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-   -   Direct Debit not authorised (https://www.aspkin.com/forums/uk-ebay-paypal/82456-direct-debit-not-authorised.html)

comp07974 02-03-2015 02:54 PM

Direct Debit not authorised
 
Hi,

So my bank refused the direct debit instruction however; paypal have stated they would use the card on the account (VCC) is this ok as it is my first stealth account. Setting up my second one tonight

RosieTosie 02-03-2015 03:09 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by comp07974 (Post 638220)
Hi,

So my bank refused the direct debit instruction however; paypal have stated they would use the card on the account (VCC) is this ok as it is my first stealth account. Setting up my second one tonight

What sort of bank account was it that you were adding when the direct debit was refused? If it was a savings account, you can bypass the direct debit section and just add that savings account again to the withdrawal page of your PayPal account and that will work ok

ooooo.halo 02-03-2015 03:35 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by comp07974 (Post 638220)
Hi,

So my bank refused the direct debit instruction however; paypal have stated they would use the card on the account (VCC) is this ok as it is my first stealth account. Setting up my second one tonight

Can still be withdrawn to :thumb:

Bunneh 02-03-2015 04:22 PM

Re: Direct Debit not authorised
 
you should NOT let paypal try/attempt to take funds from your bank account.
As this is when paypal will actually see your real name on the account.

You must always have enough funds in paypal for fees, or pay by VCC before the DD gets tried from your bank.

katty 02-03-2015 06:32 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by RosieTosie (Post 638222)
What sort of bank account was it that you were adding when the direct debit was refused? If it was a savings account, you can bypass the direct debit section and just add that savings account again to the withdrawal page of your PayPal account and that will work ok

Can i just ask, can you do that straight away or should you only do it when you want to withdraw?

joffieJaffa 02-04-2015 05:43 AM

Re: Direct Debit not authorised
 
its better to leave it untill your first withdrawal, i'll will let the others tell you why :shhh:

ozboz 02-04-2015 09:17 AM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by joffieJaffa (Post 638445)
its better to leave it untill your first withdrawal, i'll will let the others tell you why :shhh:

Can someone please expand on this?

Bunneh 02-04-2015 09:35 AM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by ozboz (Post 638484)
Can someone please expand on this?

Adding and removing bank accounts etc.. to fast causes flags and limitation requesting ID.

So its better to wait 24-48 hours before adding another bank account if you have indeed removed it yourself.

If paypal removed a bank account on file it is fine to add another one.
If you are concerned, then wait 24 hours.

If you wait until the time you need to withdraw to add an account, you are more like going to get the 72 hour withdrawal.

rsot 02-04-2015 10:11 AM

Re: Direct Debit not authorised
 
You can use the VCC for purchases - is that what you are trying to do OP?

realdeals 02-04-2015 06:29 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by rsot (Post 638505)
You can use the VCC for purchases - is that what you are trying to do OP?

:brick: :brushteeth:

warez 02-04-2015 07:36 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by ozboz (Post 638484)
Can someone please expand on this?

Also makes sense not to waste an account if you get limited beforehand.
regrads warez

warez 02-08-2015 09:30 AM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by Bunneh (Post 638252)
you should NOT let paypal try/attempt to take funds from your bank account.
As this is when paypal will actually see your real name on the account.

You must always have enough funds in paypal for fees, or pay by VCC before the DD gets tried from your bank.

Does paypal see account name if you add funds from bank account
Regrads warez

rsot 02-08-2015 10:26 AM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by warez (Post 640073)
Does paypal see account name if you add funds from bank account
Regrads warez

Yes they can - there is a receipt generated - sending receipt from bank to pp that can be seen...will action be taken? One time is unlikely but still worth keeping in mind

JamesNorth101 02-09-2015 08:28 AM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by warez (Post 640073)
Does paypal see account name if you add funds from bank account
Regrads warez

Yes they will and that is exactly why you need to avoid letting PayPal draw funds from your bank account

You can use the balance in PayPal or a VCC to buy items or to pay fees.

You will only be able to issue refunds from your PayPal balance so make sure there are enough funds in their to cover 3/4 refunds.

eosur 02-10-2015 03:08 PM

Re: Direct Debit not authorised
 
So let me get this straight.

Putting money into your PayPal from your Bank is fine?... They don't see any information?

But if PayPal take money from your bank (eg. Fee's ) they can see your real info?

Bunneh 02-10-2015 04:50 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by eosur (Post 640884)
So let me get this straight.

Putting money into your PayPal from your Bank is fine?... They don't see any information?

But if PayPal take money from your bank (eg. Fee's ) they can see your real info?

no its not fine!
any method where paypal takes funds from your account is BAD.
Whether its for fees or to upload funds to paypal. :rip:

donkeykong2012 02-10-2015 05:33 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by Bunneh (Post 640941)
no its not fine!
any method where paypal takes funds from your account is BAD.
Whether its for fees or to upload funds to paypal. :rip:

Agreed 100%

The trick is to never allow PP to take funds from your Bank Account at any time. Either for Refunds or Fees.

I leave funds in PP for refunds and Fees, and I also diarise in Excel to double check this.

eosur 02-10-2015 05:38 PM

Re: Direct Debit not authorised
 
I'm not talking about ' Refunds or Fee's '

I mean myself logging into my online banking & putting money into my PayPal account.

How else would you be able to add funds to your PayPal account?

Bunneh 02-10-2015 05:40 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by eosur (Post 640966)
I'm not talking about ' Refunds or Fee's '

I mean myself logging into my online banking & putting money into my PayPal account.

How else would you be able to add funds to your PayPal account?

Use a VCC rather, or paypal WILL see your name if you get them to request money from your account by using the UPLOAD FUNDS button on paypal.

No matter how it is worded on posts.. paypal will see your real name on ANY form of request from them to your bank.

eosur 02-10-2015 05:42 PM

Re: Direct Debit not authorised
 
I never use Upload Funds button.

I log into my online banking & send the funds straight from there.

Bunneh 02-10-2015 05:53 PM

Re: Direct Debit not authorised
 
Quote:

Originally Posted by eosur (Post 640969)
I never use Upload Funds button.

I log into my online banking & send the funds straight from there.

Think about it... if you were to send money to your mom or whoever, wouldnt your name show on the persons statement who is getting the money??

Because i know it does for me and every other person i have received money from..

eosur 02-10-2015 05:56 PM

Re: Direct Debit not authorised
 
Ok so that would mean when you want to with draw money from PayPal they would see your real name aswell?

Can you even use Entropay to fund your PayPal account?


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