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-   UK Managed Payments (https://www.aspkin.com/forums/uk-managed-payments/)
-   -   Managing Payments Requesting ID (https://www.aspkin.com/forums/uk-managed-payments/136209-managing-payments-requesting-id.html)

StealthHarry 06-27-2020 04:24 AM

Re: Managing Payments Requesting ID
 
What brought about managed payments

I remember hearing about it in 2017/2018 but I also heard it was due to come 2023

Why are they doing this all of a sudden, any ideas chaps

StealthHarry 06-27-2020 08:32 AM

Re: Managing Payments Requesting ID
 
Old mother eBay gonna be taking that moola in the grave as well

In terms of impact this has to be negative for them, they’re becoming too greedy - greed has always lead to destruction historically

Old momma eBay don’t even wanna let us impoverished types have a last drink from the nipple

Putting our sorry asses on to that powdered crap MP

Bigblackdog 06-27-2020 09:18 AM

Re: Managing Payments Requesting ID
 
Ebay want to play in the same game as Amazon and Etsy

Since the split from Paypal it could be argued that they are not as efficient as the rest of the market as they rely on a 3rd party payment processor

When Etsy, a relative upstart compared to Ebay, dropped Paypal they showed the way to increase the control they had over their marketplace and increase their profits

I do not believe stealthers even appeared in the discussions. Much as we may like to big up our own importancs we are collectively little more than a pimple to be scratched as far as Ebay is concerned

There is also the matter of security

The type of operation that required lots of Ebay accounts that were getting burned or were dealing 'unauthorised' lookee lickie items and suspect digital downloads will now be a thing of the past

It may well be that the market in stealth acvounts will also disappear. There is no real market in Amazon or Etsy accounts

That is not to say that Ebay stealth will disappear, there will always be a need and where there is a need a market place will develop

Whether or not it will be legal is a seperate matter but people will always finf a way

There are already several ways but their legality is suspect and the costs will be high

Ebay will live with the fact that some will get through their security screen

The real loosers will be the scammers with their 20+ accounts dealing what Ebay do not want

I think Ebay will be safer for Joe Public and MAY get some credibility back

james_112233 06-28-2020 06:20 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Bigblackdog (Post 1102489)
Ebay want to play in the same game as Amazon and Etsy

Since the split from Paypal it could be argued that they are not as efficient as the rest of the market as they rely on a 3rd party payment processor

When Etsy, a relative upstart compared to Ebay, dropped Paypal they showed the way to increase the control they had over their marketplace and increase their profits

I do not believe stealthers even appeared in the discussions. Much as we may like to big up our own importancs we are collectively little more than a pimple to be scratched as far as Ebay is concerned

There is also the matter of security

The type of operation that required lots of Ebay accounts that were getting burned or were dealing 'unauthorised' lookee lickie items and suspect digital downloads will now be a thing of the past

It may well be that the market in stealth acvounts will also disappear. There is no real market in Amazon or Etsy accounts

That is not to say that Ebay stealth will disappear, there will always be a need and where there is a need a market place will develop

Whether or not it will be legal is a seperate matter but people will always finf a way

There are already several ways but their legality is suspect and the costs will be high

Ebay will live with the fact that some will get through their security screen

The real loosers will be the scammers with their 20+ accounts dealing what Ebay do not want

I think Ebay will be safer for Joe Public and MAY get some credibility back

I hope so.

In regards to scammers, they find it easier to just hijack established accounts now and ask for payment by BACS. If they hijack the right account with thousands of feedback / powerseller status, LOTS and LOTS of people fall for the trap.

Long gone are the days of new stealth accounts listing items for sale that they don't have hoping to do a runner with the money.

Ebay and paypal prevented that with payment holds.

