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I want to open a basic bank account online without having to go into a branch, which bank allows this or is there an online bank which is stealth friendly?
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I have just checked the smile website & the account comes with a £500 overdraft facility, I am looking for a basic account that will pass a credit search.
Most of the banks will now only open accounts online if you are an existing customer, otherwise they ask you to visit the branch with ID and address verification documents.
There may still be one or two exceptions to this but they are becoming extremely rare.
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I applied online with my passport number and instantly got an account. I applied a second time and I have to take my ID into a branch.
I've had success with instant account openings with Halifax and Barclays recently.
I have just opened a second Natwest basic online without any problems at all. It took about 10 minutes and gave me all the account details at the end. I have found they are the easiest/quickest so far for me.
I have just opened a second Natwest basic online without any problems at all. It took about 10 minutes and gave me all the account details at the end. I have found they are the easiest/quickest so far for me.
Just a quick question for both parties that got declined and accepted
Did you already have a natwest account applying?
I've not tried if but I personally think that if you already have an account with them that you opened at the branch there shouldn't be an issue
I opened the first one online and the new one online yesterday evening. It does ask if you are already a customer of theirs and to put your card and account number details in but also gives you the option of applying without this if you don't have your card handy. I applied without adding the details.
I used the card from my Barclays account and my passport. I assume the card is used to verify address and passport for I.D.
Worked for me and I'll try again some time in the new year for another.
The debit card arrived this morning 4 days after opening the account online. Waiting for the PIN but I have signed up for online banking and activated the card there. I have also opened a savings account with them too and have the account/sort code for that too.
The debit card arrived this morning 4 days after opening the account online. Waiting for the PIN but I have signed up for online banking and activated the card there. I have also opened a savings account with them too and have the account/sort code for that too.
Very easy and straightforward to do.
Declined for me too, asking me to go into the branch. I guess you got lucky
wells fargo will let you open an account online. Im not sure if you need to go there in person the first time, but ive opened several account online after that.
my passport is out of date and they always want that sort of ID, i dont have drivers license either.
It may be worth going down to the bank anyway and having a kind word with someone that works there. In the past (all be it 2+ years ago) I was able to use an expired passport
Quote:
Originally Posted by joew8989
wells fargo will let you open an account online. Im not sure if you need to go there in person the first time, but ive opened several account online after that.
my passport is out of date and they always want that sort of ID, i dont have drivers license either.
Natwest ask for UK driving licence, passport or EU ID card for applications online along with a current credit or debit card. I imagine without these they will decline an application and ask for you to visit the branch.
It may be worth going down to the bank anyway and having a kind word with someone that works there. In the past (all be it 2+ years ago) I was able to use an expired passport
Wrong country
The first time I applied for an account with Barclays I was turned down because my photo driving licence had expired. I went back with my passport and it was accepted.
Natwest ask for UK driving licence, passport or EU ID card for applications online along with a current credit or debit card. I imagine without these they will decline an application and ask for you to visit the branch.
it didnt even get to the part where it asked me for anything, just said declined and please drop into the branch.
Bank account / applying online 
Re: Bank account / applying online 
