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-   -   No credit check bank account needed (https://www.aspkin.com/forums/uk-ebay-paypal/93117-no-credit-check-bank-account-needed.html)

stevebills 01-18-2016 02:59 PM

No credit check bank account needed
 
I want a no credit check basic account that will work with paypal
I have a thinkmoney one and need another?
thx
steve

phaz0rz 01-18-2016 03:02 PM

Re: No credit check bank account needed
 
Have you looked into these?

http://www.aspkin.com/forums/uk-ebay...-accounts.html

I'm not in UK so others will probably be more help. I don't know if those banks run credit checks, but those are some options.

stevebills 01-18-2016 03:07 PM

Re: No credit check bank account needed
 
is Ffrees Current Account any good for paypal?

just_smile 01-18-2016 03:08 PM

Re: No credit check bank account needed
 
http:// http://www.moneysavingexpert.com/banking/basic-bank-accounts

Read the above article. Lots of solid information that may help you.

stevebills 01-18-2016 03:17 PM

Re: No credit check bank account needed
 
my credit is bad but i can open an account with over 100K will that help me get an account
or not?
thx
steve

stevebills 01-18-2016 03:18 PM

Re: No credit check bank account needed
 
is virgin money any use for paypal?

phaz0rz 01-18-2016 03:19 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by stevebills (Post 739194)
my credit is bad but i can open an account with over 100K will that help me get an account
or not?
thx
steve

I don't think coming in with a duffel bag full of cash is going to help if you have really bad credit. It would probably make them think you're trying to launder money.

stevebills 01-18-2016 04:02 PM

Re: No credit check bank account needed
 
the monies in my girlfriends account from a house sale last week i never took up drug dealing as a job lol

JamesNorth101 01-18-2016 04:04 PM

Re: No credit check bank account needed
 
Just use a savings account...

You must have accounts with other banks already. Opening a savings account with one of them would work fine

RosieTosie 01-18-2016 04:27 PM

Re: No credit check bank account needed
 
You would never put that amount of money into one bank account these days, it will be well over the amount that is covered by the banking guarantee following on from the days a few years back when our biggest banks were found to be screwing everyone over and they were forced to offer an amount that they would guarantee to not lose for us!

realdeals 01-18-2016 07:34 PM

Re: No credit check bank account needed
 
This guy knows everything, don't waste your breath fellas ;)

rsot 01-18-2016 08:15 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by stevebills (Post 739214)
the monies in my girlfriends account from a house sale last week i never took up drug dealing as a job lol

First priority is to get those monies out of your girlfriend's account :eek:

realdeals 01-18-2016 08:20 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by rsot (Post 739291)
First priority is to get those monies out of your girlfriend's account :eek:

If he laundered money out of his 17 year old step childs account, I am sure he can launder out of his girlfriends too. ;)

peghmeypong 01-19-2016 03:22 AM

Re: No credit check bank account needed
 
Here we go again!

uhaaa 01-21-2016 10:51 AM

Re: No credit check bank account needed
 
https://www.monese.com/
Hope it help :)

stevebills 01-21-2016 04:55 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by realdeals (Post 739301)
If he laundered money out of his 17 year old step childs account, I am sure he can launder out of his girlfriends too. ;)

Money laundering is the generic term used to describe the process by which criminals disguise the original ownership and control of the proceeds of criminal conduct by making such proceeds appear to have derived from a legitimate source.

Selling my house is a legitimate sale you retard :amen::clap:

stevebills 01-21-2016 04:56 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by uhaaa (Post 740329)
https://www.monese.com/
Hope it help :)

does it work with paypal?

stevebills 01-21-2016 05:00 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by RosieTosie (Post 739220)
You would never put that amount of money into one bank account these days, it will be well over the amount that is covered by the banking guarantee following on from the days a few years back when our biggest banks were found to be screwing everyone over and they were forced to offer an amount that they would guarantee to not lose for us!

I read the limit for bank accounts is now £75K insurance payout

stevebills 01-21-2016 05:01 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by realdeals (Post 739301)
If he laundered money out of his 17 year old step childs account, I am sure he can launder out of his girlfriends too. ;)

There is only one child mate its you!

JamesNorth101 01-21-2016 05:02 PM

Re: No credit check bank account needed
 
Its been that since the start of the year. £10k cut!

The reason for it is it is set against the €. Because the £ is so strong against the € at the moment it reduces the compensation to be in line with the rest of the EU

Its also worth noting that it is per bank charter though not per bank

If 2 banks are part of the same group and they use the same charter then the limits for both combined is £75k

stevebills 01-21-2016 05:04 PM

Re: No credit check bank account needed
 
is there an option in PayPal to choose ‘Withdraw funds to your card‘?

as I saw this (How to Withdraw Funds from Your PayPal Account to Your Monese Card)

JamesNorth101 01-21-2016 05:04 PM

Re: No credit check bank account needed
 
Not in the UK no.

Basic stuff Steve :)

stevebills 01-21-2016 05:07 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by JamesNorth101 (Post 740456)
Not in the UK no.

