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The MP Exodus
 

We are starting to see the MP fallout it seems.

I hedged my bets and did two legit conversions, and two stealth. I didn't trust the advice that Stealth would be possible, but I only had the option for two accounts to go full legit, so I choose my strongest ones.

Ive been recieved MP payouts on both legit and one stealth with no issues.

One stealth, the first one I submitted as the 'tester' which was accepted with no issues, never transferred over to MP on the date. It carried on for another almost two months with Paypal, taking big dollar, and then today, like others are experiencing, got the smack down. a five year old, big £ account with no vero's, 100% positive feedback and barely any resolution cases or returns selling white box goods. So essentially, as clean as a whistle.

- Curious to know if anyone recieving MP payouts has had a suspension?

- Do we think we will begin seeing more accounts already recieving payouts getting the chop as they backtrack on ID checking?

- Have you questioned, were you got your 'information' from that was required for MP verification? and potentially which aspect led to your demise?

Re: The MP Exodus
 

When did you originally registered and provided documents for your stealth MP? Most of the people getting the 'suspension with no notification' appear to be registrations around from around August onwards.

Re: The MP Exodus
 

The first round, cant remember when it was , July 15th I think.

Was approved within a few hours and transition was later set for a few days into August. Never happened.

Re: The MP Exodus
 

I've missed our chats! ;)

What do you mean you only had the option for two accounts to go fully legit? Did you use the same info for two accounts or different real info?

Re: The MP Exodus
 

I wish eBay burns out and dies

Why?

Because

Re: The MP Exodus
 

Quite......

Re: The MP Exodus
 

They new everybody would go for it when it appears that matched names, that don't need to match, is all you need to know would get you on the new system with made up account names and photo shopped docs.

A quick soft credit check by them and they see it is a false account and bye-bye.

If you have not (tried) to convert your account don't. Make the most of it till they force you in a few months would be my advice unfortunately :-(

Re: The MP Exodus
 

If we forced into it, we burn and die with stealth too.

Re: The MP Exodus
 

To see if i understood, one of your stealths is working ok with MP and receiving money?

What about the legit, you sent real docs and data for both? meaning they are linked?

thanks

Re: The MP Exodus
 

Its irrelevant to the conversation really, Ive explained it clearly.

But yes, one of my Stealths is getting payouts, one went down in the exodus.

Theres plenty of threads about legit conversion when this was all happening in July.

Re: The MP Exodus
 

What do you mean went down in the exodus? You mean when sellers first started to register with MP in the early days?

Re: The MP Exodus
 

Did you attach a savings account to that limited account? Or did ebay try and submit a direct debit and found the real name on the bank account?

Re: The MP Exodus
 

It's not that irrelevant.

I have two legit ltds and ive not been requested to register, so was trying to understand if you are linked in the way you did.


Regarding stealth, if one is working, do you have any ideia what is the difference between them? why do you think one got banned and the other not?

I've registered for some stealths. all got accepted, but the two that got a starting date, got banned. So i expect to loose all the other ones.

Thanks in advance if you can devleop on this

Re: The MP Exodus
 

They can't see the real name on some bank account Halifax for one they don't disclose they name on the account

Re: The MP Exodus
 

So Ebay will just suspend accounts once they do a soft credit check to check all documents submitted ? Thats harsh.
I'm lucky i have never had a business account just a normal seller account so dont have to worry about Managed Payments just yet..

Re: The MP Exodus
 

This is not true if you fail soft check and provide valid id they pass the account

Re: The MP Exodus
 

They’re saying after you get accepted you get banned near to the start date

This is scaring me out a bit

Re: The MP Exodus
 

How are they validating the ID supplied?

Re: The MP Exodus
 

What happens if we provided ID that was previously provided on a banned account? Would be toast on MP??

Re: The MP Exodus
 

If you get an activation date but never get converted to MP except to lose your account. No message no warning no email. Straight shut down.

Re: The MP Exodus
 

They can’t validate ID’s unless you submit a poor quality ID, It’s the soft credit check which is killing the accounts.

Re: The MP Exodus
 

As above in the comments as soon as gen ID sent its fine

Re: The MP Exodus
 

How exactly do they perform a soft credit check?

Re: The MP Exodus
 

I've heard it is only Adyen that perform the credit checks. Do ebay perform the checks too?

Re: The MP Exodus
 

Can anybody that has converted a 100% legit account to MP confirm whether there have been any searches carried out against them on their credit report?

If not, I cannot see how this issue is caused by a soft credit check as surely it would be listed on the credit report?

Re: The MP Exodus
 

It’s not hard, financial institutes have access to facilities to do soft credit checks just like any credit provider the question is, is this what’s killing the accounts? The only way to find out it by is by testing.

Re: The MP Exodus
 

If you are submitting doctored IDs to management payments do they have the means of checking it in any way or does someone just take a look at it and if its look ok they pass it?

Re: The MP Exodus
 

the way to go is to submit EU ID cards as a means of identity documents.

many eu residents in the UK including myself did not have a credit score for months so it would be reasonable to fail the soft credit check as one.

if you submit an UK passport but there is 0 history about you in the UK its a pretty telltale sign you are high risk.

Re: The MP Exodus
 

Assuming it has anything to do with a credit check which it may well not do. Just time to play around a little and see what works.

Re: The MP Exodus
 

https://i.imgur.com/9cCzo95.jpg


I do not recall using any other Adyen product that would result in this,I have to assume this is eBay's processor checking on me.


Do let me know if you think otherwise or if you have other information regarding this.

Re: The MP Exodus
 

Yep eBay have done those same checks for many many years - that may not be the only factor though as accounts never used to get limited when failing them. Its all still very new right now

Re: The MP Exodus
 

Im 18 and only have a UK passport, and i have never performed a credit check. Would they ban me?

Re: The MP Exodus
 

They shouldn't. Have you got a current account? If so, you may have been checked when opening it unless it is a basic current account.

Check your credit file with experian. You could also apply for a credit card and this will add to your file. You don't need to use the card, just cut it up after you get it, but it will improve your rating if you do use it and pay the balance off every month.

Re: The MP Exodus
 

I think its the basic current account. I've never used experia or any sort of credit check sites. Hopefully they don't flag me but i'm not confident

Re: The MP Exodus
 

Just signed up for experian and checked my score, its good, so hopefully Adyen can see i have got some sort of history lol

Re: The MP Exodus
 

Hi. First of all thanks for this post.

can you explain me better why you think submitting EU ID card will work better then UK passport (im talking about stealth docs)

Thanks a lot

Re: The MP Exodus
 

May I ask when you submitted your MP switch request?