Something has defo changed even for those of us not getting faster withdrawals.
All my accounts are new, so have holds and take 5 days withdrawals. BUT - Funds were released for an item I sold to the US last thursday after I provided a tracking number. I didn't withdraw straight away, but when I did (at midnight) literally four hours later the buyer claimed non receipt. Before, that would have resulted in a massive reversal of the bank transfer, but nope, my paypal account is negative and the money hit my Halifax saver a day later.
I investigated and found item had not been delivered yet, so have emailed paypal and the buyer to explain that the tracking (airsure) on USPS.com shows item is in the right state an out for delivery, so hopefully all will right itself shortly re: my negative balance, but.. yay for no massive claw backs from withdrawals anymore! :D
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