I presume that if you have cancelled the direct debit mandate then they would not be able to get to your money. You have cancelled the contract to allow them that access to your money, therefore it would be the banks fault for allowing any direct debit to go through. Make a note of the date you cancelled it , just in case, however I doubt that any money will be taken out by PP or ebay now it has been cancelled.
You will be looking forward to letters and phone calls from debt collection agencies, ignore the letters. If they phone you tell them you do not owe any money to PP or EBay, as they closed your accounts down, and you have no reason why they did this, therefore any monies owed is none and void - worked for me, no more phone calls
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