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Barclays Saver
 

All,

anyone had any experience with a Barclays Saver on PayPal?

If so, which saver was it that you used?

Thanks

I have used their everyday saver and both online account types that they have (can't remember what they are called specifically), and they all worked fine. So all Barclays savings accounts are good.

OK, moving onto currrent accounts with Barclays & HSBC... do they both require 'credit checks' because all the accounts I have searched for on both say they require it. However, I thought there must be a sought of account where its just an 'ID check' with these banks?

All current accounts from any bank require a full credit check.

Basic accounts require only an ID and address verification check which if these details cannot be verified electronically then you need to take the appropriate documents in to a branch to complete the application.

NoneOther - I couldn't find an account on Barclays OR HSBC that is just a 'basic account' is there such a thing?

Yes but you need to ask for them in branch normally.

For Barclays it's called the "Cash Card" account. Not sure about HSBC.

use smile.co.uk

yes you can apply for basic account online. just search it, use google or within bank website search engine. Usually they offer current accounts on front pages, because they want to sell it to you. Every bank offers Basic accounts, (usually called cash accounts) they dont require credit check from you. its easy to apply. I have done it with Halifax. 5 min and bank is ready :) Most important thing is to not confuse current account with cash account. You need to understand those products that Bank is offering to you. Read Terms and Condition etc. or do proper search on this forum

i have used it sucessfully. havnt used it for a few months though.
regular barclays cc works fine as well.

ULSTERBANK
Step account.

hsbc basic account
Basic Bank Accounts

Barclays cash card acc
Cash Card Account - Barclays

so ulsterbank & smile account accept deposits?? use as savers or normal accounts??

Ive tried to send the deposits to an everyday saver but they havent appeared.

You say these work do they really?

CLYDESDALE BANK PLC - anyone with feedback on this?

Readycash is a basic and can see no reason why it will not work.

have you rung for the application yet ?

Re: Barclays Saver
 

I suppose these Scottish banks have English branches in the bigger cities. Despite my profile flag, I haven't been there in ages.

I suppose you cant open savings accounts online without having an existing account. I'm overseas now and don't come back to UK.that often.

ULSTABANK Is in ireland and no branchs in the u.k, Don't let little details like that put you off.

Ulsterbank is part of the RBS group so you can get help if needs be in most branches of RBS or Nat West.

As Tiz says, location of bank is a minor issue.

Probably true for RBS and HBOS (Halifax) but I doubt if you'll find many Clydesdale branches south of the border.

They and Yorkshire Bank are owned by NAB Group Australia.

Not a chance, my local branch in Dalkey and RBS is no help whats so ever in regards to banking issues for ulsta, they will give you the telephone number if you ask nicely and also offer you to open an account with themselves but thats about your lot.

That's a result then, another new bank account.