eBay Suspended & PayPal Limited Forums - Bank account / applying online

I want to open a basic bank account online without having to go into a branch, which bank allows this or is there an online bank which is stealth friendly?

natbabes

11-08-2013 09:18 AM

Re: Bank account / applying online

I use Co-op, i have applied online a couple of times with this bank :)

Works fine with stealth as well!

JamesNorth101

11-08-2013 09:28 AM

Re: Bank account / applying online

Both Smile and Co-Op work well for this.

Smile is owned by Co-Op

isitworththestress

11-08-2013 09:46 AM

Re: Bank account / applying online

Natwest do it if you have a passport or full driving licence

ebay*merchant

11-08-2013 10:03 AM

Re: Bank account / applying online

I have just checked the smile website & the account comes with a £500 overdraft facility, I am looking for a basic account that will pass a credit search.

kiwp	11-09-2013 11:55 AM

Re: Bank account / applying online

nah natwerst wont work applied online 3-4 days recived a letter they told me visit the branch for interview

JamesNorth101

11-09-2013 03:48 PM

Re: Bank account / applying online

Is there a reason that you dont want to go into the branch itself? Should just be a formality.

NoneOther

11-11-2013 11:34 AM

Re: Bank account / applying online

Most of the banks will now only open accounts online if you are an existing customer, otherwise they ask you to visit the branch with ID and address verification documents.

There may still be one or two exceptions to this but they are becoming extremely rare.

meloncoly

11-13-2013 10:55 PM

Re: Bank account / applying online

Quote:

Originally Posted by kiwp (Post 501959)

nah natwerst wont work applied online 3-4 days recived a letter they told me visit the branch for interview

I applied online with my passport number and instantly got an account. I applied a second time and I have to take my ID into a branch.

I've had success with instant account openings with Halifax and Barclays recently.

LOMBOK

11-14-2013 12:25 PM

Re: Bank account / applying online

Quote:

Originally Posted by meloncoly (Post 503118)

I have just opened a second Natwest basic online without any problems at all. It took about 10 minutes and gave me all the account details at the end. I have found they are the easiest/quickest so far for me.

riley

11-14-2013 01:37 PM

Re: Bank account / applying online

Quote:

Originally Posted by LOMBOK (Post 503236)

for me declined.

agent-x

11-14-2013 10:44 PM

Re: Bank account / applying online

Just a quick question for both parties that got declined and accepted

Did you already have a natwest account applying?

I've not tried if but I personally think that if you already have an account with them that you opened at the branch there shouldn't be an issue

LOMBOK

11-15-2013 05:18 AM

Re: Bank account / applying online

Quote:

Originally Posted by agent-x (Post 503325)

I opened the first one online and the new one online yesterday evening. It does ask if you are already a customer of theirs and to put your card and account number details in but also gives you the option of applying without this if you don't have your card handy. I applied without adding the details.

I used the card from my Barclays account and my passport. I assume the card is used to verify address and passport for I.D.

Worked for me and I'll try again some time in the new year for another.

LOMBOK

11-16-2013 08:01 AM

Re: Bank account / applying online

Just a quick update.

The debit card arrived this morning 4 days after opening the account online. Waiting for the PIN but I have signed up for online banking and activated the card there. I have also opened a savings account with them too and have the account/sort code for that too.

Very easy and straightforward to do.

Arkham_Joker

11-17-2013 08:25 AM

Re: Bank account / applying online

Quote:

Originally Posted by LOMBOK (Post 503661)

Declined for me too, asking me to go into the branch. I guess you got lucky :heh:

JamesNorth101

11-17-2013 08:36 AM

Re: Bank account / applying online

Quote:

Originally Posted by Mojosky (Post 503843)

Declined for me too, asking me to go into the branch. I guess you got lucky :heh:

If they are asking to you go into branch, why not just go in? A lot of the time it is simply to confirm ID, so you should not have an issue

Arkham_Joker

11-17-2013 09:44 AM

Re: Bank account / applying online

Quote:

Originally Posted by JamesNorth101 (Post 503846)

If they are asking to you go into branch, why not just go in? A lot of the time it is simply to confirm ID, so you should not have an issue

my passport is out of date and they always want that sort of ID, i dont have drivers license either.

joew8989

11-17-2013 10:09 AM

Re: Bank account / applying online

wells fargo will let you open an account online. Im not sure if you need to go there in person the first time, but ive opened several account online after that.

JamesNorth101

11-17-2013 10:48 AM

Re: Bank account / applying online

Quote:

Originally Posted by Mojosky (Post 503863)

my passport is out of date and they always want that sort of ID, i dont have drivers license either.

It may be worth going down to the bank anyway and having a kind word with someone that works there. In the past (all be it 2+ years ago) I was able to use an expired passport

Quote:

Originally Posted by joew8989 (Post 503869)

wells fargo will let you open an account online. Im not sure if you need to go there in person the first time, but ive opened several account online after that.

Wrong country :)

LOMBOK

11-17-2013 11:40 AM

Re: Bank account / applying online

Quote:

Originally Posted by Mojosky (Post 503863)

my passport is out of date and they always want that sort of ID, i dont have drivers license either.

Natwest ask for UK driving licence, passport or EU ID card for applications online along with a current credit or debit card. I imagine without these they will decline an application and ask for you to visit the branch.

LOMBOK

11-17-2013 11:44 AM

Re: Bank account / applying online

Quote:

Originally Posted by JamesNorth101 (Post 503877)

It may be worth going down to the bank anyway and having a kind word with someone that works there. In the past (all be it 2+ years ago) I was able to use an expired passport

Wrong country :)

The first time I applied for an account with Barclays I was turned down because my photo driving licence had expired. I went back with my passport and it was accepted.

Arkham_Joker

11-17-2013 02:23 PM

Re: Bank account / applying online

Quote:

Originally Posted by LOMBOK (Post 503890)

it didnt even get to the part where it asked me for anything, just said declined and please drop into the branch.:surrender:

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