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-   UK Managed Payments (https://www.aspkin.com/forums/uk-managed-payments/)
-   -   stealth MP question (https://www.aspkin.com/forums/uk-managed-payments/137447-stealth-mp-question.html)

arshavin 07-02-2020 02:39 AM

stealth MP question
 
Let's say for arguments sake we get a full on stealth account accepted for MP, does this mean the bank transfers will go through to a bank with a totally different name? Or we won't know the answer for sure until next month?

dishmachine 07-02-2020 04:34 AM

Re: stealth MP question
 
And only the 6 main uk banks currently use ‘confirmation of payee’. If either parties bank is not one of those 6 (or a subsidiary of) then the name on the account cannot be checked.

Which could be why PayPal still works with mis-matched names.... because their bank isn’t one of those 6 (or they choose to bypass the check due to the extra workload)

StealthHarry 07-02-2020 04:52 AM

Re: stealth MP question
 
Quote:

Originally Posted by Pathos (Post 1103454)
Fair question that, soon as they make a deposit or microdeposit it MAY flash up as it does on my own accounts when making a payment and you get a choice to send or not.

I guess we could hope they choose to ignore as they have already 'verified' us?

Apparently this hasn't happened on PayPal though since COP began to be used, so the thinking could be that company payments are different to personal etc.

I can 100% confirm this hasn’t happened on PayPal, I’ve attracted new banks to new PayPal they’ve worked fine without issue

About MP I’m not sure but it doesn’t look doom and gloom from that side imo

JamesNorth101 07-02-2020 06:23 AM

Re: stealth MP question
 
If they are using COP it may flash up as mismatching if

1 - Whoever eBay use to disburse payments its enrolled on COP
2 - Which ever bank account a user is using to receive payments is enrolled into COP

Even then eBay may well not have an issue with it. We have to wait a a couple of weeks to find out for sure.

JamesNorth101 07-02-2020 06:30 AM

Re: stealth MP question
 
AIB (NI) No
Barclays Yes
Bank of Ireland UK No
Bank of Scotland Yes
Citibank No
Danske Bank Yes
First Direct Yes
Halifax Yes
HSBC Yes
Lloyds Bank Yes
M&S Bank Yes
Metro Bank No
Monzo Yes
Nationwide Yes
NatWest Yes
RBS Yes
Santander Yes
Starling Yes
Tesco Bank No
Co-operative Yes
TSB Yes
Ulster Bank Yes
Virgin Money No

Not all that are marked as YES are actively using it, some have just pledged to sign up by the end of 2020

assad 07-02-2020 06:38 AM

Re: stealth MP question
 
james_112233, made a valid suggestion regarding signing up for MP, would this would work long term or at all.

Keep the names/address on the account stealth and when you sign up for MP via the eBay portal put in your legit name and address that matches the bank ?

assad 07-02-2020 06:39 AM

Re: stealth MP question
 
Quote:

Originally Posted by JamesNorth101 (Post 1103511)
AIB (NI) No
Barclays Yes
Bank of Ireland UK No
Bank of Scotland Yes
Citibank No
Danske Bank Yes
First Direct Yes
Halifax Yes
HSBC Yes
Lloyds Bank Yes
M&S Bank Yes
Metro Bank No
Monzo Yes
Nationwide Yes
NatWest Yes
RBS Yes
Santander Yes
Starling Yes
Tesco Bank No
Co-operative Yes
TSB Yes
Ulster Bank Yes
Virgin Money No

Not all that are marked as YES are actively using it, some have just pledged to sign up by the end of 202


I am using Lloyd's as we speak on my stealth Paypal and so far so good with the regards to mismatched names.

JamesNorth101 07-02-2020 06:41 AM

Re: stealth MP question
 
Quote:

Originally Posted by assad (Post 1103512)
james_112233, made a valid suggestion regarding signing up for MP, would this would work long term or at all.

Keep the names/address on the account stealth and when you sign up for MP via the eBay portal put in your legit name and address that matches the bank ?

Just need to use a bit of common sense to work out if that is a good long term plan or not for lots of accounts

assad 07-02-2020 06:46 AM

Re: stealth MP question
 
Quote:

Originally Posted by JamesNorth101 (Post 1103515)
Just need to use a bit of common sense to work out if that is a good long term plan or not for lots of accounts

i thought the same thing tbh as eBay can clearly see your legit info just wanted to know if it would even work long term or at all.

JamesNorth101 07-02-2020 06:48 AM

Re: stealth MP question
 
They would just link all your accounts together if you tried using the same details over and over again

james_112233 07-02-2020 07:37 AM

Re: stealth MP question
 
Quote:

Originally Posted by JamesNorth101 (Post 1103518)
They would just link all your accounts together if you tried using the same details over and over again

Most definitely, by all means what I have suggested is no way to truly stealth on ebay.

But then I don't burn through accounts.

I only ever wanted a bunch of stable accounts to last with my current business venture and I appear to have done that successfully but now I have to get through this MP hurdle which may trip me up and get me banned once detected.

For those that truly want to stealth my advice isn't it. Wait for others to find workarounds.

Ebayorbust 07-02-2020 07:50 AM

Re: stealth MP question
 
Quote:

Wait for others to find workarounds.
The workarounds have already been found. There is no need to change names and addresses on stealth accounts.

assad 07-02-2020 08:04 AM

Re: stealth MP question
 
Quote:

Originally Posted by james_112233 (Post 1103521)
Most definitely, by all means what I have suggested is no way to truly stealth on ebay.

But then I don't burn through accounts.

I only ever wanted a bunch of stable accounts to last with my current business venture and I appear to have done that successfully but now I have to get through this MP hurdle which may trip me up and get me banned once detected.

For those that truly want to stealth my advice isn't it. Wait for others to find workarounds.


A few members have already found workarounds and it does look some what positive
.


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