I did really need the 5, as all my other accounts that had been opened up to that point, had been wasted when "learning the ropes" with PayPal. That was the minimum amount of accounts required to get my business running and start making a decent income, and they told me that as long as I made sure to use all the accounts, there was no problem.
I told them the truth, that I needed the accounts for eBay and did not want to even bother with business accounts as I always get rejected on application, and did not want to do my credit score under. That stopped them right in their tracks when they mentioned that I should consider business accounts instead, and we went ahead and applied for the 5 basic accounts and 1 savings account (which they recommended that I open anyway...). I got my accounts opened there and then, and everything has been fine ever since. And since they had no problem with what I told them that I would be doing, I do not see anything wrong with that course of action. They would have just shot me down there and then if they did not like it.
I do not think that they (or most other banks) would allow multiple business accounts for the 1 "business" anyway, so in any case it would not be suitable for someone who wants several accounts at 1 bank (such as most of us "stealth" users), even if you did not take the whole credit score thing into account; your credit score would go way down if you attempted to open that many business accounts.
Last edited by Elijah; 05-22-2012 at 04:20 PM.
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