Bigblackdog 06-28-2020 08:40 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by agent006140 (Post 1102642)
There are costs in switching from outside payment processor to MP,there are many questions which Ebay need to answer and I dont think Ebay has all the answers.
One issue I see forthcoming is the sheer number of banks,credit unions,saving banks ,AYDEN/Ebay have to interface with,not all are members of the Fed Reserve System,and not all have non glitch website and competent IT staff,so far Paypal has shielded Ebay from all these headaches,

Etsy do not have these problems so it is illogical to think Ebay will

User220 06-28-2020 09:21 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Thebigbea (Post 1102252)
I signed up for managed payment last week.. yesterday got email saying ‘We can't verify the info you provided, please review’. Does the address provide on eBay have to be same as ur bank?

Did you sort this?
Anyone else know if the address on your eBay has to match your actual address?
Will the ayden check see if you are actually registered at another address?

Pathos 06-28-2020 09:57 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by User220 (Post 1102652)
Did you sort this?
Anyone else know if the address on your eBay has to match your actual address?
Will the ayden check see if you are actually registered at another address?

Of course the address needs to match, they are verifying it through name, DOB, address as a credit/electroal roll soft search. Try applying for a credit card with hooky details and see how far you get!

If it dosent match on MP, they will request either a bank statement, or ID, or both, and the jury is still out whether Stealth ID works or not.

Pathos 06-28-2020 09:58 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by agent006140 (Post 1102660)
did you check the other data you submitted are correct?
I get the same message,it turns out they cant check my birthday as I transposed day and month.
once I corrected them,Ebay said it will take days to verify

In the UK, things will be different. This is a UK thread.

User220 06-28-2020 10:22 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Pathos (Post 1102659)
Of course the address needs to match, they are verifying it through name, DOB, address as a credit/electroal roll soft search. Try applying for a credit card with hooky details and see how far you get!

If it dosent match on MP, they will request either a bank statement, or ID, or both, and the jury is still out whether Stealth ID works or not.

So you can’t have your address on eBay as your business address or what you would want buyers to see under sellers legal info. But for managed payments check you use your actual residential address?

brassmonkey 06-28-2020 10:27 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Pathos (Post 1102659)
Of course the address needs to match, they are verifying it through name, DOB, address as a credit/electroal roll soft search. Try applying for a credit card with hooky details and see how far you get

Do we know this for certain? Reason I ask is that I haven't seen an example of them asking for proof of address, you can use passport as ID which doesn't have your address and for the bank statement in the list of "things that must be visible" address is not one of them which makes me think ebay don't care about the address.

Surely if the soft search throws up an error on the address they would ask for proof of address? I guess maybe they will and we will find out after July 15th

Pathos 06-28-2020 10:41 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by User220 (Post 1102666)
So you can’t have your address on eBay as your business address or what you would want buyers to see under sellers legal info. But for managed payments check you use your actual residential address?

Yes you can, but when you enter your MP details, you have to use your genuine address. Thats pretty much the evidence we have been shown over the various attempts people have tried. It's essentially were you, as a human, are registered to, i,e living.

You dont 'need' to use it, but it will flag for ID as it won't pass the soft credit check.

We still don't know the success rate (if any) of Stealth ID.

Pathos 06-28-2020 10:43 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by brassmonkey (Post 1102667)
Do we know this for certain? Reason I ask is that I haven't seen an example of them asking for proof of address, you can use passport as ID which doesn't have your address and for the bank statement in the list of "things that must be visible" address is not one of them which makes me think ebay don't care about the address.

Surely if the soft search throws up an error on the address they would ask for proof of address? I guess maybe they will and we will find out after July 15th

From what I have seen, it's not that specific.

If you look at the Ayden ID process, it gives some of the info away.

https://docs.adyen.com/marketpay/onb...d-verification

But essentially it will boil down to Stealth ID being accepted, and no one knows yet, or indeed if they do know, they aren't sharing.

brassmonkey 06-28-2020 11:07 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Pathos (Post 1102670)
From what I have seen, it's not that specific.

If you look at the Ayden ID process, it gives some of the info away.

https://docs.adyen.com/marketpay/onb...d-verification

But essentially it will boil down to Stealth ID being accepted, and no one knows yet, or indeed if they do know, they aren't sharing.