Basic stuff Steve :)

Thats why I ask i never seen it myself and monese website says you can do it

JamesNorth101 01-21-2016 05:11 PM

Re: No credit check bank account needed
 
If they have a sort code and an account number, and if they are not an bank who has issues with mismatching names, then it could work

Lots of banks like this about that I have never tried
Atom Bank
ViaBuy
Starling
Mondo

All worth a play!

vetus 01-21-2016 05:22 PM

Re: No credit check bank account needed
 
Majority of the prepaid banks work like a dream for Amazon due to the BACS payment rather than bank transfer type deposit. That's why Lloyds works for Amazon but not PayPal.

PayPal - yes they can work but you need to be signing up in REAL INFORMATION and they don't accept mismatch names, or down the line you could have an issue.

uhaaa 01-22-2016 08:15 AM

Re: No credit check bank account needed
 
Quote:

Originally Posted by stevebills (Post 740449)
does it work with paypal?

Yes. You can make withdrawals. Tested!
Just need Android phone to open account. It's amazing service, FOR NOW :)
We will see in the future.

stevebills 01-22-2016 09:54 AM

Re: No credit check bank account needed
 
Quote:

Originally Posted by uhaaa (Post 740640)
Yes. You can make withdrawals. Tested!
Just need Android phone to open account. It's amazing service, FOR NOW :)
We will see in the future.

do mu get a sort code and account number with it or just a card?

mao 01-22-2016 10:03 AM

Re: No credit check bank account needed
 
open a bos or rbs basic, my credit score is awful and have accs with both banks, and easy to open several savers with both

uhaaa 01-22-2016 10:30 AM

Re: No credit check bank account needed
 
Quote:

Originally Posted by stevebills (Post 740659)
do mu get a sort code and account number with it or just a card?

You get sort code and account number in the UK. They give you IBAN too. I think it is in Estonia. The Visa card is coming via posts. You can manage only through the Android app
Hope you understand me, guys. My english is bad.

onlinehelpneeded 01-22-2016 02:00 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by JamesNorth101 (Post 740461)
If they have a sort code and an account number, and if they are not an bank who has issues with mismatching names, then it could work

Lots of banks like this about that I have never tried
Atom Bank
ViaBuy
Starling
Mondo

All worth a play!

atom, mondo and viabuy are not even operational at present

JamesNorth101 01-22-2016 03:45 PM

Re: No credit check bank account needed
 
They will be in the coming month or so by most reports I have seen

mao 01-23-2016 03:57 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by uhaaa (Post 740640)
Yes. You can make withdrawals. Tested!
Just need Android phone to open account. It's amazing service, FOR NOW :)
We will see in the future.

Just tried adding a monese to a PP and can confirm it doesn't work :pry:

JamesNorth101 01-23-2016 03:59 PM

Re: No credit check bank account needed
 
Does not work in what way?

mao 01-23-2016 04:01 PM

Re: No credit check bank account needed
 
Get this message:

"We're sorry, we're not able to process your request. Please try again later."

Maybe PP isn't working properly but I just made a stealth around an hour ago and had no issues adding an RBS. Just thought it update people on this incase they download it for it not to work.

JamesNorth101 01-23-2016 04:09 PM

Re: No credit check bank account needed
 
That happens on PayPal sometimes

How old is the bank account?

You may need to phone to manually add the bank account

mao 01-23-2016 04:10 PM

Re: No credit check bank account needed
 
ill try bell them tomorrow and update, joined with monese last night waited 24 hours before trying to add. Ill hang off until tomorrow and give paypal a call and try add it that way

uhaaa 01-24-2016 07:28 AM

Re: No credit check bank account needed
 
I am adding (here in Bulgaria) the card Visa. I first send few pounds to my Monese account. Maybe you need to put some money, because PayPal is holding 1 pound for a litle time when you add new payment method.

mao 01-24-2016 08:19 AM

Re: No credit check bank account needed
 
Quote:

Originally Posted by uhaaa (Post 741285)
I am adding (here in Bulgaria) the card Visa. I first send few pounds to my Monese account. Maybe you need to put some money, because PayPal is holding 1 pound for a litle time when you add new payment method.

Ah ok i get you, i thought you meant you were using the sort code and account number monese gives you, once i receive the card i will try adding the card then. cheers.

uhaaa 01-24-2016 08:44 AM

Re: No credit check bank account needed
 
Quote:

Originally Posted by mao (Post 741298)
Ah ok i get you, i thought you meant you were using the sort code and account number monese gives you, once i receive the card i will try adding the card then. cheers.

Dont forget you must put few pounds first to add the card in PayPal. :)

mao 01-24-2016 06:09 PM

Re: No credit check bank account needed
 
Quote:

Originally Posted by JamesNorth101 (Post 741141)
That happens on PayPal sometimes

How old is the bank account?

You may need to phone to manually add the bank account

Just a quick update as wanted to know if this would work by calling them, i did call they added bank manually for me but was removed automatically as the account never did receive the 1p deposit so now know it doesnt work by calling or adding yourself, but as uhaaa has confirmed you can add the card you receive from monese.


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