep them all under £1.7k.
Is it safer to just spread the sales across accounts, knowing you will not hit the limit? Yes.
Is it annoying to have 30 accounts all doing pennies instead of having maybe 10 accounts that don't have the limits? For sure!

Me personally, I will most likely start to experiment with the documents once I know that I have recovered 80% of my revenue and cash flow. When I feel that I can loose an account or two in the process. Because I much rather take the risk and lose 70% of the accounts that I take the risk with because I think to have accounts that have been cleared from limits last long time, now that's how I want to run my show.
:typing::typing::typing:

Re: Has Anyone Docs have declined since the rules?
 

So you have those 30 accounts pretty much all running together haidukk?, so how are you dealing with bank accounts to verify them in the first place to get in a position where you can sell? I opened another with Barclays yesterday and was told to make it a current account because to work with ebay/PayPal that type of account would be needed. Asked how many current accounts coukd in theory be opened with them and was told, in theory, an endless amount!!

Re: Has Anyone Docs have declined since the rules?
 

I would most likely spread the accounts between myself and my other half. I know that slowly and surely I could most likely have more and more bank accounts with different, and same, banks in England but in terms of just not sticking out like a sore thumb I spoke to my other half and she is more than happy to get few more bank accounts and saver accounts going.

GREAT news from Barclays, if they told you you can have endless amount of current accounts! I wouldn't mind having A TON of current accounts with bank, but if they start sending me plastic cards then it might get a bit too much! That's why Halifax seems to be nice and easy- Current account is the start and then just add saver accounts.

Re: Has Anyone Docs have declined since the rules?
 

Hehe yes money talks haidukk never more so than these days in this country with bank managers wanting to grasp every bit of extra money into their banks that the possibly can, so they can get their names noticed in the pecking order and possibly moved up the ranks, and offering extra bank accounts out to anyone they can is obviously high on their agenda.

Re: Has Anyone Docs have declined since the rules?
 

Open an endless amount and see what sort of issues arise because you will encounter a lot

Re: Has Anyone Docs have declined since the rules?
 

That is so true of course Calidus. Endless amounts of bank accounts being opened here in the UK is definately a no no, maybe 1 every 4/5 months is more like it over here, otherwise raising flags with the banks themselves would become a bigger issue than raising them with ebay/PayPal put together!!

Re: Has Anyone Docs have declined since the rules?
 

I think it depends how you do is as well? If you just go sick on it online then it might look odd, but if you actually went to the branch in city centre and talk to them about "trying something different" or talking about the reason why you want a new account, then it might not as suspiscious? Who knows.

Re: Has Anyone Docs have declined since the rules?
 

A good relationship with the bank alleviates many issues arising

Re: Has Anyone Docs have declined since the rules?
 

Yes that is very true and was how I opened my Barclays account and asked my question about how many potential current accounts 1 person could in theory hold with them. It was quite an in and out type of meeting as well, was over in about 10 minutes!, completely painless!

Re: Has Anyone Docs have declined since the rules?
 

Absoulety true. I stick to saving accounts. I don't near any current accounts and basics accounts.

Re: Has Anyone Docs have declined since the rules?
 

Interesting eternity, so do you have quite a lot of savings accounts on the go at once?

Re: Has Anyone Docs have declined since the rules?
 

Yes.

I make it a point not to open more than 4 savers account at each bank

I have a one bank account each with Halifax. Bank Of Scotland. TSB. Lloyds TSB. Nationwide, Barclays.

If you have 4 or 5 savers accouts with each bank that adds up alot.

When my RBS and Natwest closed down without a reason. I took step back and have been careful.

Stealth is good too. But I would never ever risk my real name in the name of stealth.

Now, when I make a stealth name, I make it similar to my name. This way the funds are to be deposit slightly to similar to my real name.

All I can say to everyone. Always go slow. Never opened more than 4 bank accounts in a go.
And with these new PayPal verification. Savers accounts work just right.

Re: Has Anyone Docs have declined since the rules?
 

4 per bank is about the right ratio.

Lloyds should really be avoided.