Re: am i ready for Stelth ??
Normally you take your credit/debit, add it to PayPal - this confirms the address on the PayPal.
But since your bank is at address (X) and your using another address (Y), the card wont add to PayPal.
That's where a VCC comes in handy. See marketplace for VCCs.
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As for withdrawal, you withdraw to a bank, not VCC (this applies to all UK based PayPal accounts).
This may be confusing to get your head round at first, if you don't understand, just post back and i'll clarify it for you.
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