Re: Getting UK bank accounts Quote:
Originally Posted by artfulldodger Yeah that's looking like my only option | There is no need to wait IF you are applying for BASIC ACCOUNTS.
As you said above you were rejected when you applied for a current account.
Current accounts involve a FULL CREDIT check.
Basic and savings accounts for the most part only involve a basic ID check, ie you are who you say you are and you live where you say you live. It does not involve any calculation of your credit worthiness meaning the decision to give you a basic account is not based on your credit score / history.
Go into a bank you have had no prior dealings with and tell them you would like to open a basic bank account. If they try and make you apply for a current account, explain the situation regarding your credit history. Most bank employees will be understanding and help you with your request.
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