I've registered with real name (real ID) but ⊗⊗⊗⊗ address

JamesNorth101 06-28-2020 11:12 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Pathos (Post 1102670)
or indeed if they do know, they aren't sharing.

Doc talk isn’t allowed in the forum so it won’t get discussed in this section.

If you try reading a few posts without your tinted glasses and pre-assumptions though you may find a few answers to that questions

Only one question remains about MP. Where will the refunds come from. That is the only sticking point left for UK eBay MP

Pathos 06-28-2020 11:35 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by JamesNorth101 (Post 1102678)
Doc talk isn’t allowed in the forum so it won’t get discussed in this section.

If you try reading a few posts without your tinted glasses and pre-assumptions though you may find a few answers to that questions

Only one question remains about MP. Where will the refunds come from. That is the only sticking point left for UK eBay MP

Lol, have you been deleting the posts that say if something will or will not work?

There has been no current answers to that question yet, however from the information provided, imo, it wont work whatsoever. So that sucks for your account sales, I can see why you want to keep the info sheilded.

The refunds have a couple of options, direct bank pull, reduction on the days 'payout' (either of these are likely) or a credit/debit/paypal etc. That will show in due course.

Pathos 06-28-2020 11:37 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by brassmonkey (Post 1102676)
I've registered with real name (real ID) but ⊗⊗⊗⊗ address

Did you get a Bank statement request, or a Bank Statement and ID request? the latter may come later from what I have seen.

JamesNorth101 06-28-2020 11:39 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Pathos (Post 1102681)
There has been no current answers to that question yet, however from the information provided, imo, it wont work whatsoever. So that sucks for your account sales, I can see why you want to keep the info sheilded.

This is exactly why I don’t ever bother trying to help you

Meh. You can either start reading things without all your know it all attitude and actually learn something because there are things to be learned, or you can just continue down the road you’re going. It really doesn’t affect me a great deal either way :thumb:

StealthHarry 06-28-2020 11:40 AM

Re: Managing Payments Requesting ID
 
I hope James is north - he probably is

Because If things go south then there’s trouble for majority of us

StealthHarry 06-28-2020 11:42 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by Pathos (Post 1102683)
Did you get a Bank statement request, or a Bank Statement and ID request? the latter may come later from what I have seen.

Your making a point

Where’s the proof that ID’s won’t work

And where’s the proof mismatched names won’t work

Kindly show us if you’ve attempted and it’s failed

Pathos 06-28-2020 11:44 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by StealthHarry (Post 1102687)
Your making a point

Where’s the proof that ID’s won’t work

And where’s the proof mismatched names won’t work

Kindly show us if you’ve attempted and it’s failed

You're missing the point of the comment. It's not a 'point', it's an opinion based on anecdotal evidence.

If you haven't read through all these threads, and analysed all the commentary from the various users on the subjects, then I am not going to lay it out on a plate for you. As has been said, we 'cant talk about it'.

Pathos 06-28-2020 11:47 AM

Re: Managing Payments Requesting ID
 
Quote:

Originally Posted by JamesNorth101 (Post 1102685)
This is exactly why I don’t ever bother trying to help you

Meh. You can either start reading things without all your know it all attitude and actually learn something because there are things to be learned, or you can just continue down the road you’re going. It really doesn’t affect me a great deal either way :thumb:

There are always things to be learned, from birth to death, however you havent actually contributed anything so far really, other than mention you like to keep it in 'secret' through PM's. The last time I paid for help from you took 3-4 weeks of a royal PITA debarcle without even an apologu, so I'm perfectly cool just chatting through the subject with everyone and pooling whatever info we have sourced.

Everyone has a right to accept, or not, whatever comments are made.

It's clear you have a personal vendetta, so I accept I have fallen to your level, and voiced my annoyances in a personally directed manner. I am happy just to leave it there at this point.


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